• Report: #25725

Complaint Review: CapitalFirst

  • Submitted: Tue, July 30, 2002
  • Updated: Mon, January 27, 2003

  • Reported By:FT Worth Tx
CapitalFirst
18495 South Dixie Highway #228 Miami, Florida U.S.A.

CapitalFirst ripoff Miami Florida

*UPDATE EX-employee responds: Give it up....

*UPDATE EX-employee responds: IF YOU ARE TRANSFERRED FROM MAKE BELEIVE SUPERVISORS YOU TALK TO PEOPLE CHOSEN AS THE BEST LIARS AND EXAGGERATORS AND USUALLY MORE INTELLIGENT .

*UPDATE EX-employee responds: THERE IS NO SUCH THING AS AN ESCALATION DEPARTMENT AT CAPITAL FIRST...THERE IS NO REAL SUPERVISOR...NOR IS THERE A REAL ESCALATIONS DEPARTMENT

*UPDATE EX-employee responds: HOW TO KEEP CAPITAL FIRST AND THEIR OTHER ALIAS COMPANIES FROM TAKEING MONEY FROM YOUR ACCOUNT

*UPDATE EX-employee responds: CAPITAL FIRST HAS A P.O.BOX AND A PHONE NUMBER HERE IN WACO

*UPDATE EX-employee responds: CAPITAL FIRST HAS A P.O.BOX AND A PHONE NUMBER HERE IN WACO

*UPDATE EX-employee responds: CAPITAL FIRST HAS A P.O.BOX AND A PHONE NUMBER HERE IN WACO

*UPDATE EX-employee responds: CAPITAL FIRST HAS A P.O.BOX AND A PHONE NUMBER HERE IN WACO

*UPDATE EX-employee responds: CAPITAL FIRST BENEFITS IS LOCATED IN WACO TEXAS..

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Please CALL THEY FBI ON THEY PEOPLE THEY HAVE SEVERAL NAMES THEY GO BY I can not instis enouth on the fact please concact the FBI.In your state. Thank you
Tracy Roth

PS the Address For Capital Is a PO BOX In Fl.
Lets Put A stop to these people I am mad as hell that they think they can get away with this.God only knows how people that they have gotten for $$$$$$$ they have tride to actess my acount now 6 diffrount times now! This Is Fruad And in my opp.

they are a well org.crime group. My heart sunk when i saw this and the other site to I wanted to cry because i can not get my money back from them but I am going to fieght the best way i know how to!!!!! I uger to to Call the police on them to make a report with any one you can think of. This is bigger than any one tought it is.

Thank you once Again TRacy FT WORTH TX

TRACY
FT WORTH, Texas

This report was posted on Ripoff Report on 07/30/2002 01:25 PM and is a permanent record located here: http://www.ripoffreport.com/r/CapitalFirst/Miami-Florida-33157/CapitalFirst-ripoff-Miami-Florida-25725. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 UPDATE EX-employee responds

Give it up....

AUTHOR: brenda - (U.S.A.)

Ok, I understand that you are upset that you were one of the many who got laid off when sos was downsizing, but please give it up. You rarely knew what went on exept you had to deal with those upset customers, just like the rest of us. Sos had a job to answer phones and explain to the customer what Assail Inc.(in Utah) told us to say. We are victims!!!

There were 7 customer service and outbound calling centers involved all over the USA, including us, that were working for these masterminds, but if you dont read the news, then I will explain to you now that Sos is the only open buisness out of all of them.

We are victims!!! You, of all people, since you worked there know that there are other cliets who deal with sos, and they are good, reliable companies. So, since you live in Waco, you know about the raid, and the trauma it put us all through....We are victims!!!!

You took the calls for your paychecks, and never said anything until you lost your job. Now THATS unfaithful if you ask me, no wonder you were fired....give it up!!!!
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#2 UPDATE EX-employee responds

IF YOU ARE TRANSFERRED FROM MAKE BELEIVE SUPERVISORS YOU TALK TO PEOPLE CHOSEN AS THE BEST LIARS AND EXAGGERATORS AND USUALLY MORE INTELLIGENT .

AUTHOR: THE TRUTH - ()

THE ESCALATIONS OR ESCALATIONS ACCOUNT SPECIALIST DEPARTMENT IS NOT A REAL DEPARTMENT BUT MADE UP OF PEOPLE WHO ARE CUSTOMER SERVICE REPRESENTATIVES THEY ARE THE MOST INTELLIGENT OF WORKERS BUT ORDINARY PEOPLE JUST LIKE ANYONE ELSE WHO JUST WALK IN OFF THE STREET AND GET HIRED

MOST HAVE NOT WORKED AT "CAPITAL FIRST"... AKA "SOS".., AKA "PREMIER ONE"... AKA "ADVANTAGE CAPITAL"... AKA "E-PHONES"... AKA "SPECIALTY OUTSOURCING SERVICES" ECT..

FOR VERY LONG BUT ARE INTELLIGENT ENOUGH TO EXAGGERATE AND LIE BETTER THAN OTHERS WHO WORK THERE . THESE PEOPLE ARE CHOSEN BY OTHERS WHO WORK THERE AS PEOPLE WHO ARE SKILLED LIARS ...THE CUSTOMERS WHO ARE TRANSFERRED TO THESE PEOPLE ARE SOMEHOW PACIFIED BY THE TRANSFER, THEN THE PERSON IN THIS ESCALATIONS DEPARTMENT REPEATS THE SAME THINGS THAT THE CUSTOMER HAS ALREADY BEEN TOLD, ADDS A FEW LIES..PRETENDS TO E-MAIL THE CORPORATE OFFICE AND MAKES THE CUSTOMER SOMEHOW BELEIVE THAT THEY WILL BE ABLE TO DO SOMETHING MORE TO HELP THEM...HA ! HA !!!!...

