• Report: #619232

Complaint Review: Central States Indemnity Co. Of Omaha

  • Submitted: Thu, July 01, 2010
  • Updated: Thu, July 22, 2010

  • Reported By: karendo — Carlsbad California United States of America
Central States Indemnity Co. Of Omaha
1212 North 96th St. Omaha, Nebraska United States of America

Central States Indemnity Co. Of Omaha charging unauthorized credit card protection on US Bank Credit Card Omaha, Nebraska

*Consumer Comment: One of a few possibilities

*Consumer Comment: *Anyone can 'Google' this- CHARLIE BIT MY FINGER AGAIN, and watch it....

*Consumer Comment: Well, it's one of three things...

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Central States Indemnity has been charging my credit since Jan 13 with unauthorized charges for credit insurance which I did not sign up for.  I placed a call to them and they refused to remove the charges and said they would send proof of my authorization which they never did.  Even after faxing them (at their request) my instructions to stop charging this, they charged it again on June 14.  US Bank has refused to cooperate and remove the charges and Central States will not respond to me.  This is a total ripoff and I will remedy this by cancelling the credit care and getting a new account # and then closing the account by paying all of with the exception of the bogus charges and will write Central States as well as the 3 reporting Credit Bureaus of my reason for refusing to pay these charges.


This report was posted on Ripoff Report on 07/01/2010 01:07 PM and is a permanent record located here: http://www.ripoffreport.com/r/Central-States-Indemnity-Co-Of-Omaha/Omaha-Nebraska-68114/Central-States-Indemnity-Co-Of-Omaha-charging-unauthorized-credit-card-protection-on-US-619232. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Consumer Comment

One of a few possibilities

AUTHOR: I am the law - (USA)

Ok, not a lot of detail here, but let me throw in my two cents. If this program is being billed on your credit card, it happened in one of a few ways.

1. You signed up for it somewhere else legitimately. (maybe online or something)

or

2. You signed and agreed to it when you signed the credit card application.

or

3. Someone has stolen your identity.

My advice is to review the credit card application with USB and see if it's inherent to the card itself. In other words, maybe you can't have the card without this program. I have seen credit cards that make you take out credit insurance. If there's nothing there, ask the Central States to provide proof that you actually signed up for it. If they refuse, file a dispute with the bank. Then call Central States again and threaten to sue. Definitely make a paper trail in case it does go to court. If it's a stolen identity situation, contact the authorities and check your other credit products for tampering.

____________________________________

Everyone get ready for Karl and his "Anyone can Google this..." political crap...

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#2 Consumer Comment

*Anyone can 'Google' this- CHARLIE BIT MY FINGER AGAIN, and watch it....

AUTHOR: Karl - (USA)

on the web, right?

Thank You
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#3 Consumer Comment

Well, it's one of three things...

AUTHOR: I am the law - (USA)

Ok, not a lot of detail here, but let me throw in my two cents.

If this program is being billed on your credit card, it happened in one of a few ways.

1. You signed up for it somewhere else legitimately. (maybe online or something)

or

2. You signed and agreed to it when you signed the credit card application.

or

3. Someone has stolen your identity.

My advice is to review the credit card application with USB and see if it's inherent to the card itself. In other words, maybe you can't have the card without this program. I have seen credit cards that make you take out credit insurance. If there's nothing there, ask the Central States to provide proof that you actually signed up for it. If they refuse, file a dispute with the bank. Then call Central States again and threaten to sue. Definitely make a paper trail in case it does go to court. If it's a stolen identity situation, contact the authorities and check your other credit products for tampering.

____________________________________

Everyone get ready for Karl and his "Anyone can Google this..." political crap...

 

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