• Report: #158955

Complaint Review: Cavalry Portfolio Services

  • Submitted: Fri, September 30, 2005
  • Updated: Tue, October 04, 2005

  • Reported By:Edmond Oklahoma
Cavalry Portfolio Services
8 CAMPUS CIR Westlake, Texas U.S.A.

Cavalry Portfolio Services ripoff, bad credit report Westlake Texas

*Consumer Comment: Not True!

*REBUTTAL Individual responds: yes sir

*Consumer Comment: OH PLEASE..........

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I was living in california, I had AT&T cell phone service in year 2000. I got a letter from Cavalry Portfolio Services saying that i owe them $49 for my cingular wireless bill? I was like i never had cingular wireless?? So they told me , maybe u have at&t they merged? So i did have at&t however i never got any notice from at&t about this matter. I didn't wanted to fight with them i just paid what they told me. But recently i checked my credit report , and it shows i owe them $49 dollars. I called them and they corrected the error but told me it will stay in my credit report for 7 years. Now i can't even get a loan because of it. What should we do to remove this stupid thing on my credit report? I paid it the first notice they send me and i'm very unhappy about this :(

Ken
Edmond, Oklahoma
U.S.A.

This report was posted on Ripoff Report on 09/30/2005 08:33 AM and is a permanent record located here: http://www.ripoffreport.com/r/Cavalry-Portfolio-Services/Westlake-Texas/Cavalry-Portfolio-Services-ripoff-bad-credit-report-Westlake-Texas-158955. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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REBUTTALS & REPLIES:
0Author 2Consumer 1Employee/Owner
Updates & Rebuttals

#1 Consumer Comment

Not True!

AUTHOR: Dave - (U.S.A.)

That's just plain B.S. 6% vs 17% my a$$. Not for 1 paid collection of $49.00. Come on, who the hell you trying to convice, me or yourself? It takes a lot more than that to affect your credit score to that degree!!!!
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#2 REBUTTAL Individual responds

yes sir

AUTHOR: Ken - (U.S.A.)

Oh yes, i can't get a loan the way i want. Would you like to get a loan for %17 interest rate or %6 interest rate? if i do get %17 then i will be in deep trouble, that's what i was talking about
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#3 Consumer Comment

OH PLEASE..........

AUTHOR: Dave - (U.S.A.)

First of all, the reason you can't get a loan is because you have BAD CREDIT, not because of a stupid $49.00 paid collection.

Secondly, everyone knows Calvary is a piece of crap company, and you should've forced them to either validate the debt, or remove this from you records. I had the same problem with NCO, collecting a non-existent debt from 14 years ago. They couldn't prove it, they removed all references to it in their records, and that was that!

I agree with you that they ripped you off, but I wont believe you cannot get a loan because of a $49.00 paid collection!
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