IT'S ANOTHER CRUEL JOKE THAT HAS BEEN PLAYED ON THE CUSTOMER TO KEEP THEM FROM CALLING THE FBI OR ATTORNEY GENERAL...

BUT A CUSTOMER CAN ALSO BE QUICLKY TRANSFERRED TO THE ESCALATIONS DEPARTMENT WHICH IS REALLY NOT A DEPARTMENT AT ALL BUT A SKILLED LIARS DEPARTMENT BY THREATENING TO CONTACT THE FBI, BETTER BUSINES BUREAU, OR ATTORNEY GENERAL, OR A LAWYER , OR BY REQUESTING A REFUND....

REFUNDS USED TO BE HANDLED BY CUSTOMER SERVICE REPRESENTATIVES BUT MOST OF THEM WERE NOT TRAINED ENOUGH OR INTELLIGENT ENOUGH TO DO THE FAKE REFUND PROCESS...***BY THE WAY**** THE REFUND PROCESS IS MEANT TO DISCOURAGE THE CUSTOMER FROM EVEN TRYING TO GET A REUND****THE ONLY THING DIFFERENT ABOUT PEOPLE DOING ESCALATIONS CALLS IS THAT THEY ARE INTELLIGENT ENOUGH TO KNOW HOW TO FILL OUT THE THREAT SHEET ...THAT IS THE PAPER THAT IS CALLED THREAT BBB. ATT GEN, OR FBI, OR LAWYER ...

YOU WRITE THE CUSTOMERS NAME AND PHONE NUMBER AND WHAT PROGRAM THEY CALLED ON SUCH AS CAPITAL FIRST AND WHO THEY THREATENED TO CALL....

THEN THERE IS AN ALREADY CALLED SHEET AND YOU WRITE THE SAME INFORMATION ON THIS SHEET EXCEPT IT IS FOR PEOPLE WHO HAVE ALREADY CONTACTED THESE BUSINESSES OR ORGANIZATIONS...

BUT THE CUSTOMER STILL DOESN'T GET A REFUND...BECAUSE A LOT OF PEOPLE LIE AND SAY THEY HAVE ALREADY CONTACTED THESE PLACES THINKING IT'S GONNA GET THEIR MONEY BACK NOT KNOWING IF THEY REALLY DID$$$$ THEY WOULD BE SURE TO GET A REUND$$$$...THERE WERE ONLY 2 ACCOUNTS THAT I SAW IN ALL OF THE HUNDREDS OF ACCOUNTS I SAW THAT ACTUALLY GOT THEIR MONEY BACK BECAUSE THE ATTORNEY GENERAL OR FBI SENT A LETTER TO CAPITAL FIRST .....ONLY 2.....UH UH UH.....***PEOPLE CALL THE FBI !!!!****YOU CAN GET YOUR MONEY BACK!!!! ALLL OF IT $$$...FBI..IN WACO,TX....AT (254)772-1627 OR SAN ANTONIO,TX AT (210)225-6741....
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#3 UPDATE EX-employee responds

THERE IS NO SUCH THING AS AN ESCALATION DEPARTMENT AT CAPITAL FIRST...THERE IS NO REAL SUPERVISOR...NOR IS THERE A REAL ESCALATIONS DEPARTMENT

AUTHOR: THE TRUTH - ()

CUSTOMERS WHO CALL CAPITAL FIRST OR PREMIER ONE OR ANY OTHER ALIAS OF CAPITAL FIRST AND ASK TO SPEAK TO A SUPERVISOR WILL BE TALKING TO SOMEONE WHO HAS BEEN RECENTLY RELEASED FROM A CORRECTIONAL FACILITY, OR SOMEONE WHO IS ON WORK RELEASE FROM JAIL, OR A HALF WAY HOUSE OR, SOMEONE WHO IS ADDICTED TO DRUGS, OR RECOVERING FROM SOME SORT OF ADDICTION OOOR YOU WILL BE TALKING TO SOMEONE WHO HAS BEEN MADE TO THINK THAT THEY ARE SPECIAL BECAUSE THEY HAVE LOW SELF ESTEEM AND IS PROBABLY GROSSLY OBESE, OR HAS SOME OTHER DISFUNCTIONAL PROBLEM
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#4 UPDATE EX-employee responds

HOW TO KEEP CAPITAL FIRST AND THEIR OTHER ALIAS COMPANIES FROM TAKEING MONEY FROM YOUR ACCOUNT

AUTHOR: THE TRUTH - ()

EMPLOYEES WHO TOLD CUSTOMERS TO CLOSE THEIR BANK ACCOUNTS WERE FIRED .

THE ONLY WAY TO KEEP CAPITAL FIRST AND THEIR OTHER ALIAS COMPANIES FROM TAKEING MONEY FROM YOUR ACCOUNT IS TOO CLOSE YOUR BANK ACCOUNT AS QUICKLY AS POSSIBLE.

IF MONEY HAS ALREADY BEEN TAKEN FROM YOUR ACCOUNT GO TO YOUR BANK AND CANCELL ANY TRANSACTIONS BEFORE THEY ARE COMPLETE.THEN REPORT WHAT HAS HAPPENED TO THE FBI IN WACO,TX. AT (254)772-1627...OR REPORT IT TO THE MAIN FBI OFFICE IN SAN ANTONIO,TX.AT (210)225-6741 ASK FOR A DUTY AGENT AND TELL THE DUTY AGENT THAT YOU WOULD LIKE TO FILE A COMPLAINT AS A VICTIM OF CAPITAL FIRST BENEFITS OR ANY OTHER ALIAS THAT CAPITAL FIRST HAS USED TO TAKE MONEY FROM YOUR ACCOUNT.

