About 4 months ago, someone started calling me at home and leaving his first name only (I don't remember his name), never mentioning the name of the company he was calling on behalf of and his 877 number on my answering machine. I called the number and the answering machine said it was "Capital Acquisitions and Management Company."
I finally called the guy back and he told me that I was not answering their letters. I asked him what company he was from, but he ignored the question. He then asked if my social security number ended with a particular four digit number. I told him that I had never received any letters from anyone or any company and since I didn't know who he was and he wasn't going to tell me the name of the company, I wasn't going to verify anything.
He got mad and said something about a Citibank credit card. I told him I had never had a Citibank credit card. He said I did and that he needed to verify the ss no. I told him I couldn't do that and as I talking, he hung up on me. He never called back. I immediately called Citibank and told them what happened and gave them my last name and ss no. They said they didn't have any record of me.
I get my credit reports every year and decided now was a good time to check to see if anything was going on. So far, there isn't anything unusual. There is not one bad thing on my reports, nor anything at all from Citibank.
This month, I received numerous messages at home from someone named Danielle, who gives me the same 877 number to call and does not mention the name of the company. I never called her back. Then last night she called again and I finally answered the phone. She asked me the same question as the first guy re my ss no. I asked her for the name of the company and she said she wasn't going to give me any information until I verified the ss no. I told her I didn't know who she was and therefore, wasn't going to verify anything. She mentioned the same Citibank credit card and asked if I ever had one. I said no. She said it was in the name of Bonnie... She said that was all she would tell me unless I verified the ss no. I told her I wouldn't and as I was talking, she hung up on me.
I did have another last name almost 20 years ago so they must have a copy of my credit report which states that last name, and which disturbs me greatly. Never at any time did either one of these people tell me their full names or the name of the company. I suspected the names they gave me would be fake, but they wouldn't tell me the name of their company either. If it was legitimate, it seems saying the company name as it was asked of them MANY TIMES, would be an easy thing to say.
I am wondering why they have my phone number (which is not in my name), but obviously not my address? I have never received anything from this company in the mail, only the MANY phone calls at home. As others have mentioned, they are extremely rude and try to be very intimidating from the start. So far, they have not threatened me with anything. It seems they need to verify the ss no. before they can do anything.
They have not mentioned any dollar amount or that they will send me to a collection agency, etc. They just want to verify the ss no. and they spend the few minutes on the phone trying to get me to verify it. I don't think the statute of limitations involves me because I have never had a Citibank credit card. This is fraud, pure and simple.
Fortunately, I was knowledgeable enough to get on the Internet and find these reports against this company. There were too many to read, but the several I did read, gave me some excellent advice. I am going to take others' advice and call the Illinois Attorney General to file a complaint. I am also going to call the credit agencies and put a fraud security alert under my name. I will not talk to them again.
BEWARE OF THIS COMPANY.
Thank you to the many who reported this company so others don't have to suffer. Hopefully, this company will be closed soon.
Santa Clara, California
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