• Report: #250511

Complaint Review: CIT Financial USA INc., D/b/a Lease Finance Group (LFG)

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  • Submitted: Sat, May 26, 2007
  • Updated: Sat, May 26, 2007

  • Reported By:Greer South Carolina
CIT Financial USA INc., D/b/a Lease Finance Group (LFG)
233 North Michigan Ave Suite 1800 Chicago, Illinois U.S.A.

CIT Financial USA INc., D/b/a Lease Finance Group (LFG) misrepresentation,fraud,no paper contract, laptop signature only Ripoff Chicago Illinois

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I opened a business in my small town and thought I had a good thing going. Unfortunately, like many small business owners, before the year was up, I knew that I was not going to make it.

Earlier that year I had planned everything for my business, right down to advertising cost and customer incentives. However, I never planned to be dealing with the remains of my business two years later.
A representative came to my business and set me up with a credit/debit card terminal. I informed him that this was my first business venture and that I was very apprehensive about owing a lot of money in the beginning, in case things did not work out. He was very positive and said I had a good idea here but that if things did not work out, I could contact him and let him know.

I DID NOT know that the contract was non-cancelable. I did not sign a piece of paper, only a lap top electronic signature pad. I never got the paper contract until I tried to cancel my lease.

Now, LFG is calling my house up to 15 times a day, with a recorded message to call them back.

I got in touch with a very pleasant person there the first time. She understood that I was misrepresented by the products company. She offered to go to LFG with a settlement, and I was willing to pay.

LFG did not agree with my offer and rejected it. Saturday morning of Memorial Day weekend I was awokened by the telephone. Surprise! It was LFG calling about my "refusal to pay." I informed this not so pleasant man that I had made an offer and was rejected. He said that the company would garnish my wages.

After we exchanged words back and forth about how I am not currently working nor would I be working since I am attending school. He rudely informed me that my account would say something to the effect that I refused to settle and pay the outstanding balance.

I tried to contact the agent who sold me the machine, but he had been let go. Surprise!

Amy
Greer, South Carolina
U.S.A.

This report was posted on Ripoff Report on 05/26/2007 08:06 AM and is a permanent record located here: http://www.ripoffreport.com/r/CIT-Financial-USA-INc-Dba-Lease-Finance-Group-LFG/Chicago-Illinois-60601/CIT-Financial-USA-INc-Dba-Lease-Finance-Group-LFG-misrepresentationfraudno-paper-c-250511. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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