BE SURE AND TELL THE DUTY AGENT THAT CAPITAL FIRST HAS OVER 347 COMPLAINTS ON THE INTERNET ALONE...CAPITAL FIRST CLAIMS TO HAVE OVER 400,00 CUSTOMERS WORLD WIDE ...(CAN YOU IMAGINE HOW MANY PEOPLE HAVE SUFFERED A LOSS AT THE HANDS OF THIS COMPANY)...(BETTER YET CAN YOU IMAGINE HOW MUCH MONEY THEY HAVE TAKEN FROM PEOPLE) ,

ALSO THE BETTER BUSINESS BUREAU IN WACO TEXAS HAS HAD NUMEROUS COMPLAINTS FROM EMPLOYEES ABOUT WHAT IS HAPPENING TO CUSTOMERS AND HOW THEY AS EMPLOYEES WERE OR ARE BEING TREATED....

EMPLOYEES THERE ARE CONSTANTLY THREATENED TO BE FIRED IF THEY TALK AMONGST THEMSELVES ABOUT HOW THE CUSTOMERS ARE BEING TREATED AND ALSO IF THEY TALK ABOUT ANYTHING THAT HAS HAPPENED WITHIN THE COMPANY OR TO CUSTOMERS AT HOME OR WITH ANYONE OUTSIDE THE COMPANY...

EMPLOYEES CANNOT PICK UP THEIR CHECKS UNTILL 5:00 IN THE AFTERNOON EVEN IF THEY DID NOT WORK THAT DAY...(I SMELLED A SKUNK RIGHT THEN AND THERE)....CUSTOMERS WHO CALL FIRST TALK TO CUSTOMER SERVICE REPRESENTATIVES WHO ARE USUALLY POORLY TRAINED AND UNSUSPECTING OF WHAT HAS REALLY HAPPENED TO THE CUSTOMERS...

CAPITAL FIRST AND ITS ALIASS'..."SOS" AS IT IS CALLED HERE IN WACO CANNOT KEEP EMPLOYEES ...IT IS A REVOLVING DOOR ....ANYONE WHO HAS RESPECT,EMPATHY, SYMPATHY, MORALS FOR THEMSELVES AND OTHERS DO NOT WANT TO WORK THERE ONCE THEY FIND OUT WHAT IS GOING ON...

IF YOU BELEIVE IN GOD YOU WILL LEAVE RUNNING, OR PRAY FOR A BETTER JOB TO COME ALONG SOON.... "SOS" SEEMS TO BE MOCKING ITS SUCCESS IN ELUDEING THE POLICE ,FBI, ATTORNEY GENERAL AND BETTER BUSINESS BUREAU.WITH THIS NICKNAME.."SOS" MEANS HELP DOESN'T IT....???????
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#5 UPDATE EX-employee responds

CAPITAL FIRST HAS A P.O.BOX AND A PHONE NUMBER HERE IN WACO

AUTHOR: THE TRUTH - ()

CAPITAL FIRST BENEFITS AND ALL OF ITS' ALIAS-ES WHICH ARE, PREMIER ONE, ADVANTAGE CAPITAL, PREMIUM MEGA SAVER,E-PHONES,AND VARTEC TELEPHONE SERVICE(WHICH USED TO BE NAMED MED-TEC AND LOCATED DOWN TOWN WACO BUT WAS QUICKLY CLOSED FOR SOME UNKNOWN REASON) ...

ECT HAS A P.O. BOX ADDRESS WHICH IS P.O.BOX 23407 WACO,TEXAS 76702....

THE NAME OF THE COMPANY HERE IN WACO IS CALLED SPECIALTY OUTSOURCING SERVICES LTD...IT ALSO HAS A NICK NAME THAT EVERYONE HERE IN WACO KNOWS IT BY AND THAT IS "SOS"...

THE PHONE NUMBER TO SOS,CAPITAL FIRST, ECT.HERE IN WACO IS..(254)741-9132.IF YOU LOOK FOR OR TRY TO FIND THIS COMPANY HERE IN WACO YOU MAY BE EASILY CONFUSED OR ELUDED BECAUSE THERE IS NO NAME ON THE BUILDING IT IS LOCATED IN THE OLD OLAN MILLS BUILDING...

INSTRUCTIONS TO GETTING TO IT ARE AS FOLLOWS: IF YOU EXIT OFF WACO DRIVE AND GO PASS THE RICHLAND MALL IN THE SECOND LANE , PASS THE FIRST LIGHT, AND MAKE A LEFT AT THE SECOND LIGHT, GO STRAIT, EXIT LEFT ON TO THE INTERSTATE, THEN EXIT IMMEDIATELY RIGHT- YOU WILL SEE A BIG BROWN BUILDING-THAT BUILDING IS CAPITAL FIRST OR "SOS".

IF YOU TURN BY WHATABURGER YOU HAVE MADE THE WRONG TURN...

GO BACK AROUND AND TRY AGAIN..THE CUSTOMER SERVICE NUMBERS THEY GIVE THE CUSTOMERS ARE AS FOLLOWS: CAPITAL FIRST- 1-866-416-0668.. PREMIER ONE-1-866-892-6018..SOMEONE WILL ANSWER "CUSTOMER SERVICE MY NAME IS....

CAN I HAVE YOUR NAME AND SOCIAL SECURITY NUMBER" SO I CAN ACCESS YOUR ACCOUNT....IF YOU DO NOT GIVE THE INFORMATION YOU WILL BE TOLD THAT NO ONE CAN ASSIST YOU..

CUSTOMER SERVICE REPRESENTATIVES ARE NOT ALLOWED TO HANG UP ON ANYONE THEY MUST TALK TO YOU AS LONG AS YOU REMAIN ON THE LINE..

