• Report: #344967

Complaint Review: Cashcall

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  • Submitted: Fri, June 27, 2008
  • Updated: Wed, May 28, 2014

  • Reported By:Lansdowne Virginia
Cashcall
cashcall.com 1600 S Douglass Rd, California U.S.A.

Cashcall Class Action Suit against Cash Call 1600 S Douglass Rd California

*Consumer Suggestion: Why?

*General Comment: Crack you up?

*Consumer Comment: I'm in

*Consumer Comment: Teflon Cash Call

*Consumer Comment: FIGHT fight FIGHT CASH CALL scam

*Consumer Comment: I will join the class action

*Consumer Suggestion: Un -Real!!!!!!

*Consumer Comment: I dont get it.....

*Consumer Comment: Some of You Crack Me Up

*Consumer Suggestion: Class action for what???

*Consumer Comment: I want to be part of your action.....

*Consumer Comment: I will join

*Consumer Suggestion: You should know

*Consumer Suggestion: You should know

*Consumer Suggestion: You should know

*Consumer Suggestion: You should know

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I received a loan from cash call about 3 yrs ago. When I finish paying the 84 payments I would have owe them $ 21,406.56, for a $5000 dollar loan. Thisis crazy, So I will join the fight and help with this class action suit against them. I am a paralegal, and I can talk to some lawyers to see if we can stop these loan shark for taking advantage of all of us.

HillWash
Lansdowne, Virginia
U.S.A.

This report was posted on Ripoff Report on 06/27/2008 09:50 AM and is a permanent record located here: http://www.ripoffreport.com/r/Cashcall/1600-S-Douglass-Rd-California-92806/Cashcall-Class-Action-Suit-against-Cash-Call-1600-S-Douglass-Rd-California-344967. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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REBUTTALS & REPLIES:
0Author 16Consumer 0Employee/Owner
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#1 Consumer Suggestion

Why?

AUTHOR: Ricky - ()

California settled with this company 2 or 3 years back, New York settled in January 2014, Wv just won 14 million judgement against them. Why would anyone choose Cashcall for a personal loan? Check with your state Attorney General, you better hurry, almost every state in the union has sued and won, which means they will be running for cover under bankruptcy.

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#2 General Comment

Crack you up?

AUTHOR: C - ()

These are predatory lenders, as defined by the law.  You shouldn't make light of someone's plight... Predatory lenders who hope to take advantage of anothers bad situation.  Shame on you for poking fun.

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#3 Consumer Comment

I'm in

AUTHOR: Jo - (United States of America)

How did you get such a "good rate" on your loan.  Mine is the same amount ($5K), same term (84), but when I am done, my $5K will have turned into $40K.  I kid you not. 

I've had the loan for 8 months and it's killing me.  I'm doing everything I can to pay them off before year's end.  It still will have cost me almost $14K (P + I), but it's a far cry from $40K.  The budget sacrificing is killing me - can't repair anything (no heat this winter), can't buy groceries (emptying the larder), can't buy all my meds (I am disabled), can't take my dogs to the vet, trying to figure out how to pay for my car registration in a few days - worst of all, can't get a job (senior citizen, disabled, BA, MA, MBA - who the hell wants a cashier with that pedigree?). 

Payday loan interest is jaw-dropping, but this company - your whole face falls off!  I'm in with you.
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#4 Consumer Comment

Teflon Cash Call

AUTHOR: Ricky - (U.S.A.)

Not so fast about cash call being untouchable, google wv attorney general website and ca. Attorney general.
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#5 Consumer Comment

FIGHT fight FIGHT CASH CALL scam

AUTHOR: dsquarecl - (United States of America)

i'm currently in court against cash call. i filled in state court and they file a motion to dismiss but the judge denied after reviewing some of the evidence. and before the judgment day, cash call quickly moved the case to federal court claiming jurisdiction. we've been in federal court for 2 months now and i've had the advantage in opposing every motion they've filed so far including motion to compel arbitration to the cheyenne tribal court. i'm hoping for the best outcome and if it gets tougher, i already have an attorney on standby that will step in. 

GO READ THIS CASE BELOW AND YOU WILL KNOW MOST JUDGES ARE STARTING TO HATE THE CASH CALL SCAM BECAUSE IT'S BEING EXPOSED.

State of West Virginia ex rel. McGraw v. Cash Call, Inc., Case No. 08-C-1964 (Sept. 10, 2012) the Judge agreed that the lending program established by Cash Call is a sham intended to make improper use of federal preemption in order to unlawfully evade West Virginias lender licensing and usury laws. (A final judgment against Cash Call (on phase I) was entered for $15,000,000.00 and asked to report the consumers account as paid in full.)  
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#6 Consumer Comment

I will join the class action

AUTHOR: Robert - (U.S.A.)

