CPS - CONSUMER PORTFOLIO SERVICES CPS RATZ EVEN WHEN YOU TRIED MAKING PAYMENTS- MAKE A CASE STRESSFUL & CAUSING HEALTH ISSUES FOR ME IRVINE, California

Initially, I paid on time, then had two deaths in family, so behind one payment. years later (yes years later while paying on time) - still owed the payment..lingering but CPS could not do anything about unless I fell less -even after 2 years CPS still wouldn't put that one payment at end of contract cause of deaths!! WOW, GREED & they can if they wanted.  anyhow I paid - unfortunately had a bad blow out, wasn't my fault just happen, but my insurance company paid off, gap insurance paid jackbeep (i paid more @ dealer for nothing), well is in claims, now CPS should know this and no they still RACKING UP MORE INTEREST on that payment & current payment which I shouldn't owe since accident.  Anyhow, waiting for settlement, tried scheduling payments which told CPS have to be very small but I will pay - they are RATZ and REFUSED MY PAYMENT plan- how stupid, then the harrassing calls, twice a day, calling me names, threating me to pay, oh I talked crap back, I know SOME CA Collection rights - CPS should accept something and I tried setting up payments, and they would laugh and say in CA we can do anything we want and will garnish your wages, constant stress.  Well several calls to our HR dept now stressing her out, they faxed her my personal finance papers, then back calling me MIND YOU THIS IS NOW 1.5 YRS since claim paid from accident.  I did through out year pay two small payments.  Maybe I shouldn't of.  Now have Attorney and hopefully have case, record everything, get #'s, names and how they announce themselves.  I ran credit and says charge off so if charge off why are they calling me at all?? WRONG should of been sold to collection agency... strange huh.. I sent FOUR! FOUR MIND YOU certified letters of them not to call me @ work - today 11.19.09 some Jeffery Carruth calls and laughing haha can we call you @ work-  then said my boss in office, your number and name so can call you back... yea right, then I said you people are really ignorant, I sent four certified letters NOT TO CALL ME @ WORK he laughs well look who we are dealing with, I said I sent small payments and if YOU LOOKED At paperwork is in writing I tried to set up payments and now I have counsel.

TOTAL JERKS!!  my health is off charts and if I die, my family will follow up on case with them.  They can cause a person to lose their job, then what? makes no sense and they have no sense.   Every dog has their day & this company will.     ANYONE call  Krohn & Moss, Ltd. Consumer Law Center 10635 Santa Monica Blvd. Suite 170 Los Angeles, CA 90025 323-988-2400 free evaulation- I did & hope it works I am extremly stress... I dealt with Sears years ago & they are demons, but this company are beyond demons!!