• Report: #1008684

Complaint Review: Certified Forensic Loan Auditors TRUSTED BUSINESS | Ripoff Report Verified™ …businesses you can trust. Certified Forensic Loan Auditors mission setting new standards for convenience & service in industry not typically known for great customer care. Certified Forensic Loan Auditors is different. CFLA’s goal is providing smart, cost-effective alternative making sure everyone gets legal protection needed.

  • Submitted: Mon, February 04, 2013
  • Updated: Mon, February 02, 2015

  • Reported By: Timesha — Houston Texas United States of America
Certified Forensic Loan Auditors, LLC
2600 S. Shore Blvd. League City, Texas United States of America

Certified Forensic Loan Auditors "CFLA" TRUSTED BUSINESS REVIEW: Certified Forensic Loan Auditors commitment to total customer satisfaction. CFLA past and current approach to business is focused on providing the highest quality career consulting services to their clients. All 50 States! Certified Forensic Loan Auditors, Bloomberg Securitization Audits, Quiet Title Packages, State Bar Approved Continuing Education Courses, and Auditor Training Certification Classes
*UPDATE: Certified Forensic Loan Auditors pledges their commitment to Ripoff Report Corporate Advocacy, Business Remediation and Customer Satisfaction Program. A program that benefits the consumer, assures them of complete satisfaction and confidence when doing business with a member business. Certified Forensic Loan Auditors recognized by Ripoff Report Verified™ .. as a safe business service.

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REVIEW UPDATE JUNE 15 2016: Certified Forensic Loan Auditors remains committed to increased customer satisfaction and has improved their business practices over the years to better serve their customers. Certified Forensic Loan Auditors is truly dedicated to making sure their customers are satisfied and that any complaints which do arise are addressed promptly and fairly.

To date, Certified Forensic Loan Auditors has made good faith efforts to resolve all complaints reported on Ripoff Report. Based on our experience, the member business has proven to be among the top members of the Ripoff Report Corporate Advocacy Business Remediation and Customer Satisfaction Program as a Verified Safe Business™.

Over time and since becoming a member, Certified Forensic Loan Auditors has remained actively engaged and improving the way they address customer service complaints. [continued below]....

..... As an active and current member of the Ripoff Report Corporate Advocacy Business Remediation and Customer Satisfaction Program we are happy to report that now more than ever Certified Forensic Loan Auditors remains committed to improving customer satisfaction.

Remember, no company or individual can ever satisfy 100% of the people 100% of the time. There are no products or services that will always be perfect for everyone and even the best companies will receive complaints from time to time. However, by participating in the Corporate Advocacy Program, the member business has made a commitment to working with its customers to resolve complaints quickly and fairly whenever possible.

Please keep in mind that as a consumer you have some responsibilities as well. Success has many definitions that based on your past experiences, current situation and your perceived expectations. Success with any product or service is always based on the proper application and understanding. The fastest car will not run if you never turn the engine on. Look at how you used the product or service that was provided in relation with the instructions that you received. The Corporate Advocacy Business Remediation and Customer Satisfaction Program will help you get your voice heard but please be prepared with documentation and fair representation of your concern, also have an idea of how the company can fix your concern. Can they offer additional services, extend warranties, offer a fair refund or just get you talking with someone that can help. ..let them know and let us know!

*Any consumer not receiving satisfaction from a member of the Corporate Advocacy Program should email us at editor@ripoffreport.com
 Certified Forensic Loan Auditors is Ripoff Report Verified

Ripoff Report Verified™ .. part of Ripoff Report Corporate Advocacy Business Remediation & Customer Satisfaction Program.A program that benefits the consumer, assures them of complete satisfaction and confidence when doing business with a member business..

Ripoff Report Verified™ REVIEW:

EDitor’s UPDATE: Positive rating and recognition has been given to Certified Forensic Loan Auditors for its commitment to excellence in customer service.

Ripoff Report’s discussions with Certified Forensic Loan Auditors have uncovered an ongoing commitment by the company to total client satisfaction. This means that clients can expect that the company will work towards finding a mutually satisfactory resolution to any complaints or concerns. Certified Forensic Loan Auditors listens carefully to client concerns and sees them as an opportunity to learn from past mistakes and become more efficient as a company in the services offered and the support for those services.

