• Report: #111497

Complaint Review: CHARTERONE BANK UTICA

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  • Submitted: Tue, October 05, 2004
  • Updated: Tue, October 05, 2004

  • Reported By:remsen New York
CHARTERONE BANK UTICA
PLAZA UTICA, New York U.S.A.
  • Phone:
  • Web:
  • Category: Banks

CHARTERONE BANK UTICA OHIO RIPOFF THERE HAS TO BE A LEGAL WAY TO STOP THIS BANK FOR WHAT THEY ARE DOING HOW IS IT RIGHT.!!!!! UTICA New York

*Consumer Comment: Learn to balance a checkbook!

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my son had overdrew his account he is 20 , it racked up fees so he spoke to charter one they said if you go in today and pay 118.00 we will bring account to zero and close it, he did this three days later it was zero, three weeks later a very much delayed debit amount of 3.85 was allowed thru the account 8 days later he received a notice telling him this by this time there were 99.00 in od fees on his account he did not have the money to pay for it he told them i thought the account was closed they said well the 3.85 never got charged to the account so it reopened it well its not his fault it never got charged to the account for over a month and now they will do nothing for him as of today it is -280.00 in fees, he is so upset i want to know how this is legal tell me it cannot be if so why are not all the other banks doing this ,my nephews is still opened for 8 months with negative bal and still racking charges because they would not work with him and he did not know what to do, but they will let you keep overdrafting your account with your debit cardWE HAVE TO STOP THEM!!!!!!!!!!!11

Sandy
remsen, New York
U.S.A.

This report was posted on Ripoff Report on 10/05/2004 07:42 AM and is a permanent record located here: http://www.ripoffreport.com/r/CHARTERONE-BANK-UTICA/UTICA-New-York-13501/CHARTERONE-BANK-UTICA-OHIO-RIPOFF-THERE-HAS-TO-BE-A-LEGAL-WAY-TO-STOP-THIS-BANK-FOR-WHAT-T-111497. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Consumer Comment

Learn to balance a checkbook!

AUTHOR: Ukiah - (U.S.A.)

By your own admission, your son has and continues to overdraw his account. Exactly how is this fault of the bank?

As to charges not posting in 30 days, I have charges to my business post as late a 6 months. Do you really think there is a time limit and then after that you can call "all in free" or something?

I agree that you need help, but it's not with the bank. Try teaching this young man not to spend what he doesn't have and you'll be amazed how quickly many things in his life will improve. In the meantime, the school of hard knocks charges alot of money for its lessons. This was one of them.
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