About two years ago I was up to my ears in past due bills and needed to find a way to consolidate those into one payment. I found cashcall and applied for the loan. The way the terms were explained to me is that I would be paying an interest rate 9.95%. When I got the loan papers in the mail, you had to sign electronically via their website I went over the papers again. To my astonishment the interest rate was not 9.95%, but 99.5%. It was too late to cancel the loan and I was stuck. I lost my very good paying job a couple of months later and fell into severe debt.

This is the problem with todays economy, and the way corporations keep us indebted to them. In David Cay Johnston's book Free Lunch he states that a generation ago these interest rates would be usury and can imprison people who charge these outrageous interest rates.

We have to go back to the source of this problem and that starts with our Congress and politicians, especially these neo-con Republicans or others have called them National Socialist Republicans who allow this nonsense to happen. Republicans love socialism, when it deals with their friends in the corporations and not you and me.

Really look at what has happened since Ronald Reagan's revolution, he was right Government is not the solution, Government is the problem and the problem is that we allow our congressmen and senators to be money whores to the big business and the upper 1% of America. When Ronald Reagan became President we had usury laws, I m not blaming President Reagan for this mess, I blame those who came to power in the Republican Revolution in 1994 who rewrote the bankruptcy laws, who started media consolidation, who deregulated industries (ala Phil Gramm and Enron) and allowed our national security to be in the hand of the Chinese and other foreign governments and cartels. That is the cold hard truth.

Those who advocated personal responsibility, how about advocating Corporate responsibility as well.
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#7 Consumer Suggestion

Un -Real!!!!!!

AUTHOR: Gerry - (U.S.A.)

You people seem to have all this time to rail against Cash Call, You would be better served to get a 2nd job and pay it off. You will never sue them,The contract is iron clad. Get some priorities in your life and you wouldnt need cash call.
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#8 Consumer Comment

I dont get it.....

AUTHOR: Resty - (U.S.A.)

You need money.
You presumably read the paperwork at this place.
You sign said paper work
You chat with representative while doing the above.
YOU TAKE THE MONEY.
YOU SPEND THE MONEY


NOW you dont like the interest rate and dont think you should have to pay it back.

WTF is up with that?

Ohhhhh yeah a class action will go a long way here....

Wake the hell up people......if ya dont like the interest rate.....#1) Dont go to them for money #2) Pay it off ASAP and avoid most of the interest
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#9 Consumer Comment

Some of You Crack Me Up

AUTHOR: Jim - (U.S.A.)

I mean you read the paperwork, see the interest rate posted all over the damn place, and now you want to sue? The paralegal is the funniest one yet - I mean of all the idiots to get caught up in something that is ironclad legal - I mean it is not even pushing the envelope of illegality. No lawyer would take it.

If you don't want to pay the $21466, then pay off the current balance.
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#10 Consumer Suggestion

Class action for what???

AUTHOR: Robert - (U.S.A.)

Someone please state what the BASIS of a class action lawsuit against Cash Call will be!
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#11 Consumer Comment

I want to be part of your action.....

AUTHOR: Alma - (U.S.A.)

If you can find a lawyer I would be more than willing to be part of it...
I am in the same boat.... I have already paid them more than 30,000 in a loan of 10,000....... I will stand and fight with you...
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#12 Consumer Comment

I will join

AUTHOR: In The Same Boat - (U.S.A.)

I will join any class action law suit against cashcall
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#13 Consumer Suggestion

You should know

AUTHOR: Robert - (U.S.A.)

that to sue successfully you need to have grounds for the lawsuit, i.e. what law(s) are they violating with their interest rates.

FYI, a $5000 loan from them to Florida residents will require 84 payments of $294.50 which equals $24,738.

No one (to my knowledge) has been able to successfully sue them over the interest rates they charge for their loans.

What makes you think you can succeed where others have failed?
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#14 Consumer Suggestion

You should know

AUTHOR: Robert - (U.S.A.)

that to sue successfully you need to have grounds for the lawsuit, i.e. what law(s) are they violating with their interest rates.

FYI, a $5000 loan from them to Florida residents will require 84 payments of $294.50 which equals $24,738.

No one (to my knowledge) has been able to successfully sue them over the interest rates they charge for their loans.

What makes you think you can succeed where others have failed?
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#15 Consumer Suggestion

You should know

AUTHOR: Robert - (U.S.A.)

that to sue successfully you need to have grounds for the lawsuit, i.e. what law(s) are they violating with their interest rates.

FYI, a $5000 loan from them to Florida residents will require 84 payments of $294.50 which equals $24,738.

No one (to my knowledge) has been able to successfully sue them over the interest rates they charge for their loans.

What makes you think you can succeed where others have failed?
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#16 Consumer Suggestion

You should know

AUTHOR: Robert - (U.S.A.)

that to sue successfully you need to have grounds for the lawsuit, i.e. what law(s) are they violating with their interest rates.

FYI, a $5000 loan from them to Florida residents will require 84 payments of $294.50 which equals $24,738.

No one (to my knowledge) has been able to successfully sue them over the interest rates they charge for their loans.

What makes you think you can succeed where others have failed?
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