Capital One In a nut shell, I noticed Capital One had reported me for late payments. This is false because I make my payments every month and have my bank account statements to prove it. What Capital One did is m , Internet

I guess I can start by saying Capital One reported me for making a late payment, which is false. In a nutshell, I recently checked my credit reports and noticed I have a negative inquiry from Capital One. I wondered why, so I called them up and got some specially trained agent who could not figure out why either.  He then begins to explain that I had made a payment that was not of the correct amount for that month. Meaning, they have the power to say you made your payment late, even though you didn't. I understand a payment was made for 25 dollars instead of 35, but this does not mean it was a late payment! It was an honest mistake on my part. What is bothering me is I have been a Capital One customer for over eight years. I talked to two different, specially trained agents, whom did not even try to resolve the matter. So I closed my account. You can sit there and explain the problem, but its useless. I did file a dispute with Capital One, and the four other credit reporting companies. I am currently waiting for a decision on the dispute. Wish me luck!