• Report: #28668

Complaint Review: Capital First FCCG First Capital Consumers Group),

  • Submitted: Sun, September 01, 2002
  • Updated: Wed, November 13, 2002

  • Reported By:29-palms ca
Capital First FCCG First Capital Consumers Group),
1-866-892-6018 , California U.S.A.

Capital First FCCG First Capital Consumers Group ripoff California *UPDATE ..Got Some money

*0: Got Some of it back

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On July 31st 2002 we received a "normal" solicitation for a new credit card from Capital First on the cell phone. Kayla rep# 434 stated that my husband didn't qualify for a previous credit card he had applied for but qualified for this new one.

The start up package price was 29.95, which would be taken straight from his checking account and would be billed for 59.95 for application fees and 99.95 for yearly annual fees. In which normally when they say, billed for means added onto credit card balance. This card starts off with a 0% APR and a $2500.00 starting limit.

The start up package would be received within 10 days and the credit card would be in with the package with many trail offers. If he had any questions or concerns that he could call the local rep at 1-866-892-6018.

Flag 1
Package was not received as specified. Called the rep on 22nd. He was told it was on its way and sometimes thing run a little slow.

Flag 2
Aug 27th, 99.95 and 59.95 was taken directly out of his checking account. The 29.95 was already taken out on Aug. 1st as authorized, BUT the other 2 were not authorized!
We found out this info on Aug. 31st when after he did a deposite and total balance did not match the checkbook balance.

He called his bank, about the withdraws to find out who withdrew all the money. The company responsible for the withdraws was, FCCG (First Capital Consumers Group), which automatically makes you think they are First Capital Bank. Which they are not. Their phone number was attached to the withdrawals of the funds from his bank account. So they matched.

Flag 3
He tried calling FCCG, but they were closed due to the 31st being Saturday and they are only open 9-5 M-F.

He then went online to find some other information on this company to see if there were any other contact information other than the above number, since today is a holiday weekend.

Red flag!!
In his search he found this web page http://www.ripoffreport.com/Corrupt-Companies/First-Capital/first-capital-capital-first-ri-PECMB.htm .He found it on page 7 of a search on Looksmart. This page will support our above story.

we submited the above to news station aswell. This scam sounds lagit but it just that a scam! we will no longer lisson to anymore credit card people again!!!!!!!!!!

29-palms ca, California

This report was posted on Ripoff Report on 09/01/2002 03:54 AM and is a permanent record located here: http://www.ripoffreport.com/r/Capital-First-FCCG-First-Capital-Consumers-Group/California/Capital-First-FCCG-First-Capital-Consumers-Group-ripoff-California-UPDATE-Got-Some-mon-28668. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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Updates & Rebuttals

#1 0

Got Some of it back

AUTHOR: - ()

Nile went to the bank, filled out a paper to stop any funds to be with drawn by the companys because he found out that they would continue to draw more out of the account each month after the ariginal epasode.

The bank did not charge for the refunds and had him sign a paper that if the companys tried to withdraw anymore funds he would be charge a single one time $18.00 fee nomatter how many times they try to withdraw from the account from this time on.

In otherwords

The bank charged him 18.00 to block capital first and there sub companys.

The bank Also got all his money back eccept the original otherized amount. (the start up fee (pachage fee) original paper work)

Also On the same day he got the refunds back into his account. The Morons tryed to withdraw more money.

... We recieved the report from rip off reports about the company standing about them going to jail and all that...BUT I think you all should know Its still going on. Unknown as of yet if they are the same people or another copy cat program. My hubby got a call today and he lead them on so he could see if it was the same type and when they asked for the checking account info he said no thank you and hung up on them.

They are doing it a bit diffrent, they use 2 operaters this time.

1st one will not answer question or tell you company name ect but if your a good canidate they send you to operater 2. and thus you all know the rest.

My hubby was not in a pasition to write down any info because he was in the middle of class doing a test. So what he can remember is low. He said he thinks its a florida outfit on this one.

LOL his cell phone is so full of dont ring from these numbers.

They are all magazine programs and credit card programs.
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