• Report: #448431

Complaint Review: CIC Triple Advantage (FreeCreditReport.com)

  • Submitted: Sun, May 03, 2009
  • Updated: Fri, April 29, 2011

  • Reported By:Waltham Massachusetts
CIC Triple Advantage (FreeCreditReport.com)
freecreditreport.com Irvine, California U.S.A.

CIC Triple Advantage (FreeCreditReport.com) largest ripooff not reported by the media Why? Irvine California

*Consumer Comment: Ok, some people dont read...but...

*Consumer Comment: No rip off

*Consumer Comment: Once again

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I am just returning from my bank after having to cancel my debit card. Here's why.

In these difficult economic times it's important to know where your credit score stands. I recently went to freecreditreport.com to check mine. A day or so later I was doing some online banking and noticed a charge to my account for $14.95 from a company I had no clue about doing business with (CIC Triple Advantage). Ok, $14.95...no big deal right? Well, if it were revolving monthly (for ever) it would be a big problem. Getting in touch with this company is virtually impossible and when you do reach them you are greeted by an obstinate and useless offshore call center. So I did some digging and discovered a pretty shocking story. CIC Triple advantage is currently in a multi-million dollar class action suit and all the while their acts of fraud continue since before 2005!...it was only a $12 charge back then.....must be pretty profitable huh?

Freecreditreport.com is currently saturating the airwaves with massive amounts of advertising $$ and luring potential millions into this scam. All with our stolen money..hello FTC???? AG???? Anyone home?

Please inform the public about this outrage. You will be helping hundreds of thousands of people who can not afford to be ripped off right now, especially by a seemingly reputable company. All the proof you need is online. Simply Google CIC Triple Advantage cohort of (freecreditreport.com) and you will have the whole story and more.

Two other problems I noticed as a result of being ripped off by these people. That have disturbed even more than the actual theft.

1.) My bank (Bank of America) knows all about these people. The customer service rep actually said "oh yeah...I've heard of these guys...this is terrible". Terrible that this company is not only ripping people off but costing these financial institution potential millions of dollars in customer support hours trying to right the wrongs of these thieves....investigating and re-investigating all of these fraud complaints. Our financial institutions can't afford this kind of crap right now.

2.) The media is no where to be found when it comes to this story. Why? Is it because freecreditreport.com is dumping millions into advertisement on most major media outlets? Here's an interesting exercise I would like anyone who cares about this to try. Google CIC Triple Advantage and you will get thousands of complaints and they start with the very first result. Then click on the Google news button to see where this same topic is mentioned in the media. Guess what? ZERO results?? WHY??

If you are in the media and have any integrity you should expose these criminals and feel free to contact me.


Scamed by freecreditreport.com
Waltham, Massachusetts

CLICK HERE: Lawsuit Filed Against Consumerinfo.com to get victims thier money back

This report was posted on Ripoff Report on 05/03/2009 10:18 AM and is a permanent record located here: http://www.ripoffreport.com/r/CIC-Triple-Advantage-FreeCreditReportcom/Irvine-California/CIC-Triple-Advantage-FreeCreditReportcom-largest-ripooff-not-reported-by-the-media-Why-448431. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Consumer Comment

Ok, some people dont read...but...

AUTHOR: Loreal byrd - (U.S.A.)

When you order your $1 Credit Report and Score here, you will begin your 7-day trial membership in freecreditreport.com. If you dont cancel your membership within the 7-day trial period*, you will be billed $14.95 for each month that you continue your membership. You may cancel your trial membership anytime within the trial period without charge."


* Monitoring with Experian begins within 48 hours of enrollment in your trial. You may cancel your trial membership any time within 9 days of enrollment without charge.


Try freecreditreport.com RISK-FREE for 7 days and get your
Credit Report & Credit Score for $1!

Ok, I get that.  The site says its going to charge $14.95 for the service within 48 hours.  It happened immediately without notice.  In addition, I wasnt charged $14.95...I was charged twice.  Once for $1.00 and the second was for $29.00. 

So, when I called to cancel it, I was only offered HALF of the money back.  What happened to "Risk Free?"  I lost half my money!  In addition, the website is worded in ways that most of America just wont understand. 

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#2 Consumer Comment

No rip off

AUTHOR: Lorenzen - (U.S.A.)

There is no rip off here. Just another idiot who doesn't read or listen. People like this only hear what they WANT to hear. And they NEVER read ANYTHING. You get exactly what you deserve.
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#3 Consumer Comment

Once again

AUTHOR: Robert - (U.S.A.)

You were not scammed...you just failed to READ. Right on their home page.

When you order your free report here, you will begin your free trial membership in Triple AdvantageSM Credit Monitoring. If you don't cancel your membership within the 7-day trial period**, you will be billed $14.95 for each month that you continue your membership.

ConsumerInfo.com, Inc. and Freecreditreport.com are not affiliated with the annual free credit report program. Under a new Federal law, you have the right to receive a free copy of your credit report once every 12 months from each of the three nationwide consumer reporting companies. To request your free annual report under that law, you must go to www.annualcreditreport.com.

Yes they also do state that you are enrolling in Triple Advantage on the TV comercials also. Oh and the FTC is involved.
Did they sue them - No
Did they tell them to stop - No
So what did they do - They created their own spoof videos to counter them at


Now, just FYI you are entitled to a free report, but a credit score will always cost you money no matter where you get it from.
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