On Tuesday, September 21, 2004, I recieved a phone call at work from Centurian stating that I have been approved for a unsecured MasterCard through the credit card division of Bank of America. They knew that I had applied for a credit card throught Bank of America three months ago from the date they contacted me. So then they went on to tell me that there would be no interest fees and no monthly fees for the first three years. They also told me that I would have a unsecured credit limit of $2000 and that all they need is a $249.00 processing fee. This was a one time thing. After they got my account information, they said that the conversation was being recorded for security purposes.
They then put me on an automated service where questions was asked and after I answered, I would here a beep. Nearing the end of the transaction, they told me to allow 10 to 15 business for the card to arrive. I am writing this report on October 19, 2004. This is 17days later and I haven't recieved anything. I called a weeks prior to the date just mentioned to check up on the status of my card and a different lady told me that it takes 15 to 25 business days and that I should recieve the card around the November 1
After that, I became suspicious and decided to do some research on my own. That's when I entered the name into a search box, found this website, and realized that I have been scamed. It is indeed a terrible feeling to deal with, knowing that there are people out there that will take your hard earned money like that and think nothing of it. If you are in a similar situation I am in, then $249.00 is not a lot of money, but it is too much to give a way. I have taken neccassary steps in notifying my bank about this fraudulent act.
Investigations are currently been performed in an act to get my money back. Hopefully, you will do the same thing too. Every dog has it's day. When you do wrong, it will come back around to you. In the end, they will get what's coming to do.