- Report: #71656
Report - Rebuttal - Arbitrate
Complaint Review: Capital Credit Alliance CCA
Capital Credit Alliance CCA1050 N Sahara Las Vegas, Nevada U.S.A.
Capital Credit Alliance ripoff I have never seen anything like this before in my working life and I know sooner or later they are going to get shut down. Las Vegas Nevada
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The enticement is the weekly pay, the fact that you can buy your lunch on credit from the restaurant downstairs and have it deducted from your pay at the end of each week the bull is the company itself. They are legally getting away with ripping off the clients that they mail that stupid card out to.
My job is to convince the caller to give me his or her banking information, by following a well written scripted material. I am trying to get the banking information. That is the goal.
Once we get the banking information you have either six to eleven days to examine the materials and give them a call, which they promise to cancel the cards and charge nothing. If you don't call the companies 800 customer serivce number before the cut off date they will charge your account 199.99.
The catch is the customer service number try getting through. I can't tell you how many countless times we have recieved calls from the activation floor of people crying to us on the phone about not being able to get through to the customer service line and how they can't afford it and how they want to cancel.
I can't tell you the rip off about the cash on demand card the one where they say they will credit your account within 48-72 hours with the cash you ask for; listen to this that cash on demand card is full of s***. You call and ask for money say you call and want 100 well the opening payment is between 20-150.00 and you can only increase it after your second paid transaction of 30%.
So let me break it down. You call all you are going to get is 20.00 and then you do that twice now you are entitled to a 30% increase. 30% of the twenty you just borrowed twice which comes out to 26.00 now do that twice and pay it back and you ca borrow 30% of the 26.00 which means you get 42.00 do that twice. Now you see?
The limit on the cash card is 1,000. Do you know how long it take you to achieve that amount at that pace? And I am not going to get into the products that are in the catalog.
The boiler room tactics are nothing like I have ever seen, I normally am fantastic at sales. I sold sales for a television station and two newspaper companies and did excellent at both enough to know that I can go back to those jobs and be welcomed.
This job was something different. I'm to sit on the phones all day to convince people to hand over the banking information. Give me a day where I can't sell enough and I am sent home. That is my pay. Give me three days of low sales and you are escorted off the floor by security and fired. That is too much pressure and there are some that are great at doing but quit because they won't promote.
If you get tired of being on the floor and want to go to another department, you better hope that your mediocore or you aren't going. And if you resent it, they will do little things to make you quit.
There has been many that have been forced out because they don't want to work on the floor and they don't like to lose good closers. If you are too good and they want to you to be TO, you have to do it and it you don't the powers that be take offense to it and push you out and don't be late more than two days in a pay period because then they will do what they call 5.15 which means your pay check will dropped down from 6.50 to 5.15 for that weeks pay period and don't get suspended off the floor or you will get 5.15 for that. I have never seen anything like this before in my working life and I know sooner or later they are going to get shut down.
las vegas, Nevada
Click here to read other Rip Off Reports on CCA aka First National Credit
CLICK HERE to read about Credit Card Scams... find out how to get your money back. Consumer makes harsh but accurate statements. *Rip-off Report Investigation follow-up provides valuable information.
This report was posted on Ripoff Report on 11/11/2003 08:38 PM and is a permanent record located here: http://www.ripoffreport.com/r/Capital-Credit-Alliance-CCA/Las-Vegas-Nevada/Capital-Credit-Alliance-ripoff-I-have-never-seen-anything-like-this-before-in-my-working-l-71656. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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