Capital Financial - Sandy (did Not Give Last Name) ripoff $200 from checking account stating that I would receive a Capital credit card with $2000 credit line & $1000 cash advance. They implied that it was an unsecure MasterCard or Visa. Money was taken on 1/9/06 after deposit 1/5/06. Largo Florida

I was contacted by Sandy ? with Capital Financial Services. She stated that I could have a credit card, which she implied was Capital One either MasterCard or Visa. She further implied that Capital Financial was associated in some type of parent/sister company of Capital One. She stated that I could have a $2000 credit line with $1000 cash advance to rebuild my credit. She stated that I would receive the info & card within 2-4 weeks. It was post marked 2/2/06.

After receiving the card, which came with 3 of their "catalogs", I called the company inquiring why it was not one of the above-referenced type credit cards. They stated that they were not with Capital One. I then requested that the $200 be returned to my checking account.

I was transfered to a supervisor who kept saying, "Say the words, say the words so that I can hang up on you". I was about to say, if the funds weren't returned I would seek legal recourse and contact WV Attorney General Consumer Protection Division so that they could not defraud other residents of the State of WV. She said there was a problem returning the money. I then stated that I would contact our West VirginiaAttorney General Consumer Protection Division. She then said, "That's it stupid, you said the words, I can now hang up on you". She then hung up on me.

The money has not been returned to date (2/13/06). I have lost my job recently due to the federally subsidized monies being no longer funded for employment programs. I was employed as an adult education & computer instructor. I lost my job on 12/31/05 and am in dire need of my money being returned. As of now, I have been unable to find employment and have at this point less than $20.00

Danita
CHARLESTON, West Virginia
U.S.A.