• Report: #61884

Complaint Review: CSS Aka First National Aka Allstate Check Cashing

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  • Submitted: Thu, June 26, 2003
  • Updated: Mon, May 30, 2005

  • Reported By:Lake Forest California
CSS Aka First National Aka Allstate Check Cashing
81 W. Utah Ave. Las Vegas, Nevada U.S.A.

CSS Aka First National Aka Allstate Check Cashing Attempted Ripoff, Actual Fraud, Constructive Fraud, Federal Violation "RICO Statues" Use of U.S. Mail Las Vegas Nevada

*UPDATE EX-employee responds: Someone doing an expose? Count me in! ..unethical practices, with both customers and employees

*Consumer Suggestion: FTC and Nevada AG Took Action Against Them

*Consumer Suggestion: FTC and Nevada AG Took Action Against Them

*Consumer Suggestion: FTC and Nevada AG Took Action Against Them

*Consumer Suggestion: FTC and Nevada AG Took Action Against Them

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My comments are the same as all the others who have reported before me; However I have obtained some information which may be helpful to those of you who are looking to proceed forward with additional actions toward this company.

Obviously, I received a card in the mail and this company attempted to obtain my personal checking information in order to directly debit my Checking Account for their fees.

After appropriate inquirys were made with respect to their Catalog Service Merchandise offerings, I found out as so many others before me, that this did not exist other than verbally.

The company has no verifiable product offerings, no web address, no proper local phone number other than the toll free number which is used only for the purpose of activating your account and obtaining your personal bank information, at which point the theft of funds begins.

"Never ever" give out your personal checking information to anyone, unless it is for a legitamite purpose and with a company who is at least well known or at least can be verified through normal business channels.

As far as their alleged check cashing service is concerned, I was able to find out more information as follows:

"ACC" Allsate Check Cashing is located at 81 W. Utah Avenue, Las Vegas, Nevada., which is different that the 61 W. Utah Ave used for "CSS", also I was able to procure a phone number for "ACC" which is: 702-382-4479.

Believe it or not this information was available for all to see through the Las Vegas City Website under Check Cashing Services Offered.

I can see how they steal your money through the fraudulent pretense of "CSS" but I would hate to see how they would destroy your personal checking account and obliterate your funds under the false pretense of advancing funds to you on your own account and saying the check will be held for 15-30 days before they negoiate it with your bank.

What this company is doing constitutes the following:
Actual Fraud, Constructive Fraud, Federal Violations under the "RICO" Statues for their use of the U.S. Mail in perpetrating their scam.

This business should be shut down and the owners and/or perpetrators thrown in Jail with full restitution being required.

Contact your local law enforcement agency, the Attorney General and the law enforcement officials in Las Vegas in order to effectuate all legals means necessary to put a stop to this travesty before it winds up hurting more innocent people who are only trying to obtain what they have paid for.


Joe
Lake Forest, California
U.S.A.

This report was posted on Ripoff Report on 06/26/2003 02:30 AM and is a permanent record located here: http://www.ripoffreport.com/r/CSS-Aka-First-National-Aka-Allstate-Check-Cashing/Las-Vegas-Nevada-89114/CSS-Aka-First-National-Aka-Allstate-Check-Cashing-Attempted-Ripoff-Actual-Fraud-Construc-61884. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report.

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Updates & Rebuttals

#1 UPDATE EX-employee responds

Someone doing an expose? Count me in! ..unethical practices, with both customers and employees

AUTHOR: A - (U.S.A.)

I worked for this joint for 2 days before I googled them and immediately quit.

Since then, I have made three unsuccessful attempts to collect my paycheck from them. The third time I was there, another person heard me complaining and said he had the same problem. I also spoke with another former employee, who said she'd requested that her final check be mailed to her, and it never was. While she didn't have any problem picking up her check when she got back into town, she too overheard someone complaining that they were having problems getting their final check.

I don't think it's coincidence. I strongly suspect that they make a regular practice of screwing around ex-employees about their final checks. I have a car (and a husband with a good job), and can make three trips, plus the trip I will be making tomorrow to file a complaint with the Labor Commissioner here. However, the nature of the job, and the low pay, brings in a lot of people who rely on public transportation, and/or do not know their rights, and will most likely give up on trying to collect that final check if it is a small amount.

I've e-mailed a couple of local newspaper columnists about my suspicions. Still waiting to hear back, but it is a holiday weekend, after all. I would be VERY interested in speaking to anyone who is actually currently working on an expose of these people. I would love to bring them down.

I think anything that publicizes their unethical practices, with both customers and employees, that might serve to cut down on the steady flow of job applicants, might be the way to hit them where they live. They NEED folks on the phone to answer the incoming calls and collect the banking info. They try to sell applicants on the job, instead of the applicants having to sell themselves. Little different from the average job application process, no?

