• Report: #446089

Complaint Review: COUNTRYWIDE MORTGAGE COMPANY

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  • Submitted: Thu, April 23, 2009
  • Updated: Wed, December 23, 2009

  • Reported By:Naperville Illinois
COUNTRYWIDE MORTGAGE COMPANY
450 AMERICAN STREET SIMI VALLEY, California U.S.A.

COUNTRYWIDE MORTGAGE COMPANY ONLY WANTS THEIR BONUSES THAT WE PAY FOR WITH OUR HOMES SIMI VALLEY California

*Consumer Comment: *FORECLOSURE ALERT!!! Make sure that you know your rights before......

*Consumer Suggestion: Help is here!

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I have been head to head with Countrywide since September 2008. All I wanted to do was refinance my 8.375% interest on my 30 yr fixed. I am gainfully employed, and not upside down on my mortgage. During the refinancing in Sept 2008 I was told by their loan officer it would take less than 30 days since I was already a customer of Countrywide and my next mortage payment would be Dec 2008. In the meantime Countrywide closed hundreds of branches and all documents etc were deleted. I had to start over from scratch they had my account at all times in view. We ordered the appraisal and they canceled it saying I had my first 30 day late therefore the loan was denied I worked with numerous other mortgage companies and even paid for an appraisal that no one will give me a copy of and denied denied denied. I filed numerous complaints with the CEO of Countrywide and in November 2008 received a letter that they found in my favor and would fix my credit. Ya right!!! It is now April, I have applied for their "Home Retention" plan and found out that all my mortgage payments have been put in a fund for their home retention program and I am now being reported 5 months late and they are demanding $5000.00 to catch up my payments, since the funds do not count and there is no guarantee. I am not an Ohio resident I live in Illinois but I saw the Senator on CNN and wanted to find her myself. I have filed complaints with the California and Illinois Attorney Generals, BBB, OCC, my state legislator Judy Biggert, have contacted all the credit bureaus with copies of their letters and I am screwed and going to lose my home of 25 years.

I know there are people with children, and illnesses and unemployed but I fought very hard for what I have while raising 3 boys on $10,100.00 a year with $350.00 for rent back then and a car payment of $66.00.


I need advice and help. To my knowledge there is no class action suit against Countrywide who by the way is now owned by Bank of America. I have written faxed and called everyone I can and the foreclosure papers are on their way. I have no family, or parents, no rich Aunt or Uncle I have no idea what I will do, I cannot lose my house but do you think Countrywide really cares??? NO

Therefore I will exercise my squatters rights and hope that OBama straightens this all out since I do not qualify for his packages.

Is there some help for me out there?????

The recommendation by Marcy Kaptur to exercise YOUR right to squat until the property terms of your loan are resolved. There are thousands of us, I have heard from where monthly mortgage rates are going up on homeowners with fixed rate mortgages. Unable to refinance due to one late payment. What has been the fallout from Marcy Kaptur's advice to homeowners doled out on the congressional house floor in January of 2009?

Kaptur's advice
Kaptur recommends calling the local Legal Aid Society, Bar Association or 888-995-4673 for legal assistance.

I believe you're referring to Representative Marcy Kaptur's "Facing foreclosure? Don't leave. Squat."

I think a class action against Countrywide/Bank of America is a good idea. As evidenced, we're gonna have to MAKE DEMANDS of the new administration. So far it's not what it was cracked up to be - not on the justice front.

WE NEED AN ATTORNEY THAT WILL START A CLASS ACTION LAWSUIT AGAINST COUNTRYWIDE

EMAIL THE DEPT OF JUSTICE IF YOU TOO ARE A VICTIM OF COUNTRYWIDE

AskDOJ@usdoj.gov is the email

FILE COMPLAINTS WITH YOUR STATE ATTORNEY GENERAL

FILE A COMPLAINTS WITH THE OCC

FILE A COMPLAINT WITH THE BBB (((Redacted)))

EMAIL ALL YOUR LEGISLATORS IF YOU DO NOT KNOW THEM
GO TO (((Redacted))) AND ALL THE INFORMATION IS THERE

EMAIL NANCY PELOSI

EMAIL OBAMA I DO!!!!!!!!!!

CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.

******************************************
CEO OF COUNTRYWIDE FAX IS 805 520 5019
******************************************
KEEP FAXING HIM I WORE OUT MY FAX MACHINE FAXING HIM EVERY HOUR ON THE HOUR
******************************************
IT WILL BE A COLD DAY IN HELL WHEN THEY TAKE MY HOME FROM ME WHEN THEY MADE THE MISTAKE AND CLOSED HUNDREDS OF OFFICES AND NEVER NOTIFIED THOUSANDS OF US.

ACT NOW............WRITE CALL FAX FILE YOUR COMPLAINTS!!!!!

*********************************************************
ANY ATTORNEYS THAT WOULD LOVE TO FILE A CLASS ACTION SUIT
AGAINST COUNTRYWIDE ARE WELCOME!!!!!!!!!!!!!!!!!
*********************************************************

They eat filet mignon and we eat off the value meal at McDonalds.

THIS ALL MUST STOP NOW!!!!!!!!!!!!!!!!!!!!!!

Lu
Naperville, Illinois
U.S.A.

Click here to read other Rip Off Reports on Countrywide Mortgage

This report was posted on Ripoff Report on 04/23/2009 07:41 PM and is a permanent record located here: http://www.ripoffreport.com/r/COUNTRYWIDE-MORTGAGE-COMPANY/SIMI-VALLEY-California-93065/COUNTRYWIDE-MORTGAGE-COMPANY-ONLY-WANTS-THEIR-BONUSES-THAT-WE-PAY-FOR-WITH-OUR-HOMES-SIMI-446089. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report.

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REBUTTALS & REPLIES:
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Updates & Rebuttals

#1 Consumer Comment

*FORECLOSURE ALERT!!! Make sure that you know your rights before......

AUTHOR: Karl - (U.S.A.)

you leave your home! There was a report on the PBS News Station earlier this week that said a bank CANNOT "evict" you from your house. Only a Judge can do that. 

KNOW YOUR RIGHTS!!!

>>>>>>>>>>>>>>>>>>>>>MORTGAGE ALERT<<<<<<<<<<<<<<<<<<<<<<

URGENT!!! *Make sure to read all of St. Clair's Ripoff Reports at the 'MERRILL LYNCH' page of this site if you have a MORTGAGE. And if you have an 'HSA' ('Health Savings Account'), make sure to go to the 'CANOPY' page of this site and read the Ripoff Reports. FRAUD has taken over almost every sector of this country. 

WELCOME TO AMERICA- IN FRAUD WE TRUST

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#2 Consumer Suggestion

Help is here!

AUTHOR: nrsrchd - (United States of America)

The help is called endlessfrauddetection.com.  They provide third party forensic audits and can also provide the litigation paper work to take to an attorney of your choice which will put you in a position to hire that attorney on contingency because 90% of his work is done.  Class action suits will not provide the individual remedy that each person is due as each mortgage is different.  Many mortgages have recindable violations, that is the mortgage was void from the moment of signing.  This means that all monies paid and quiet title is due to those that have been defrauded.  Not all mortgages have recindable violations but a large majority do.  The Federal Reserve did 5,500 random audits a couple of years ago and found that 85% of mortgages contained fraud.  Endless Fraud Detection also has two radio shows with links to those at the top of the home page.  They recently had a client on who was talking about his mortgage and he had 11 recindable violations.  It only takes one.  Please check them out and listen to the last Thursday's show on the rule of law radio website.  You might find what they have to say and offer very interesting and helpful.


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