Yesterday my wife was contacted by a sales rep (who spoke with a thick foreign accent) from the infamous Capital First offering a Mastercard with $5000.00 limit and 0% interest for life! This would cost $29.95 shipping and a one off lifetime payment of $59.95.
As my wife travels a lot she thought this ideal for her needs and fell for the agressive sales pitch hook, line and sinker and gave out her SSN and bank details. When she told me what she had done, I first laughed but then realized the consequences of her actions. I went on-line to check them out and came across this web site.
We instantly called the number they gave her to cancel but were given the run around. I have been duped in the past but like to think that I am now older and wiser and became very angry at the fact that they have effectively stolen my wife's identity.
We immediately went to the bank, froze the account (this will allow the remaining un-cleared cheques as authorized by us to clear) and opened up a new account. There is no point in putting a stop on Capital First as they will just use one of their other bogus companies to withdraw funds from your account. Because this was due to fraud, the bank will not charge for this, the only thing you will pay for is the new cheque books they issue.
If you have been scammed by these people you really must CLOSE down your account however inconvenient. The reason is simple, they have all the information they need to empty your account anytime now or in the future for as long as the account remains active. The more you have in the account, the more you have to lose! Your account is no longer safe.
I have spent the past several hours filing complaints about the mis-deeds of Capital First with the Florida Attorney Generals Office, Federal Trade Commission and Florida Dept of Consumer Affairs. The one thing they all told me was that a certain number of complaints have to be on file before they can start an investigation.
Whilst this web site is a good way to vent anger and make people aware of the cons that go on. I implore you to register your complaints with the above agencies, as only then will they take notice and shut this scum down.
As a lot of these sales reps are foreign, I also lodged a complaint with the I.N.S. These people are assisting a fraud to be committed, regardless of whether they are legal or not, a crime for which they will be deported. My parting shot was also to notify the I.R.S. (is he paying tax on his scam earnings)?
Finally, you may be interested to learn that the Directors of Capital First, are also Directors etc of 17 other companies including Roan Comm, Hartford Auto Club, First Team Investments and Christian Info Service. The names of these people are Andy Treusch (Attorney at law) and Roderick Mobley.
If you have no luck trying to call Capital First why not call Andy Treusch, his number is in the book! The address
Andy Treusch. Attorney of cons!
11900 Biscayne Blvd. #400
N. Miami. Fl. 33181
Unfortunately we all get crapped on at some stage, it is a fact of life. But never ever divulge your details to anyone over the phone or on-line no matter how good it sounds because you will live to regret it!
Los Angeles, California