Certified Forensic Loan Auditors' principal, Mr. Andrew Lehman, J.D., has informed us that his personal philosophy is that his clients are a precious resource. As a successful businessman and Entrepreneur, Mr. Lehman feels it is critical to listen to his clients and respond properly. By always putting his customers first, Mr. Lehman hopes to maintain Certified Forensic Loan Auditors as a successful enterprise both now and for many years to come.

Another top executive of the company told Ripoff Report that Mr. Lehman's personal business philosophy is based on the premise that "strives to add value in its services as they understand that a successful business model is based on value-added services, and client care”. Certified Forensic Loan Auditors's mission statement says it all: "Our goal is to provide our clients the best quality, value and professional excellence in the industry.” One of the other things Ripoff Report learned in the course of its investigation is that typical customer feedback reads: “Certified Forensic Loan Auditors (and Mr. Mark Buchine COO) truly communicate all aspects of the report in a timely and effective manner. We are very pleased with the responsiveness that he and his employees show us. They are serious about meeting commitments, and deliver on all their promises.”

The information provided in this report below is based on comments made by Andrew P. Lehman, JD, during an on-site inspection held by a third party verification company with no biases toward Certified Forensic Loan Auditors.

Certified Forensic Loan Auditors is a business to business litigation support training provider. The business is also a litigation support service and continuing educational provider approved by the State Bar of Texas, Hawaii, Nevada, New York, New Jersey, Florida, California, Georgia and Connecticut. Leads are acquired in a number of ways, including via the company’s website, newsletters, press releases, blogs and articles. “The typical [customer] experience would be a phone call or e-mail correspondence, after which the company would start an account, obtain financial payment information, sign a wholesale agreement, and begin the process for their client,” explains Andrew P. Lehman, JD, a representative of Certified Forensic Loan Auditors. The sales process involves the signing of the wholesale agreement and then a document submission, and concludes with an analysis of the documentation.

CERTIFIED FORENSIC LOAN AUDITORS CUSTOMER CARE

At times, clients who feel they are not satisfied with the training they received or services provided to them. “Clients received three day training and were not satisfied with the knowledge due to not being able to retain or grasp the information and put it into its correct use,” explains Mr. Lehman. “The client is allowed to retake the course at no additional charge or at a small additional fee, depending on the circumstance.” The refund policy offered by Certified Forensic Loan Auditors states that if the class has been completed in its entirety and exams have already been taken, background check completed, then generally there is no refund. However, this is not an extremely common complaint, and generally, customers are satisfied once the team at Certified Forensic Loan Auditors works with them on re-taking the course.

After a complaint is resolved, the team continues to follow up with that customer to ensure they remain satisfied and to see if there is anything else they can help with. “[We] follow up to see if the client needs help with job placement or opportunities with other companies, and also with their own company. The company also tried to evaluate to see if additional training is needed in the company’s multi-level tier training program,” explains Mr. Lehman. In order for instructors to teach a class, they must be certified through the tier 1 and tier 2 training, which takes 40 hours of classroom training, passing both exams with a 90% or higher grade, as well as having completed 100 expert reports. Instructors and graduated must also agree to the CFLA Code of Ethics.

There have been numerous complaints posted to Ripoff Report regarding the company’s general business practices. In response to these complaints, Mr. Lehman states, “Only 2 of the 7 complaints were actual clients. The other 5 were former employees, or competitors. Additionally, the company has contacted real clients and offered refunds in spite of the original policy of no refunds. The company maintains an A+ rating with the Better Business Bureau nationally, despite having numerous complaints because of the way the company responds to them.” Since receiving complaints through Ripoff Report, Certified Forensic Loan Auditors now has an individual responsible for consumer complaints and dispute resolution with a background in human resources and management, rather than going through the company’s general counsel.

Mr. Lehman and the team at Certified Forensic Loan Auditors recognizes the value of working with Ripoff Report and the Corporate Advocacy Business Remediation and Customer Satisfaction Program, and the platform it provides for business and customers to interact and resolve issues. “It means a commitment to honoring the highest level of customer service and accountability to their client base nationwide,” states Mr. Lehman.



