• Report: #13814

Complaint Review: Capitol Choice Consumer Credit

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  • Submitted: Mon, February 11, 2002
  • Updated: Tue, February 12, 2002

  • Reported By:Portland OR
Capitol Choice Consumer Credit
Miami, Florida U.S.A.

Capitol Choice Consumer Credit F A - Holes!!!

*Consumer Comment: Use credit wisely

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Just like the rest of the reports, I sent in my money to Capitol Choice Consumer Credit in the amount of $43.00 for rush delivery of my new Platinum credit card with a credit line of $5,000.00!! I have kinda been depending on this credit card to fulfull traveling plans, and now my vacation is down the toilet. Please get these A-Holes!!

Jeremy
Portland, Oregon

This report was posted on Ripoff Report on 02/11/2002 12:00 AM and is a permanent record located here: http://www.ripoffreport.com/r/Capitol-Choice-Consumer-Credit/Miami-Florida/Capitol-Choice-Consumer-Credit-F-A-Holes-13814. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Consumer Comment

Use credit wisely

AUTHOR: Ken - ()

I have read many reports about Capital Credit and I wonder why the goverment hasn't thrown these guys in jail. One observation, though; It seems Cap Choice target people with poor credit reports. I apologize if I'm mistaken, but some of the filers have said they couldn't get cards from other lenders.

A couple of ripped-off consumers said they planned to take vacations using their new credit cards.

If you have poor credit, your first priority should be rebuild your credit record, not taking on a vacation. Questionable spending decisions is what put a lot of consumers in a bad credit position to begin with, making them targets for rip-off artists like Capital Choice.

Before getting in more debt, rebuild your credit with a secured credit card from a bank or credit union. You set your credit limit by depositing, for example, $1,000 . That gives you a credit line of $1,000. You can charge up to that limit, and the credit union will keep your money as collateral. As you make payments, funds are released for you to use again. Your payment record will be reporting to the major credit bureaus and you'll soon be able to get unsecured cards.
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