At exactly 9:24 am this morning, I received a call on my cell from 727-682-0725. I answered the phone as usual and some really nice lady was on the other line. She told me she was calling b/c she saw where I had applied for credit and was denied or given a very high interest rate. She asked for some personal information and the name of my bank. I verified my DOB and since I've been scammed before by another agency (Phoenix Consumer Services), I gave her the wrong bank name.
She then transferred me to a very nice guy who went straight into trying to get my information. He told me that he could get me a credit card to rebuild my credit without running my credit report. He said that they didn't do credit checks since they are trying to help rebuild credit. I asked him for some info on his agency b/c I had never heard of it. He ignored my question and asked for my bank info, routing and account number. I asked him if they had a website I could go to while we were on the phone, he also ignored this question.
I finally had to completely shut him down and tell him I would get back with him. I told him until I did some research, I wasn't agreeing to anything. I tried explaining to him that I've learned when a company calls you, especially one I didn't apply with, there's always a catch. I told him until he could send me some info, I declined his services.
A while back my brother in law told me about Ripoff Report. I pulled up Central Florida Financial while we were on the phone and the first line says scam!!! I told the guy the my money was tight now and I couldn't afford to be giving money to people who knows from the they are a scam from the jump. I told him I would rather be safe than sorry and asked for a number so I could call him back. He started laughing and said he would put me something in the mail. I told him I bet he would and hung up.
I see one of the Ex-Employee's said this agency was legit. I think she is crazy!!! Yeah, we all have families to feed but they are doing it at the expense of other people!! Why would you purposely take from another person knowing you have no intentions of giving them the product!!!
I learned from my first and last mistake!! Shannon I hope they paid you well for taking up for them, they trained you well!!!