CERTIFIED FORENSIC LOAN AUDITORS / Statements from the owner.

"My name is Andrew P. Lehman, J.D. and I am the Managing Member of CFLA / Certified Forensic Loan Auditors, LLC I would like to thank you for taking the time to review CFLA. CFLA is recognized throughout the United States of America as the Leading Experts in Mortgage Securitization and Training. As founders and creators of this industry, CFLA has long set the bar for what to expect in an Auditing Company. Mr. Lehman's staff of Certified Auditors, Licensed Attorneys, Officers, and Employees are committed to continue to grow this entire industry and uncover hidden trade secrets to expose Banking Institutions of Predatory lending and Mortgage Fraud.”

Since opening their virtual doors, CFLA has rapidly expanded to become the premier online legal destination for small businesses and consumers. But as the company continues to grow, they are careful to hold true to the original vision. At CFLA, putting the law within reach of millions of people is more than just a novel idea—it’s the founding principle.

Certified Forensic Loan Auditors Auditing team is led by Michael Carrigan, CFA, MBA. Mr. Carrigan has testified as an Expert Witness on multiple occasions and in multiple jurisdictions. Mr. Carrigan is involved in the product development process at Certified Forensic Loan Auditors. With his background as a Licensed Securities Broker and years of experience in Residential Mortgage Audits, he is also the lead instructor in the Industry Renowned Mortgage Securitization Auditor Training Certification class and has personally trained more than 500 Auditors on this process.”

Certified Forensic Loan Auditors takes employee satisfaction seriously as well. Employee feedback and surveys reveal comments such as this: "Certified Forensic Loan Auditors provides a very positive environment to work. Opportunities for suggestions and improvements are encouraged. "Mr. Lehman is truly concerned about employee's contribution to the company and providing growth opportunities for them," says Production manger Melanie Paree.. He takes the time to listen and communicate with employees and customers." Ripoff Report was pleased to learn that Certified Forensic loan Auditors past and current approach to business is focused on its pledge to total commitment towards client and employee satisfaction.

What’s with all the Jerseys on the wall?

"The 'shirts on the wall' are actually officially licensed NFL / NBA or MLB Authentic Jerseys, some of which were actually worn and/or autographed by the athlete themselves.

I was raised a fan of professional sports. Prior to my Birth my Grandfather Jim and his Brother Jim Adam Wisniewski were professional athletes in the 1950's. When I was merely 4 years old my Uncle Leo Wisniewski (My Mom's Brother), was drafted in the 1st round by the Baltimore Colts and played there for several seasons. In 1988 his Younger Brother Steve Wisniewski, was drafted by the Los Angeles Raiders, and he played for 12 seasons In 2010, my first cousin Stefen Wisniewski was drafted by the Oakland Raiders and has played there as a Star Center up to the present. My family has a history of professional athletes that spans 3 generations and it is a part of the foundational discipline that helped me achieve where CFLA has become today!

Most of the Jerseys and Autographs on our wall are from Family members and friends that have stared in professional sports. CFLA is actively engaged in Sponsoring local Youth Athletics teams, as well as having our own Softball and Flag Football teams. Additionally, at CFLA we also often times will have brackets and fantasy football activities that encourage college and professional sports viewing and it helps break the monotony of the hard grind at work.”



STATED IMPROVEMENTS FROM CERTIFIED FORENSIC LOAN AUDITORS

"Certified Forensic Loan Auditors, LLC "CFLA" is committed to customer satisfaction. Offering 12 month guarantee on all findings in our Audit Reports or Updates are FREE. Our Mortgage Securitization Auditor Training Certification Class is Nationally Recognized with more than a Thousand Executive Level Graduates of this program since 2009. Our Commitment to customer satisfaction is the reason that we joined Ripoff Report's Corporate Advocacy Program. We are committed to resolving complaints by our customers and providing the highest level of expertise in the Foreclosure Defense Industry. Our Team of Certified Auditors and Attorneys provide comprehensive Forensic and Securitization Audits as well as full service litigation support services, Expert Witness Testimony in Court, Auditor Training, and Attorney Continuing Education Training on issues ranging from Foreclosure Defense Strategies, Quiet Title, Mortgage Securitization in Litigation, Bankruptcy in Litigation, Contract Law Disputes, and the Uniform Commercial Code on Secure and Negotiable Instruments. CFLA also offers free services to members, including, a Forms Database for use in Court, Cutting Edge Newsletters, Attorney Blogs, Webinars on Mortgage Securitization to Sharpen our Auditors in their Trade, and Free Attorney Referrals to Homeowners in all 50 States.”