THE FBI OR ANYONE ELSE WHO IS MALE OR FEMALE LIKE THE PERSON WHO HAS THE ACCOUNT CAN GET INFORMATION ON THE PHONE AS LONG AS YOU HAVE THE PERSONS NAME, SOCIAL SECURITY NUMBER, ADDRESS AND TELEPHONE NUMBER , AND YOU DON'T TELL THEM THAT YOU ARE NOT THE PERSON WHOSE ACCOUNT YOU HAVE CALLED ABOUT..

ONE OF THE SCRIPTS THEY USE TO GET PEOPLE TO BELEIVE THAT THEY ARE PRE-APPROVED FOR A MASTERCARD READS: HELLO, IS....THERE ....MY NAME IS......

I'M CALLING FROM PREMIER ONE PROCESSING CENTER. OUR RECORDS INDICATE THAT WITHIN THE PAST 12 MONTHS YOU FILED AN APPLICATION FOR CREDIT, AND NOW YOU ARE ELIGIBLE TO RECEIVE A MASTERCARD.

IN ORDER TO GET YOUR CARD TO YOU I SIMPLY NEED TO VERIFY THAT MY RECORDS ARE STILL CORRECT....ECT.....

SO MANY WHO HAVE ALREADY BEEN SWINDLED BY CAPITAL FIRST HAVE FALLEN A SECOND TIME FOR THESE LINES.IF YOU FALL FOR THIS ONE YOU WILL BE OUT OF $174.90 ALL OF THE TERMS AND CONDITIONS ARE ABOUT THE SAME AS WITH CAPITAL FIRST AND YOU ARE JUST AS LIKELY NOT TO RECEIVE A REFUND AS WITH ANY OF THE OTHER NAMED COMPANIES LISTED ABOVE....THEY GIVE YOU THERE NAMES THERE REPRESENTATIVE NUMBERS AND SOME SORT OF ACCOUNT I.D NUMBER ...

WHICH IS WORTHLESS AND OF NO USE WHEN YOU ARE TRYING TO GET YOUR MONEY BACK OR CALLING FOR INFORMATION ABOUT YOUR ACCOUNT...

EMPLOYEES ARE CONSTANTLY THREATEN TO BE FIRED IF THEY GIVE THEIR OPINION ABOUT WHAT IS GOING ON WITH THE CUSTOMERS OR DISCUSS ANYTHING ABOUT CAPITAL FIRST OR ANY OF THE OTHER NAMED COMPANIES WITH EACH OTHER OR ANYONE OUTSIDE THE COMPANY ,SOS OR CAPITAL FIRST.. ECT. WILL NOT PAY THERE EMPLOYEES UNTILL 5:00 IN THE EVENING EVEN IF YOU DO NOT WORK THAT DAY YOU CANNOT GET YOUR PAY CHECK UNTILL AFTER 5:00 O'CLOCK...

I SMELLED A SKUNK RIGHT AWAY WHEN I FOUND THAT OUT...I SAW ACCOUNTS WHERE PEOPLE HAVE BEEN WAITING FOR A REFUND SINCE JANUARY OF 1999-2000-2001-2002...

THIS COMPANY SOMETIMES EVEN PRETENDS TO HAVE PUT THE MONEY BACK IN THE CUSTOMERS ACCOUNT BY GIVING A DATE SAYING THAT THE MONEY WOULD BE RETURNED TO THE CUSTOMERS ACCOUNT ON A CERTAIN DATE ....

BUT THE CUSTOMER NEVER EVER SEES THE MONEY.....
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#6 UPDATE EX-employee responds

CAPITAL FIRST HAS A P.O.BOX AND A PHONE NUMBER HERE IN WACO

AUTHOR: THE TRUTH - ()

CAPITAL FIRST BENEFITS AND ALL OF ITS' ALIAS-ES WHICH ARE, PREMIER ONE, ADVANTAGE CAPITAL, PREMIUM MEGA SAVER,E-PHONES,AND VARTEC TELEPHONE SERVICE(WHICH USED TO BE NAMED MED-TEC AND LOCATED DOWN TOWN WACO BUT WAS QUICKLY CLOSED FOR SOME UNKNOWN REASON) ...

ECT HAS A P.O. BOX ADDRESS WHICH IS P.O.BOX 23407 WACO,TEXAS 76702....

THE NAME OF THE COMPANY HERE IN WACO IS CALLED SPECIALTY OUTSOURCING SERVICES LTD...IT ALSO HAS A NICK NAME THAT EVERYONE HERE IN WACO KNOWS IT BY AND THAT IS "SOS"...

THE PHONE NUMBER TO SOS,CAPITAL FIRST, ECT.HERE IN WACO IS..(254)741-9132.IF YOU LOOK FOR OR TRY TO FIND THIS COMPANY HERE IN WACO YOU MAY BE EASILY CONFUSED OR ELUDED BECAUSE THERE IS NO NAME ON THE BUILDING IT IS LOCATED IN THE OLD OLAN MILLS BUILDING...

INSTRUCTIONS TO GETTING TO IT ARE AS FOLLOWS: IF YOU EXIT OFF WACO DRIVE AND GO PASS THE RICHLAND MALL IN THE SECOND LANE , PASS THE FIRST LIGHT, AND MAKE A LEFT AT THE SECOND LIGHT, GO STRAIT, EXIT LEFT ON TO THE INTERSTATE, THEN EXIT IMMEDIATELY RIGHT- YOU WILL SEE A BIG BROWN BUILDING-THAT BUILDING IS CAPITAL FIRST OR "SOS".

IF YOU TURN BY WHATABURGER YOU HAVE MADE THE WRONG TURN...

GO BACK AROUND AND TRY AGAIN..THE CUSTOMER SERVICE NUMBERS THEY GIVE THE CUSTOMERS ARE AS FOLLOWS: CAPITAL FIRST- 1-866-416-0668.. PREMIER ONE-1-866-892-6018..SOMEONE WILL ANSWER "CUSTOMER SERVICE MY NAME IS....

