- Report: #250511
Report - Rebuttal - Arbitrate
Complaint Review: CIT Financial USA INc., D/b/a Lease Finance Group (LFG)
CIT Financial USA INc., D/b/a Lease Finance Group (LFG)233 North Michigan Ave Suite 1800 Chicago, Illinois U.S.A.
CIT Financial USA INc., D/b/a Lease Finance Group (LFG) misrepresentation,fraud,no paper contract, laptop signature only Ripoff Chicago Illinois
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Earlier that year I had planned everything for my business, right down to advertising cost and customer incentives. However, I never planned to be dealing with the remains of my business two years later.
A representative came to my business and set me up with a credit/debit card terminal. I informed him that this was my first business venture and that I was very apprehensive about owing a lot of money in the beginning, in case things did not work out. He was very positive and said I had a good idea here but that if things did not work out, I could contact him and let him know.
I DID NOT know that the contract was non-cancelable. I did not sign a piece of paper, only a lap top electronic signature pad. I never got the paper contract until I tried to cancel my lease.
Now, LFG is calling my house up to 15 times a day, with a recorded message to call them back.
I got in touch with a very pleasant person there the first time. She understood that I was misrepresented by the products company. She offered to go to LFG with a settlement, and I was willing to pay.
LFG did not agree with my offer and rejected it. Saturday morning of Memorial Day weekend I was awokened by the telephone. Surprise! It was LFG calling about my "refusal to pay." I informed this not so pleasant man that I had made an offer and was rejected. He said that the company would garnish my wages.
After we exchanged words back and forth about how I am not currently working nor would I be working since I am attending school. He rudely informed me that my account would say something to the effect that I refused to settle and pay the outstanding balance.
I tried to contact the agent who sold me the machine, but he had been let go. Surprise!
Greer, South Carolina
This report was posted on Ripoff Report on 05/26/2007 08:06 AM and is a permanent record located here: http://www.ripoffreport.com/r/CIT-Financial-USA-INc-Dba-Lease-Finance-Group-LFG/Chicago-Illinois-60601/CIT-Financial-USA-INc-Dba-Lease-Finance-Group-LFG-misrepresentationfraudno-paper-c-250511. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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