Certified Forensic loan Auditors recognizes that complaints posted on Ripoff Report (whether true or not) are issues that need to be addressed, not ignored. If handled correctly, complaints can be valuable learning opportunities. With the feedback generated by Ripoff Report’s Investigation Certified Forensic Loan Auditors has made organizational changes allowing its clients and employees a more streamlined approach to problem resolution and a commitment to a great client experience.

In summary, after our investigation, which included discussions with Mr. Lehman and many of his past and current associates, Ripoff Report is convinced that Certified Forensic Loan Auditors is committed to quality delivery of services resulting in total client satisfaction.

Read more about why consumers should feel confident when doing business with a member of Ripoff Report's Corporate Advocacy Business Remediation & Customer Satisfaction Program. Yes, it’s a long name for a program that does a lot for both consumers and businesses alike.

Read about Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program, a program that benefits the consumer, assures them of complete satisfaction and confidence when doing business with a member business. this program works.

As a matter of policy, when a business becomes a member of the Corporate Advocacy Program they agree to allow Ripoff Report to contact every client who filed a complaint so they can make things right with them. In order to confirm that the complaints were resolved, Ripoff Report is copied on all responses so we can insure that the member business did right by their customer.

INVITE FROM CEO ANDREW P LEHMAN (at link below)

https://www.youtube.com/watch?v=Zx3UyFYHDeY

VIDEO TESTIMONIALS (at link below)

https://www.youtube.com/watch?v=lY3SxIBA9gA

EXPLANATION OF SERVICES (at link below)

https://www.youtube.com/watch?v=WOvx8bp6jMM

ACTUAL TRAINING CLASS VIDEO-(at link below)

https://www.youtube.com/watch?v=fupREkXzdSg

INSTRUCTORS INVITE (at link below)

https://www.youtube.com/watch?v=G2wjg_uzHgc

INVITE FROM CEO ANDREW P LEHMAN (at link below)

https://www.youtube.com/watch?v=Zx3UyFYHDeY

VIDEO TESTIMONIALS (at link below)

https://www.youtube.com/watch?v=lY3SxIBA9gA

EXPLANATION OF SERVICES (at link below)

https://www.youtube.com/watch?v=WOvx8bp6jMM

ACTUAL TRAINING CLASS VIDEO-(at link below)

https://www.youtube.com/watch?v=fupREkXzdSg

INSTRUCTORS INVITE (at link below)

https://www.youtube.com/watch?v=G2wjg_uzHgc

NOW TO THE ORIGINAL REPORT THAT WAS FILED

-----------------------------------

Certified Forensic Loan Auditors, LLC Andrew P. Lehman League City, Texas

On Dec. 11, 2012, I was hired as the Office Manager for CFLA, LLC by Andrew P. Lehman who (((REDACTED))) by telling me he was a licensed atty in C.A. Upon accepting the position, Andrew began (((REDACTED))) in front of staff and office personnel almost daily. I was completely embarrassed and distressed with this situation. I went to Andrew P. Lehman, several times asking him to change this behavior due to the demonstrative effect on professional relations. He never  changed behaviors, he only got Worse. Andrew P. Lehman (((REDACTED))) several times;  Andrew P. Lehman frequently (((REDACTED))) and cups in the office and leaves it for me to dispose of. He made my work environment (((REDACTED))), ineffective, and non-productive. Andrew P. Lehman has taken malicious acts agaist me putting my very livelihood in jeopardy. After I advised him I was going to report the actions if he did not cease, he terminated my employment. I have suffered extreme mental anguish due to him constantly embarrassing me and (((REDACTED))) on the job and now severe financial hardships. He has a history of this action with women, in particular his staff. He frequently uses (((REDACTED))) in the office.