CAN I HAVE YOUR NAME AND SOCIAL SECURITY NUMBER" SO I CAN ACCESS YOUR ACCOUNT....IF YOU DO NOT GIVE THE INFORMATION YOU WILL BE TOLD THAT NO ONE CAN ASSIST YOU..

CUSTOMER SERVICE REPRESENTATIVES ARE NOT ALLOWED TO HANG UP ON ANYONE THEY MUST TALK TO YOU AS LONG AS YOU REMAIN ON THE LINE..

THE FBI OR ANYONE ELSE WHO IS MALE OR FEMALE LIKE THE PERSON WHO HAS THE ACCOUNT CAN GET INFORMATION ON THE PHONE AS LONG AS YOU HAVE THE PERSONS NAME, SOCIAL SECURITY NUMBER, ADDRESS AND TELEPHONE NUMBER , AND YOU DON'T TELL THEM THAT YOU ARE NOT THE PERSON WHOSE ACCOUNT YOU HAVE CALLED ABOUT..

ONE OF THE SCRIPTS THEY USE TO GET PEOPLE TO BELEIVE THAT THEY ARE PRE-APPROVED FOR A MASTERCARD READS: HELLO, IS....THERE ....MY NAME IS......

I'M CALLING FROM PREMIER ONE PROCESSING CENTER. OUR RECORDS INDICATE THAT WITHIN THE PAST 12 MONTHS YOU FILED AN APPLICATION FOR CREDIT, AND NOW YOU ARE ELIGIBLE TO RECEIVE A MASTERCARD.

IN ORDER TO GET YOUR CARD TO YOU I SIMPLY NEED TO VERIFY THAT MY RECORDS ARE STILL CORRECT....ECT.....

SO MANY WHO HAVE ALREADY BEEN SWINDLED BY CAPITAL FIRST HAVE FALLEN A SECOND TIME FOR THESE LINES.IF YOU FALL FOR THIS ONE YOU WILL BE OUT OF $174.90 ALL OF THE TERMS AND CONDITIONS ARE ABOUT THE SAME AS WITH CAPITAL FIRST AND YOU ARE JUST AS LIKELY NOT TO RECEIVE A REFUND AS WITH ANY OF THE OTHER NAMED COMPANIES LISTED ABOVE....THEY GIVE YOU THERE NAMES THERE REPRESENTATIVE NUMBERS AND SOME SORT OF ACCOUNT I.D NUMBER ...

WHICH IS WORTHLESS AND OF NO USE WHEN YOU ARE TRYING TO GET YOUR MONEY BACK OR CALLING FOR INFORMATION ABOUT YOUR ACCOUNT...

EMPLOYEES ARE CONSTANTLY THREATEN TO BE FIRED IF THEY GIVE THEIR OPINION ABOUT WHAT IS GOING ON WITH THE CUSTOMERS OR DISCUSS ANYTHING ABOUT CAPITAL FIRST OR ANY OF THE OTHER NAMED COMPANIES WITH EACH OTHER OR ANYONE OUTSIDE THE COMPANY ,SOS OR CAPITAL FIRST.. ECT. WILL NOT PAY THERE EMPLOYEES UNTILL 5:00 IN THE EVENING EVEN IF YOU DO NOT WORK THAT DAY YOU CANNOT GET YOUR PAY CHECK UNTILL AFTER 5:00 O'CLOCK...

I SMELLED A SKUNK RIGHT AWAY WHEN I FOUND THAT OUT...I SAW ACCOUNTS WHERE PEOPLE HAVE BEEN WAITING FOR A REFUND SINCE JANUARY OF 1999-2000-2001-2002...

THIS COMPANY SOMETIMES EVEN PRETENDS TO HAVE PUT THE MONEY BACK IN THE CUSTOMERS ACCOUNT BY GIVING A DATE SAYING THAT THE MONEY WOULD BE RETURNED TO THE CUSTOMERS ACCOUNT ON A CERTAIN DATE ....

BUT THE CUSTOMER NEVER EVER SEES THE MONEY.....
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#7 UPDATE EX-employee responds

CAPITAL FIRST HAS A P.O.BOX AND A PHONE NUMBER HERE IN WACO

AUTHOR: THE TRUTH - ()

CAPITAL FIRST BENEFITS AND ALL OF ITS' ALIAS-ES WHICH ARE, PREMIER ONE, ADVANTAGE CAPITAL, PREMIUM MEGA SAVER,E-PHONES,AND VARTEC TELEPHONE SERVICE(WHICH USED TO BE NAMED MED-TEC AND LOCATED DOWN TOWN WACO BUT WAS QUICKLY CLOSED FOR SOME UNKNOWN REASON) ...

ECT HAS A P.O. BOX ADDRESS WHICH IS P.O.BOX 23407 WACO,TEXAS 76702....

THE NAME OF THE COMPANY HERE IN WACO IS CALLED SPECIALTY OUTSOURCING SERVICES LTD...IT ALSO HAS A NICK NAME THAT EVERYONE HERE IN WACO KNOWS IT BY AND THAT IS "SOS"...

THE PHONE NUMBER TO SOS,CAPITAL FIRST, ECT.HERE IN WACO IS..(254)741-9132.IF YOU LOOK FOR OR TRY TO FIND THIS COMPANY HERE IN WACO YOU MAY BE EASILY CONFUSED OR ELUDED BECAUSE THERE IS NO NAME ON THE BUILDING IT IS LOCATED IN THE OLD OLAN MILLS BUILDING...

INSTRUCTIONS TO GETTING TO IT ARE AS FOLLOWS: IF YOU EXIT OFF WACO DRIVE AND GO PASS THE RICHLAND MALL IN THE SECOND LANE , PASS THE FIRST LIGHT, AND MAKE A LEFT AT THE SECOND LIGHT, GO STRAIT, EXIT LEFT ON TO THE INTERSTATE, THEN EXIT IMMEDIATELY RIGHT- YOU WILL SEE A BIG BROWN BUILDING-THAT BUILDING IS CAPITAL FIRST OR "SOS".

