Sharon Warden. Accounts, Legal Department Cash Advance. Contact 1-912-376-6733 Ext. 504 This person/company used my recent employer, SSN and email to get me to pay them money. Spartanburg South Carolina

This person/Company used my name, email, SSN, and phone number to try and get me to pay them money that I "owed" to my recent employer. Stating that I need to pay them or I would face court and the charges to go to court. Below is the exact e:mail I received. 

 Attention Michele Berthiaume

SSN XXXXXXXXX (this was my actual SSN , I Xed them out)

Notification to Employer as reference: michigan math

AMOUNT: $ 830.20

This Legal Proceedings issued on your Account number 9xxxxxx with one of CashAdvance Inc. Company in order to notify you that after making calls to you on your phone number we were not able to get hold of you. So the accounts department of Cash Advance has decided to mark this case as a flat refusal and press legal charges against you. Do revert back if you want to get rid of these legal consequences and make a payment arrangement today or else we would be proceeding legally against you.

And we apologies that this notification will also sent to your current employer. The opportunity to take care of this voluntary is quickly coming to an end. We would hate for you to lose the option of resolving this before it goes to the next step which is a Lawsuit against you, but to do so you must take immediate action.

You can Email back to get the payment mode too.
We will be forced to proceed legally against you and once it is processed the creditor has entire rights to inform your employer and your references regarding this issue and the law suit will be the next step which will be amounting to $6300.00 and will be totally levied upon you and that would be excluding your attorney charges. If you take care of this out of court then we will release the clearance certificate from the court and we will make sure that no one will contact you in future. 
Amount Outstanding $830.20

One Time Settlement Amount $590.20

Please let us know what your intention is by today itself so we can hold the case or else we will meet you in court house.
Thanks for being our customer.                                 

--

Sharon Warden.

Accounts, Legal Department Cash Advance.
Contact 1-912-376-6733 Ext. 504

Note : This notice is provided to you on behalf of CashAdvance Inc. and its parent company , and their respective family of companies including CashAdvance, its parent company, Cash America International, Inc., and all of their respective subsidiaries and affiliates, (hereafter collectively referred to as the “CashAdvance Related Companies,” “we,” “our,” or “us”). The CashAdvance Related Companies include, but are not limited to: CashAdvance, Cash America International, Inc., and all of their respective subsidiaries and affiliates, including those that operate under the trade names CashAdvance, 100 Day Loan, Netloan USA, Fax free Cash, PayDayone, Sonic Cash, Quick Payday, Personal Cash Advance, Rapid Cash, Sonic Payday, Speedy Cash, My Cash Now, National Payday, Paycheck Today, Payday OK, Cash Central Loans, CashNet 500,CashNet USA, Allied Cash, SuperPawn, Check into Cash, Check Smart, Ezmoney Cash America Net, Cash America, Cash America Pawn, Cashland, SuperPawn, Cash America Payday Advance, or any company-owned Mr. Payroll locations. “You” or “Your” means you as a participant in or as a user of the products and/or services offered by a CashAdvance Related Company.

WE MAY REPORT INFORMATION ABOUT YOUR ACCOUNT TO CREDIT BUREAUS. LATE PAYMENTS, MISSED PAYMENTS, OR OTHER DEFAULTS ON YOUR ACCOUNT MAY BE REFLECTED IN YOUR CREDIT REPORT.

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ARBITRATION PROVISION

Arbitration is a process in which persons with a dispute(s): (a) agree to submit their dispute(s) to a neutral third person (an “arbitrator“) for a decision; and (b) waive their rights to file a lawsuit in court to resolve their dispute(s). Each party to the dispute(s) has an opportunity to present some evidence to the arbitrator. Pre-arbitration discovery may be limited. Arbitration proceedings are private and less formal than court trials. The arbitrator will issue a final and binding decision resolving the dispute(s), which may be enforced as a court judgment. A court rarely overturns an arbitrator's decision. THEREFORE, YOU ACKNOWLEDGE AND AGREE AS FOLLOWS:

Scope

For purposes of this Arbitration Provision the words “dispute“ and “disputes“ are given the broadest possible meaning and include, without limitation (a) all claims, disputes, or controversies arising from or relating directly or indirectly to the signing of this Arbitration Provision, the validity and scope of this Arbitration Provision and any claim or attempt to set aside this Arbitration Provision; (b) all federal or state law claims, disputes or controversies, arising from or relating directly or indirectly to this Agreement (including the Arbitration Provision), the information you gave us before entering into this Agreement, including your application, and/or any past agreement or agreements between you and us; (c) all counterclaims, cross-claims and third-party claims; (d) all common law claims, based upon contract, tort, fraud, or other intentional torts; (e) all claims based upon a violation of any state or federal constitution, statute or regulation; (f) all claims asserted by us against you, including claims for money damages to collect any sum we claim you owe us; (g) all claims asserted by you individually against us and/or any of our employees, agents, directors, officers, shareholders, governors, managers, members, parent company or affiliated entities (hereinafter collectively referred to as “related third parties“), including claims for money damages and/or equitable or injunctive relief; (h) all claims asserted on your behalf by another person; (i) all claims asserted by you as a private attorney general, as a representative and member of a class of persons, or in any other representative capacity, against us and/or related third parties (hereinafter referred to as “Representative Claims“); and/or (j) all data breach or privacy claims arising from or relating directly or indirectly to the disclosure by us or related third parties of any non-public personal information about you.

Court and Class Action Waivers

You acknowledge and agree that by entering into this Arbitration Provision:

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