This was the Worst experience I have EVER had in a "professiona"l environment. I would advise ANY woman, (((REDACTED)))


Andrew Lehmans Text Messages to Timesha Beattie These are the text messages I received from Andrew P. Lehman, and I have More! This is just some of the text messges. I have more!
 
Mon, Feb 4, 2013 at 2:42 PM2:42 PM
Message starred FROM 17133773607@tmomail.net TO You [No Subject] Show Details From17133773607@tmomail.net   Tobeattietimesha@yahoo.com 
(((REDACTED)))
 
Show some respect This message was sent from a T-Mobile wireless phone.
 
I paid you,  This message was sent from a T-Mobile wireless phone
 
Over and above your worth and received nothing....  It's whatever...  Bring it and then you can go on doing what you do
This message was sent from a T-Mobile wireless phone.


This report was posted on Ripoff Report on 02/04/2013 01:56 PM and is a permanent record located here: http://www.ripoffreport.com/r/Certified-Forensic-Loan-Auditors-LLC/League-City-Texas-77573/Certified-Forensic-Loan-Auditors-LLC-Andrew-P-Lehman-League-City-Texas-1008684. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Consumer Comment

A Very Knowledgeable ~ Great Mentor!

AUTHOR: Anonymous - ()

 The classes taught by Andrew Lehman and CFLA have helped me to fight back against the banks!  I have now taken all 3 classes and spent nearly $10,000.00 learning from Mr. Lehman and his staff.

 

I think all of this nonsense written here is disgusting and all of you should be ashamed of yourself for posting it.

 

 The classes taught by Andrew Lehman and CFLA have helped me to fight back against the banks!  I have now taken all 3 classes and spent nearly $10,000.00 learning from Mr. Lehman and his staff.

 

Notwithstanding, I will provide you with some testimonials contained on his website that more accurately dipict his work:

 

 

"This class was a life-changing experience—both in knowledge  and spirit." -Guido G            


"A truly great experience, lots of fun.  I look  forward to taking future classes with CFLA and XXXX  as my teacher.   Great man of God!  Really cares about your success.  Thank you and God  bless." -Cynthia L


"An excellent class to help me to know what questions  to ask and how to best use the information to provide excellent customer service  and more informed advice for my clients as they protect themselves in purchasing  real estate. Want to take Ambassador training as soon as  possible." Beverly )


"Any attorney that practices foreclosure litigation  should attend this seminar even if s/he is not going to prepare, the lawyer  needs to understand the concept" Valmiro L             


 'I know that very few indeed are preparing these  audits.  This is awesome.  Thank you." Wayne M


"Take this class!  Fighting mortgage fraud without  this information is like flying blind in the mountains." Melanie  S


"This is a great class.  I've obtained what I needed.   This is a class every homeowner should enlist in.  The information is priceless.  Great, great class." Heidi A


"Great instructor.  I highly recommend this  course." Michael Fritch


"I learned a tremendous amount of information.   Excellent!  Very good, intensive and interactive." Lory G


"If you open your mind and listen, they will lead you  to the promised land.  Very educational and will enhance my business  forever." Corey D


"This class will change the direction of your life as  a professional.  It offers a gateway into the world of securitization and  inherently valuable navigation tools to uncover the lack of integrity being  performed in secondary investor trusts.  This class is for anyone, but highly  benefits professionals of foreclosure proceedings.  I will be at the Bloomberg  Level III class to enhance what I have learned here to make the audits I perform  rock solid.  Thank you CFLA!  Thank you Andrew for all your  time and assistance!" Michal Y


"If you are serious about this business, this is the  place to go." Han S


"I felt confident that I could audit and report on  loans well enough to give borrowers the knowledge and tools to have tractions in  their litigation and/or loan modifications." Melanie S


"I would highly recommend; with the evolution of the  law in this area.  It is highly important to get continued updates and to be  part of a group to bounce ideas with for the good of the whole  process." Ken R


"CFLA is one of the only business entities offering a  one-stop shop where an attorney can get education, pleadings, research and  practice support in the field of foreclosure defense.  The attorney networking  opportunities provided by CFLA are very valuable." Charles  C