IF YOU TURN BY WHATABURGER YOU HAVE MADE THE WRONG TURN...

GO BACK AROUND AND TRY AGAIN..THE CUSTOMER SERVICE NUMBERS THEY GIVE THE CUSTOMERS ARE AS FOLLOWS: CAPITAL FIRST- 1-866-416-0668.. PREMIER ONE-1-866-892-6018..SOMEONE WILL ANSWER "CUSTOMER SERVICE MY NAME IS....

CAN I HAVE YOUR NAME AND SOCIAL SECURITY NUMBER" SO I CAN ACCESS YOUR ACCOUNT....IF YOU DO NOT GIVE THE INFORMATION YOU WILL BE TOLD THAT NO ONE CAN ASSIST YOU..

CUSTOMER SERVICE REPRESENTATIVES ARE NOT ALLOWED TO HANG UP ON ANYONE THEY MUST TALK TO YOU AS LONG AS YOU REMAIN ON THE LINE..

THE FBI OR ANYONE ELSE WHO IS MALE OR FEMALE LIKE THE PERSON WHO HAS THE ACCOUNT CAN GET INFORMATION ON THE PHONE AS LONG AS YOU HAVE THE PERSONS NAME, SOCIAL SECURITY NUMBER, ADDRESS AND TELEPHONE NUMBER , AND YOU DON'T TELL THEM THAT YOU ARE NOT THE PERSON WHOSE ACCOUNT YOU HAVE CALLED ABOUT..

ONE OF THE SCRIPTS THEY USE TO GET PEOPLE TO BELEIVE THAT THEY ARE PRE-APPROVED FOR A MASTERCARD READS: HELLO, IS....THERE ....MY NAME IS......

I'M CALLING FROM PREMIER ONE PROCESSING CENTER. OUR RECORDS INDICATE THAT WITHIN THE PAST 12 MONTHS YOU FILED AN APPLICATION FOR CREDIT, AND NOW YOU ARE ELIGIBLE TO RECEIVE A MASTERCARD.

IN ORDER TO GET YOUR CARD TO YOU I SIMPLY NEED TO VERIFY THAT MY RECORDS ARE STILL CORRECT....ECT.....

SO MANY WHO HAVE ALREADY BEEN SWINDLED BY CAPITAL FIRST HAVE FALLEN A SECOND TIME FOR THESE LINES.IF YOU FALL FOR THIS ONE YOU WILL BE OUT OF $174.90 ALL OF THE TERMS AND CONDITIONS ARE ABOUT THE SAME AS WITH CAPITAL FIRST AND YOU ARE JUST AS LIKELY NOT TO RECEIVE A REFUND AS WITH ANY OF THE OTHER NAMED COMPANIES LISTED ABOVE....THEY GIVE YOU THERE NAMES THERE REPRESENTATIVE NUMBERS AND SOME SORT OF ACCOUNT I.D NUMBER ...

WHICH IS WORTHLESS AND OF NO USE WHEN YOU ARE TRYING TO GET YOUR MONEY BACK OR CALLING FOR INFORMATION ABOUT YOUR ACCOUNT...

EMPLOYEES ARE CONSTANTLY THREATEN TO BE FIRED IF THEY GIVE THEIR OPINION ABOUT WHAT IS GOING ON WITH THE CUSTOMERS OR DISCUSS ANYTHING ABOUT CAPITAL FIRST OR ANY OF THE OTHER NAMED COMPANIES WITH EACH OTHER OR ANYONE OUTSIDE THE COMPANY ,SOS OR CAPITAL FIRST.. ECT. WILL NOT PAY THERE EMPLOYEES UNTILL 5:00 IN THE EVENING EVEN IF YOU DO NOT WORK THAT DAY YOU CANNOT GET YOUR PAY CHECK UNTILL AFTER 5:00 O'CLOCK...

I SMELLED A SKUNK RIGHT AWAY WHEN I FOUND THAT OUT...I SAW ACCOUNTS WHERE PEOPLE HAVE BEEN WAITING FOR A REFUND SINCE JANUARY OF 1999-2000-2001-2002...

THIS COMPANY SOMETIMES EVEN PRETENDS TO HAVE PUT THE MONEY BACK IN THE CUSTOMERS ACCOUNT BY GIVING A DATE SAYING THAT THE MONEY WOULD BE RETURNED TO THE CUSTOMERS ACCOUNT ON A CERTAIN DATE ....

BUT THE CUSTOMER NEVER EVER SEES THE MONEY.....
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#8 UPDATE EX-employee responds

CAPITAL FIRST HAS A P.O.BOX AND A PHONE NUMBER HERE IN WACO

AUTHOR: THE TRUTH - ()

CAPITAL FIRST BENEFITS AND ALL OF ITS' ALIAS-ES WHICH ARE, PREMIER ONE, ADVANTAGE CAPITAL, PREMIUM MEGA SAVER,E-PHONES,AND VARTEC TELEPHONE SERVICE(WHICH USED TO BE NAMED MED-TEC AND LOCATED DOWN TOWN WACO BUT WAS QUICKLY CLOSED FOR SOME UNKNOWN REASON) ...

ECT HAS A P.O. BOX ADDRESS WHICH IS P.O.BOX 23407 WACO,TEXAS 76702....

THE NAME OF THE COMPANY HERE IN WACO IS CALLED SPECIALTY OUTSOURCING SERVICES LTD...IT ALSO HAS A NICK NAME THAT EVERYONE HERE IN WACO KNOWS IT BY AND THAT IS "SOS"...

