An officer came to my door back in April or May of 2007, said that my car was reported as having been in an accident and he would like to examine my car. I said Sure! He looked it over and came back to me and stated that 'there is NO WAY this car could possibly have been involved in the accident that I am investigating'. He said goodbye and I have never heard of or seen anything from it ever. No accident report, no charges, no contact with any insurance company including my own. Period.
I received a letter from CREDIT COLLECTION SERVICES saying they had a file number on me, I had better pay up immediately on the $36,423.59 that I am responsible for or they would turn me over to authorities and my license would be revoked. WHAT THE HECK???
Immediately I wrote up a letter explaining they had the wrong person, I was not involved, my car was not involved, there was no police report, no charges and I had no responsibilty in this matter whatsoever. Please cease and decist, and sent it Certified, Return Receipt Requested and got the card back so I know they received it.
The harrassment did not stop. More letters, more threats and each time the threats got worse. The latest letter has big red WARNING stripes down the sides and says "FINAL NOTICE" and says that if I did not pay up in two days that they were forwarding to legal counsel and that action would result in litigation and further costs to me. I ALMOST went into labor!! I could not believe it.
A company can just make up something out of thin air and expect a single mom with a 3 year old and nine months pregnant to cave in and agree to pay thirty six thousand dollars for no reason at all except to keep someone from harrassing her?
I called the local law enforcement offices and asked for a copy of the alleged accident report. They confirmed that there is NO REPORT to give me, as neither my name nor my car shows up in their computer anywhere. I was simply NOT involved.
I believe I have done due dilligence and communicated in every way with CREDIT COLLECTION SERVICES but they still threaten me and my family.