"Class was very informative; instructors were great!  Information is greatly needed if you are facing foreclosure. CFLA was opened the  doors for litigating these cases." Rhonda A


"Patricia is very knowledgable and experienced. A must  class for someone working on helping homeowners stay in their  home." Hermie B


"Looking forward to taking the Level 3 Securitization  Mortgage Auditing Class." Naazim A


"The course was well presented and the instructors  were very knowledgeable about subject matters." Leonard S


"This course should be taken by any persons interested  in developing and investigative tool to research the mortgage securitization  process. Although this is the first stage of training for mortgage  securitization auditing, it forms an excellent basis further advance training.  The training helps develop a cadre of foreclosure defense fighters!" Dan F.


"I enjoyed the class. Information and reports were  well presented." Edgardo S


"I came in not having much knowledge on the mortgage  loan industry and the eay things were taught and explained allowed me to grasp  the concept very easily." Keysha R


"Recommend to learn behind the scene with lenders  wrong doing." Lina P


"The webinar was quite informative and useful  information was generously exchanged. Appreciate all the efforts and  diligence." Chandra A


"SEC and Edgar search engines are old school. I found  a lost mortgage in 2 minutes on Bloomberg after searching the SEC site for  months." James K


"Good Class. Would recommend it to anyone involved in  banking, real estate, finance or real estate litigation." Kenneth  E


"The class was extremely informational. The  instructors were exceptional. I will use this information in all my reports,  which in turn will help my clients." Rhonda A


"If you are interested in helping people, this  Bloomberg Class will enable you to do that!" Mary S


"There is nothing else that can level the playing  field." Cyndee R


"All the presenters are very passionate about what  they do. The goal of equipping others to extend a helping hand to their own  communities was more than admirable. What an awesome group!" Regina E


"I recommend it very much." Marco D


"Everyone in life has a mission and a purpose. It’s a  matter of actually finding out what your purpose is. This class was the missing  piece of the puzzle for me. I can now do what so many have attempted and failed.  Help every and anyone who has the motivation to help themselves to be not only  successful in my own mission, but also be able to help others accomplish  theirs." Cecelia M


"Fab learning experience. Well worth the  training." Pamela S


"This course covers the current mortgage crisis fairly  and provides a practical approach to assisting clients in challenging the  standing of pretender lenders to foreclose." Les H


"This class is a need for anyone who is serious about  helping attorneys in foreclosure defense." Jesse S


"Art and Liz are excellent instructors. They have  patience, knowledge, wit and they are funny!!! Keep you engaged! I am so happy  ther were the trainers." Antoinette C


"Excellent Course, you will be trained to execute a  detailed SAR!" Anthony G


"Excellent Information that I wish more borrowers with  troubled loans had. I am looking forward to helping homeowners and attorneys  understand their circumstances and educate them about potential actions to help  them." Marie S


"This course was extremely beneficial and informative.  Both Art & Liz were instrumental in furthering my understanding of  Securitization and performing the audits effectively. Additionally, Attorney  Stone was the icing on the cake in that being a profession (tenured) that shared  his professional expertise and validation of CFLA audits of Securitization of  Mortgage loans. Having attended the training, all doubts, concerns, and inquires  have been resolved." Brent R


"Very useful knowledge to help homeowners discover new  options." Fuqual B


"This course gives you the tools to help a lot of  people with their mortgages whether they are having problems or to educate  homeowners." Mark D


"Would surely recommend this class to any professional  involved in the real estate banking or mortgage sectors." Dr. Kenneth  E


"Awesome course and information was  GREAT!" Justin F


"Buckle your seats belts, you’re in for a real treat!  Your in for the greatest information of the Information Age!!" Kymosh  M


"This was an outstanding training. If you want to  learn Securitization and become and auditor, this is the class for you!"  Craig B


"Everyone on the Real Estate industry should take this  course as a starting point for any future transaction. They will have better  understanding on how or what to advise and educate their clients and all our  community can have this tool (powerful) to protect their homes or properties!"  Ozzy M


"A must class for everyone that wants to help  homeowners stay in their home. I learn so much information that I won’t get from  somewhere else. Art & Liz were very helpful and personable and willing to  take time and show you where to go when you get behind in the class."  Hercules B


