- Report: #483106
Report - Rebuttal - Arbitrate
Complaint Review: CIT Bank AKA Dell Financial Services
CIT Bank AKA Dell Financial Serviceswww.dellfinancialservices.com/ Internet United States of America
CIT Bank , Dell Financial Services C/O Dell Financial Services LLC P.O Box 81567 Austin, Texas 78708-1567 Increase in annual percentage rate Jacksonville, Florida
I have had a Dell preferred account for several years, have never been late in a payment, and generally pay more than the amount required.
Today I received a letter from CIT C/O Dell Financial Services stating that in response to current market conditions my annual percentage rate will increase from 23.99% to 27.24% by October 1, 2009.
In addition, the letter states very threateningly that if I choose to reject these changes, my credit rating will be adversely affected. Then it is suggested that my credit rating will not be affected if I choose to pay off my account by October 1, 2009.
What I find incredibly objectionable is that Dell has had a profitable quarter.
I am a college student with student loans in deferment. Other than these I have very few outstanding credit balances.
I am planning on paying off my account....and will NEVER by another Dell. I plan to advise my college which has a very large student base to get the word out that Dell is definitely not customer friendly.
For those of you who are reading this, I would suggest that you check out Axxx(((REDACTED))) computers. They are reliable, cheap and the company is much more user friendly.
href="/whyedited.asp" target="why"> sorry, allowing you to give a competitors
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Rip-off Report, as a matter of policy, deleted either a phone number, link or
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This report was posted on Ripoff Report on 08/20/2009 04:18 PM and is a permanent record located here: http://www.ripoffreport.com/r/CIT-Bank-AKA-Dell-Financial-Services/internet/CIT-Bank-Dell-Financial-Services-CO-Dell-Financial-Services-LLC-PO-Box-81567Austin-483106. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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