THE PHONE NUMBER TO SOS,CAPITAL FIRST, ECT.HERE IN WACO IS..(254)741-9132.IF YOU LOOK FOR OR TRY TO FIND THIS COMPANY HERE IN WACO YOU MAY BE EASILY CONFUSED OR ELUDED BECAUSE THERE IS NO NAME ON THE BUILDING IT IS LOCATED IN THE OLD OLAN MILLS BUILDING...

INSTRUCTIONS TO GETTING TO IT ARE AS FOLLOWS: IF YOU EXIT OFF WACO DRIVE AND GO PASS THE RICHLAND MALL IN THE SECOND LANE , PASS THE FIRST LIGHT, AND MAKE A LEFT AT THE SECOND LIGHT, GO STRAIT, EXIT LEFT ON TO THE INTERSTATE, THEN EXIT IMMEDIATELY RIGHT- YOU WILL SEE A BIG BROWN BUILDING-THAT BUILDING IS CAPITAL FIRST OR "SOS".

IF YOU TURN BY WHATABURGER YOU HAVE MADE THE WRONG TURN...

GO BACK AROUND AND TRY AGAIN..THE CUSTOMER SERVICE NUMBERS THEY GIVE THE CUSTOMERS ARE AS FOLLOWS: CAPITAL FIRST- 1-866-416-0668.. PREMIER ONE-1-866-892-6018..SOMEONE WILL ANSWER "CUSTOMER SERVICE MY NAME IS....

CAN I HAVE YOUR NAME AND SOCIAL SECURITY NUMBER" SO I CAN ACCESS YOUR ACCOUNT....IF YOU DO NOT GIVE THE INFORMATION YOU WILL BE TOLD THAT NO ONE CAN ASSIST YOU..

CUSTOMER SERVICE REPRESENTATIVES ARE NOT ALLOWED TO HANG UP ON ANYONE THEY MUST TALK TO YOU AS LONG AS YOU REMAIN ON THE LINE..

THE FBI OR ANYONE ELSE WHO IS MALE OR FEMALE LIKE THE PERSON WHO HAS THE ACCOUNT CAN GET INFORMATION ON THE PHONE AS LONG AS YOU HAVE THE PERSONS NAME, SOCIAL SECURITY NUMBER, ADDRESS AND TELEPHONE NUMBER , AND YOU DON'T TELL THEM THAT YOU ARE NOT THE PERSON WHOSE ACCOUNT YOU HAVE CALLED ABOUT..

ONE OF THE SCRIPTS THEY USE TO GET PEOPLE TO BELEIVE THAT THEY ARE PRE-APPROVED FOR A MASTERCARD READS: HELLO, IS....THERE ....MY NAME IS......

I'M CALLING FROM PREMIER ONE PROCESSING CENTER. OUR RECORDS INDICATE THAT WITHIN THE PAST 12 MONTHS YOU FILED AN APPLICATION FOR CREDIT, AND NOW YOU ARE ELIGIBLE TO RECEIVE A MASTERCARD.

IN ORDER TO GET YOUR CARD TO YOU I SIMPLY NEED TO VERIFY THAT MY RECORDS ARE STILL CORRECT....ECT.....

SO MANY WHO HAVE ALREADY BEEN SWINDLED BY CAPITAL FIRST HAVE FALLEN A SECOND TIME FOR THESE LINES.IF YOU FALL FOR THIS ONE YOU WILL BE OUT OF $174.90 ALL OF THE TERMS AND CONDITIONS ARE ABOUT THE SAME AS WITH CAPITAL FIRST AND YOU ARE JUST AS LIKELY NOT TO RECEIVE A REFUND AS WITH ANY OF THE OTHER NAMED COMPANIES LISTED ABOVE....THEY GIVE YOU THERE NAMES THERE REPRESENTATIVE NUMBERS AND SOME SORT OF ACCOUNT I.D NUMBER ...

WHICH IS WORTHLESS AND OF NO USE WHEN YOU ARE TRYING TO GET YOUR MONEY BACK OR CALLING FOR INFORMATION ABOUT YOUR ACCOUNT...

EMPLOYEES ARE CONSTANTLY THREATEN TO BE FIRED IF THEY GIVE THEIR OPINION ABOUT WHAT IS GOING ON WITH THE CUSTOMERS OR DISCUSS ANYTHING ABOUT CAPITAL FIRST OR ANY OF THE OTHER NAMED COMPANIES WITH EACH OTHER OR ANYONE OUTSIDE THE COMPANY ,SOS OR CAPITAL FIRST.. ECT. WILL NOT PAY THERE EMPLOYEES UNTILL 5:00 IN THE EVENING EVEN IF YOU DO NOT WORK THAT DAY YOU CANNOT GET YOUR PAY CHECK UNTILL AFTER 5:00 O'CLOCK...

I SMELLED A SKUNK RIGHT AWAY WHEN I FOUND THAT OUT...I SAW ACCOUNTS WHERE PEOPLE HAVE BEEN WAITING FOR A REFUND SINCE JANUARY OF 1999-2000-2001-2002...

THIS COMPANY SOMETIMES EVEN PRETENDS TO HAVE PUT THE MONEY BACK IN THE CUSTOMERS ACCOUNT BY GIVING A DATE SAYING THAT THE MONEY WOULD BE RETURNED TO THE CUSTOMERS ACCOUNT ON A CERTAIN DATE ....

BUT THE CUSTOMER NEVER EVER SEES THE MONEY.....
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#9 UPDATE EX-employee responds

CAPITAL FIRST BENEFITS IS LOCATED IN WACO TEXAS..

AUTHOR: the truth is - ()

Capital first benefits is located at 701 w loop 340 waco , texas 76712. This company goes by the name of Specialty Outsourcing Solutions ltd hear in waco , texas....IF YOU TRACE THE CUSTOMER SERVICE NUMBER GIVEN TO CALL CAPITAL FIRST BENEFITS CUSTOMER SERVICE IT COMES BACK TO WACO,TEXAS...