"If you are serious about working in the profession of  modifications, law, mediation and helping homeowners, this is valuable."  Mark B


"This course was the missing link in putting together  all the knowledge I’ve already been accumulating, but was not able to assimilate  into a prosecutable document for submission which an attorney can use in  litigation. Thanks!" Warren D


"Excellent information! The tracking of assignments,  very thorough. Instructors’ knowledge of these securitization processes are very  strong. CFLA’s commitment is very strong to students and to  excellence." Carl L


"This is a course that every American citizen can use  to fight back against Wall Street and the banks to keep or receive compensation  for the mortgage fraud committed on 85% of loan originated between 2001-2008.  Liz and Art are a God send!" Brandon C


"Although I have prior experience of 20 years of  Mortgage Banking and Real Estate, this class has given me a comprehensive edge  over the average attorney and ultimate foreclosure defense!  Thank you for  taking me to the top." Kartika K


"This program allows you to stop the banks in their  tracks. Now, there is hope for homeowners to save their from  forclosure." Mark W


"Thank you. I appreciate your passion to do  righteousness and justice and the pursuit of truth! Keep up the good work."  William I


"Pertinent and helpful information at a critical  time." Deborah L


"I would highly recommend this course to others who  are in the real estate legal industry who are willing to help homeowners."  Wilma M


"Very good informational course on learning how to  create a Securitization Audit Report." Ed C


"This is an awesome training! I would recommend t  anyone who wants tto lern and make good use of it. Thank you so much for the  education.." Mary B


"If you want to learn the audit the mortgage  securitization process, then this is the course for you!" Timothy,  O


"Personally, the course is an enhancement because I’m  already particular with about 95% of it. Although, I notice there are beginners  in the class and I highly recommend the course and its instructors combined  because I saw and noticed how these beginners were able to comprehend and able  to finish their homework and finals on the 3rd day. The other 25% of the course  was my "core" information to enhance my knowledge and the course &  instructors made me achieve what I expected to learn. Thanks!" Eddie  P


"I really enjoy the class.  I met a lot of  professionals and made strong connections.  I feel fortunate to come across this  class, from my classmate.  I would recommend  this class to anyone moving  forward."


"As a forensic audit business owner looking to expand  my product line, this course is invaluable, I believe that by adding  securitization as a product/service, my profits may more than double and I will  be better able to serve my clients." Elyssa R


"This was an amazing seminar that gave me the  knowledge to help Homeowner’s to fight for their Right’s against greedy banker’s  and mortgage companies." Saul G


"Had a great time with the class and instructor’s,  class was informative and I would recommend it to anyone who wants to learn more  about Mortgage Securitization’’ Ellen R

 

 

"This class is a life-changing experience—both in knowledge  and spirit." -Guido G            


"A truly great experience, lots of fun.  I look  forward to taking future classes with CFLA and Andrew Lehman as my teacher.   Great man of God!  Really cares about your success.  Thank you and God  bless." -Cynthia L


"An excellent class to help me to know what questions  to ask and how to best use the information to provide excellent customer service  and more informed advice for my clients as they protect themselves in purchasing  real estate. Want to take Ambassador training as soon as  possible." Beverly )


"Any attorney that practices foreclosure litigation  should attend this seminar even if s/he is not going to prepare, the lawyer  needs to understand the concept" Valmiro L             


 'I know that very few indeed are preparing these  audits.  This is awesome.  Thank you." Wayne M


"Take this class!  Fighting mortgage fraud without  this information is like flying blind in the mountains." Melanie  S


"This is a great class.  I've obtained what I needed.   This is a class every homeowner should enlist in.  The information is priceless.  Great, great class." Heidi A


"Great instructor.  I highly recommend this  course." Michael Fritch


"I learned a tremendous amount of information.   Excellent!  Very good, intensive and interactive." Lory G


"If you open your mind and listen, they will lead you  to the promised land.  Very educational and will enhance my business  forever." Corey D


