CHECK RESOLUTION SERVICE INC - CHECK N GO 1561 KENMORE AVENUE
KENMORE, New York U.S.A.
CHECK RESOLUTION SERVICE INCCHECK RESOLUTION SERVICE INC, CHECK N GO DECEPTIVE COLLECTION PRACTICES, DISREGARD FOR ALL RULES OF FDCPA, THREATS, WARRANTS FOR ARREST KENMORE New York
I and several other individuals I've come to learn about have received threatening phone calls from this company who claim to collect on debts owed to check n go. My experience was I received a call at work from a Greg Myers claiming to be part of the sheriffs department with a summons to serve me at work or at home the same day I received the phone call. He stated that this was due to check fraud and intentions to defraud a federal institution. I immediately went into panic mode and requested further information which he claim he couldn't provide he just serves the papers but that I could call this number to find out more information. The number he provided was 888-995-0615. The several anonymous people(fake names of different people provided when calling) answer the line saying check resolution services. They state that unless you make a payment by providing your bank account information at the time you call them or they call you, you will be served with court papers for bank fraud, check fraud and end up in jail. I was so nervous not wanting to be served at work and get embarrassed knowing I owed check n go. I gave them my debit card information over the phone. They don't even let you make payment arrangements as most collection agencies do. I had to pay off my balance in 2 installments only or would be prosecuted. I asked them during this conversation if I would receive a letter in the mail confirming that they represented check n go as this all began to sound a bit fishy and when googling the number I got hits from several people stating the same thing. That they too have received threats to give their bank information over the phone or be prosecuted. I never ended up receiving anything in the mail confirming any information I gave over the phone so the day that they withdrew the funds from my account I called them and a guy named Seth Miles(another fake name) answered and asked about me not receiving a written authorization or agreement letter. He acted dumb founded and put me on hold to see why I wasn't sent anything. He got back on the line and said oh were sorry we have your paperwork here. I became furious and said well fax it me right now as I was now thinking I gave my bank account information to scam artists. I threatened to call the police and the attorneys general office and they began to panic and continously call me at work after this. This made me even more nervous that they were crooks. It took forever for me to receive the fax and once received it was dated for the same day I contacted them(it was supposed to be created and mailed upon me agreeing to pay my debt) and my bank funds had been removed. It looked like something i could have typed up myself. I do not make a lot of money and struggle to take care of my two kids so having money taken out of my account by a company who you I can't find any information on in business directories or anywhere else caused me to panic. I called check n go to see if they gave my account to these bogus crooks who do not follow fdcpa rules to collect debts and they confirmed that they did give my account. I had them confirm that my debt was given to them. This relieved me in knowing that now my debt will be paid off with them but it is really scarry what these people do to you to get you to pay. I left work the day they called with the threat and left work again the day they took the money after finding out more information that they could be scam artist. No one should be threatened to be put in jail over a loan and no one should be threatened with a fake notice to be served by the sherriffs department at your place of employment if it not real. I will be contacting the Attorneys General Office to press charges so that people like myself would not have to go through this nightmare of bogus collections.
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