That little check they owe me isn't going to make or break me, but it is a matter of principle with me now, since that final check could make or break others.
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#2 Consumer Suggestion

FTC and Nevada AG Took Action Against Them

AUTHOR: Nunya - (U.S.A.)

Folks, I would strongly urge you to contact the Nevada AG and the FTC. In 1997, Eric Peterson (the BBB spelled his name wrong) and his company were ordered to cease and desist their deceptive trade practices. See the ruling here: http://www.ftc.gov/os/1998/06/consord9.ord.htm

I interviewed with this company as a favor to someone doing an expose' piece on them. All applicants were required to sign a copy of the injunction and to swear not to break the law.

The offices are in a seedy section ot Las Vegas, and it gives meaning to the word "boiler room". You are offered a few dollars above minimum wage, and training to read a script. Vary one word from the script and you're fired. Shifts are 8 hours to 12 hours depending on the call volume from their mailings. There are 100 telemarketers and inbound call people on the floor. There are 2 (yes, two) customer service and refund people.

The human resources director was "promoted" within 6 months from a rep to the director of HR.

The BBB has basically washed their hands of them, and simply file the reports away.

However -- you can get somewhere with the AG if you can specifically cite where they have violated the injunction.
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#3 Consumer Suggestion

FTC and Nevada AG Took Action Against Them

AUTHOR: Nunya - (U.S.A.)

Folks, I would strongly urge you to contact the Nevada AG and the FTC. In 1997, Eric Peterson (the BBB spelled his name wrong) and his company were ordered to cease and desist their deceptive trade practices. See the ruling here: http://www.ftc.gov/os/1998/06/consord9.ord.htm

I interviewed with this company as a favor to someone doing an expose' piece on them. All applicants were required to sign a copy of the injunction and to swear not to break the law.

The offices are in a seedy section ot Las Vegas, and it gives meaning to the word "boiler room". You are offered a few dollars above minimum wage, and training to read a script. Vary one word from the script and you're fired. Shifts are 8 hours to 12 hours depending on the call volume from their mailings. There are 100 telemarketers and inbound call people on the floor. There are 2 (yes, two) customer service and refund people.

The human resources director was "promoted" within 6 months from a rep to the director of HR.

The BBB has basically washed their hands of them, and simply file the reports away.

However -- you can get somewhere with the AG if you can specifically cite where they have violated the injunction.
Respond to this report!
What's this?

#4 Consumer Suggestion

FTC and Nevada AG Took Action Against Them

AUTHOR: Nunya - (U.S.A.)

Folks, I would strongly urge you to contact the Nevada AG and the FTC. In 1997, Eric Peterson (the BBB spelled his name wrong) and his company were ordered to cease and desist their deceptive trade practices. See the ruling here: http://www.ftc.gov/os/1998/06/consord9.ord.htm

I interviewed with this company as a favor to someone doing an expose' piece on them. All applicants were required to sign a copy of the injunction and to swear not to break the law.

The offices are in a seedy section ot Las Vegas, and it gives meaning to the word "boiler room". You are offered a few dollars above minimum wage, and training to read a script. Vary one word from the script and you're fired. Shifts are 8 hours to 12 hours depending on the call volume from their mailings. There are 100 telemarketers and inbound call people on the floor. There are 2 (yes, two) customer service and refund people.

The human resources director was "promoted" within 6 months from a rep to the director of HR.

The BBB has basically washed their hands of them, and simply file the reports away.

However -- you can get somewhere with the AG if you can specifically cite where they have violated the injunction.
Respond to this report!
What's this?

#5 Consumer Suggestion

FTC and Nevada AG Took Action Against Them

AUTHOR: Nunya - (U.S.A.)

Folks, I would strongly urge you to contact the Nevada AG and the FTC. In 1997, Eric Peterson (the BBB spelled his name wrong) and his company were ordered to cease and desist their deceptive trade practices. See the ruling here: http://www.ftc.gov/os/1998/06/consord9.ord.htm

I interviewed with this company as a favor to someone doing an expose' piece on them. All applicants were required to sign a copy of the injunction and to swear not to break the law.

The offices are in a seedy section ot Las Vegas, and it gives meaning to the word "boiler room". You are offered a few dollars above minimum wage, and training to read a script. Vary one word from the script and you're fired. Shifts are 8 hours to 12 hours depending on the call volume from their mailings. There are 100 telemarketers and inbound call people on the floor. There are 2 (yes, two) customer service and refund people.

The human resources director was "promoted" within 6 months from a rep to the director of HR.

The BBB has basically washed their hands of them, and simply file the reports away.

However -- you can get somewhere with the AG if you can specifically cite where they have violated the injunction.
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