WHEN I WORKED THERE IT WAS HORRIBLE ALL OF THE PEOPLE WHO CALLED SAID THE SAME THING AND THAT WAS THAT THEY WERE TOLD THEY WERE GETTING A CREDIT CARD WITH $2,500.00 OR $5,000.00 ON IT ...

THEY WERE ONLY TOLD THAT THEY WOULD HAVE TO PAY $29.95 FOR IT BUT WHERE REALLY CHARGED $189.90 AND 95% OF THE PEOPLE NEVER EVEN RECEIVED ANYTHING THOSE THAT DID WERE SENT A WORTHLESS PACKET WITH WORTHLESS PAPERS IN IT , NOT ONLY THAT CAPITAL FIRST GOES BY OTHER NAMES SUCH AS PREMIER ONE , ADVANTAGE CAPITAL,ECT..

THESE COMPANIES WHICH ARE REALLY NOT COMPANIES BUT ARE IN FACT CAPITAL FIRST ALSO TAKEING MONEY FROM THE CUSTOMERS ACCOUNTS.99% OF THE CUSTOMERS HAVE NEVER HEARD OF THESE OTHER COMPANIES.IF THEY CALLED CUSTOMER SERVICE TO DISPUTE THE OTHER FEES SUCH AS $59.95 OR $99.95 BEING TAKEN FROM THEIR BANK ACCOUNT WE WERE INSTRUCTED AS EMPLOYEES TO GO OVER THE SALES VERIFICATION AND TELL THEM THAT THEY GAVE AUTHORIZATION FOR THIS MONEY TO BE TAKEN FROM THERE ACCOUNT WHEN THEY GAVE PERMISSION FOR THE 29.95 TO BE TAKEN.

EVERY CUSTOMER I TALKED TO SAID THAT WAS A LIE AND THAT THEY DIDN'T KNOW ANYTHING ABOUT ANY OTHER CHARGES.95%OF THE CUSTOMERS WERE CHARGED 189.90 DOLLARS AND NEVER RECEIVED ANYTHING.WHEN CUSTOMERS FOUND OUT WHAT A SCAM THIS WAS AND REALIZED THEY WERE NEVER GOING TO RECEIVE ANYTHING AND CALLED TO CANCELL IF ALL OF THE MONEY TOTALLING 189.90 DOLLARS HAD NOT ALREADY BEEN TAKEN FROM THEIR ACCOUNT THE PERSON IN CHARGE OF DRAFTING THE PERSONS ACCOUNT WOULD MOVE IN, CHANGE THE CANCELLATION DATE FORWARD TAKE OTHER FEES SUCH AS $59.95 OR $54.90 OR $99.95 OR $99.00 FROM THE CUSTOMERS BANK ACCOUNT TO MAKE IT APPEAR AS IF THE MONEY HAD BEEN TAKEN BEFORE THEY CANCELLED.

CUSTOMERS WHO WANTED TO KNOW THE NAME OF THE COMPANY WERE NOT TOLD THE TRUTH THEY WERE GIVEN THE LOCATION OF WHATEVER COMPANY THEY WERE CALLING IN ABOUT ...IF THE CUSTOMER WAS CALLING ABOUT CAPITAL FIRST THEY WERE TOLD 18495 SOUTH DIXIE HIGHWAY SUITE 228 MIAMI,FLORIDA 33157...

IF THE CUSTOMER WAS CALLING ABOUT PREMIER ONE THE CUSTOMER WAS GIVEN THE ADDRESS OF 510 EAST 17TH SUITE 167 STREET IDAHO FALLS, IDAHO...ECT...

THESE NAMES ARE MADE UP BY THE COMPANY TO KEEP PEOPLE FROM BEING ABLE TO CONTACT THE BETTER BUSINESS BUREAU IN THE WACO AREA, THIS DISABLES THE CUSTOMER AND SENDS THEM ON A WILD GOOSE CHASE NOT ABLE TO GET A REFUND OR STOP THIS FROM HAPPENING TO ANYONE ELSE....

THERE IS MORE....PLEASE CONTACT ME IF YOU WOULD LIKE TO HEAR MORE.THE NUMBER TO THE FBI IN WACO IS (254)772-1627...FBI IN WACO SAYS IT HAS NEVER RECEIVED NOT ONE REPORT ABOUT THIS SCAM THE FBI SAYS THE ONLY WAY THIS COMPANY CAN BE STOPPED BY FBI IS IF THEY HAVE NATION WIDE REPORTS FROM STATE TO STATE ABOUT CAPITAL FIRST BENEFITS ,

THE WACO POLICE NUMBER IS (254)750-7500 OR BETTER BUSINESS BUREAU NUMBER IS (254)755-7772...THE BETTER BUSINESS BUREAU SAYS IT HAS HAD NUMEROUS COMPLAINTS FROM EMPLOYEES BUT NONE FROM VICTIMS BECAUSE THE VICTIMS DON'T KNOW WHO TO CONTACT....

ALTHOUGH ALMOST ALL OF THE CUSTOMERS I TALKED TO ON THE PHONE SAID THEY WERE CONTACTING LAWYERS , ATTORNEY GENERALS , AND BETTER BUSINESS BUREAU IN THEIR STATES CAPITAL FIRST HAS BEEN SMART ENOUGH NOT TO OFFER THEIR SERVICE IN WACO WHERE THEY ARE LOCATED THEREFORE THEY HAVE NO COMPLAINTS AND HAVE NOT YET BEEN REPORTED BY THE CUSTOMERS AND OR VICTIMS IT IS UP TO THE VICTIMS TO REPORT THIS IN WACO,TEXAS...SO CAPITAL FIRST CAN BE STOPPED.....
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