• Report: #1040850

Complaint Review: Certegy Check Services, Inc.

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  • Submitted: Fri, April 05, 2013
  • Updated: Mon, April 08, 2013

  • Reported By: Bailey231 — west Covina California
Certegy Check Services, Inc.
100 second avenue south suite 1100S Baldwin park, California United States of America

Certegy Check Services, Inc. Certegy denied,check,more,than, once,lied Baldwin park, California

*Author of original report: Ok

*Consumer Comment: Additional Information

*Author of original report: No fraud here.

*Author of original report: why not?

*Author of original report: why not?

*Consumer Comment: So have you?

*Consumer Comment: Why?

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Today I tried cashing a money order at walmart but was denied. This was the third time certegy denied my transaction. So I called them. The customer care representive wasn't helpful and kept telling me not to take it personal. Which confuses me because how do I get lucky three times. On top of that he hung up on me when i told him I don't understand. They won't give me a copy of my report stating i need a checking acount from a bank.

i don't understand how i have to have a bank acount to see a file that that company has on me. I don't understand how I'm not suppose to take it personal when they practically denied all the checks i have brought in. I'm sorry but i do feel singled out because i know i am. I am sure they are denying me because they have me down as doing fraud. Its simple i asked for the truth and they lied. They said it wasn't personal and its obviously is.

This report was posted on Ripoff Report on 04/05/2013 12:33 AM and is a permanent record located here: http://www.ripoffreport.com/r/Certegy-Check-Services-Inc/Baldwin-park-California-91790/Certegy-Check-Services-Inc-Certegy-deniedcheckmorethan-oncelied-Baldwin-park-Cal-1040850. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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REBUTTALS & REPLIES:
4Author 3Consumer 0Employee/Owner
Updates & Rebuttals

#1 Author of original report

Ok

AUTHOR: Bailey231 - ()

I guess I should of stated that all these three transactions were done in a span of 5 years. Yes I am stating i only received money 3 times in the span of 5 years.

The money order was given to me by my mother in law. she gets money orders so she doesn't spend her money. That day she had me cash it for her and certegy made it a problem. 
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#2 Consumer Comment

Additional Information

AUTHOR: Robert - ()

Yes if you tried to cash a fraudulent money order that is most definitely the reason you are in their system.  Regardless of if it was on the news or not, it should have been pretty obvious that something was up..but I guess you can chalk that up to the innocence of youth.

However, what is a little more interesting.  Is that in your original report you talk about trying to cash a Money Order.  But in your update you stated you were trying to cash your payroll check.  So just to say that if you are getting paid by your employer by money orders, you may actually be looking at more issues because that is not normal or the signs of a company that is truly on the "up and up". 

And just as a suggestion.  If you are not in "ChexSystems" you may want to seriously look at opening a bank account.  Not only to probably help you get past this issue, but the extra costs and hassle you are going through dealing with things without a checking account you may find it actually better to get one.  Just on the cost aspect.  Walmart charges $3 for checks under $1000, and $6 for checks over $1000.  So even if you cash 4 checks a month under $1000 you are paying $12 in fees.   You can find many banks that have a monthly fee under $12 for their basic accounts and they include a Debit Card.
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#3 Author of original report

No fraud here.

AUTHOR: Bailey231 - ()

I wouldn't know how to do it in the first place. I was a clueless unlicensed teenager selling a car I was given as a present on craigslist. Received a 5000 dollar check. Mind it was during the time before the scam was nearly making it to the news. I never could cash it but after trying and forfeiting it after finding out it was fake. I have had to deal with my denials when running my credit. So I'm not surprised If they have me down as doing fraud since the three checks I tried to cash was from payroll that I was given.
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#4 Author of original report

why not?

AUTHOR: Bailey231 - ()

I don't have a regular cash flow that makes getting a bank account unnessesary. I never written a check nor a bad one my life. That would require me to have a bank account to do so
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#5 Author of original report

why not?

AUTHOR: Bailey231 - ()

I don't have a regular cash flow that makes getting a bank account unnessesary. I never written a check nor a bad one my life. That would require me to have a bank account to do so
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#6 Consumer Comment

So have you?

AUTHOR: Robert - ()

I am sure they are denying me because they have me down as doing fraud.

- So did you do fraud?   Is that why you don't have a checking account?
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#7 Consumer Comment

Why?

AUTHOR: Jim - ()

They will give you a denial if you have a history of writing bad checks or over drafts.  You say you don't have a checking account.  Why is that?  Maybe you have such a reputation.
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