ED Magedson – Founder
Capital One Financial Corporation1680 Capital One Drive Mclean, Virginia United States of America
I tried to build credit for my future. I had a capital one credit card for a year and made all payments perfectly. Then I was charged extra fees and was unhappy with my service. I had my card and account terminated over the phone and paid all money fee's due to settle my account over the phone at the same time. I was told my account was terminated. 3 months later when I returned from overseas I noticed this absurd account in my credit that stated i had a $60 unpaid bill with capital one for over 2 months. To make a long story short, DO NOT USE THIS COMPANY TO BUILD CREDIT!!!! I did and paid all bills on time for a whole year just to have them screw it up and actually make my credit look worse for a fake $60 fee imposed after I closed my account. Extreme rip-off.
And to make matters worse, credit reporting agencies continued to post the false information even after I made them aware that i was ripped off!!! Be very carefull! they all work together to make sure they get your money! Even when you dont owe them! Orchard Bank takes a lot more fees, but atleast they are honest.
This report was posted on Ripoff Report on 04/11/2010 12:18 PM and is a permanent record located here: http://www.ripoffreport.com/r/Capital-One-Financial-Corporation/Mclean-Virginia-/Capital-One-Financial-Corporation-capital-one-credit-credit-card-rip-off-and-credit-repor-592043. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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