"This class will change the direction of your life as  a professional.  It offers a gateway into the world of securitization and  inherently valuable navigation tools to uncover the lack of integrity being  performed in secondary investor trusts.  This class is for anyone, but highly  benefits professionals of foreclosure proceedings.  I will be at the Bloomberg  Level III class to enhance what I have learned here to make the audits I perform  rock solid.  Thank you CFLA!  Thank you Andrew for all your  time and assistance!" Michal Y


"If you are serious about this business, this is the  place to go." Han S


"I felt confident that I could audit and report on  loans well enough to give borrowers the knowledge and tools to have tractions in  their litigation and/or loan modifications." Melanie S


"I would highly recommend; with the evolution of the  law in this area.  It is highly important to get continued updates and to be  part of a group to bounce ideas with for the good of the whole  process." Ken R


"CFLA is one of the only business entities offering a  one-stop shop where an attorney can get education, pleadings, research and  practice support in the field of foreclosure defense.  The attorney networking  opportunities provided by CFLA are very valuable." Charles  C


"Class was very informative; instructors were great!  Information is greatly needed if you are facing foreclosure. CFLA was opened the  doors for litigating these cases." Rhonda A


"Patricia is very knowledgable and experienced. A must  class for someone working on helping homeowners stay in their  home." Hermie B


"Looking forward to taking the Level 3 Securitization  Mortgage Auditing Class." Naazim A


"The course was well presented and the instructors  were very knowledgeable about subject matters." Leonard S


"This course should be taken by any persons interested  in developing and investigative tool to research the mortgage securitization  process. Although this is the first stage of training for mortgage  securitization auditing, it forms an excellent basis further advance training.  The training helps develop a cadre of foreclosure defense fighters!" Dan F.


"I enjoyed the class. Information and reports were  well presented." Edgardo S


"I came in not having much knowledge on the mortgage  loan industry and the eay things were taught and explained allowed me to grasp  the concept very easily." Keysha R


"Recommend to learn behind the scene with lenders  wrong doing." Lina P


"The webinar was quite informative and useful  information was generously exchanged. Appreciate all the efforts and  diligence." Chandra A


"SEC and Edgar search engines are old school. I found  a lost mortgage in 2 minutes on Bloomberg after searching the SEC site for  months." James K


"Good Class. Would recommend it to anyone involved in  banking, real estate, finance or real estate litigation." Kenneth  E


"The class was extremely informational. The  instructors were exceptional. I will use this information in all my reports,  which in turn will help my clients." Rhonda A


"If you are interested in helping people, this  Bloomberg Class will enable you to do that!" Mary S


"There is nothing else that can level the playing  field." Cyndee R


"All the presenters are very passionate about what  they do. The goal of equipping others to extend a helping hand to their own  communities was more than admirable. What an awesome group!" Regina E


"I recommend it very much." Marco D


"Everyone in life has a mission and a purpose. It’s a  matter of actually finding out what your purpose is. This class was the missing  piece of the puzzle for me. I can now do what so many have attempted and failed.  Help every and anyone who has the motivation to help themselves to be not only  successful in my own mission, but also be able to help others accomplish  theirs." Cecelia M


"Fab learning experience. Well worth the  training." Pamela S


"This course covers the current mortgage crisis fairly  and provides a practical approach to assisting clients in challenging the  standing of pretender lenders to foreclose." Les H


"This class is a need for anyone who is serious about  helping attorneys in foreclosure defense." Jesse S


"Art and Liz are excellent instructors. They have  patience, knowledge, wit and they are funny!!! Keep you engaged! I am so happy  ther were the trainers." Antoinette C


"Excellent Course, you will be trained to execute a  detailed SAR!" Anthony G


"Excellent Information that I wish more borrowers with  troubled loans had. I am looking forward to helping homeowners and attorneys  understand their circumstances and educate them about potential actions to help  them." Marie S


"This course was extremely beneficial and informative.  Both Art & Liz were instrumental in furthering my understanding of  Securitization and performing the audits effectively. Additionally, Attorney  Stone was the icing on the cake in that being a profession (tenured) that shared  his professional expertise and validation of CFLA audits of Securitization of  Mortgage loans. Having attended the training, all doubts, concerns, and inquires  have been resolved." Brent R


"Very useful knowledge to help homeowners discover new  options." Fuqual B


"This course gives you the tools to help a lot of  people with their mortgages whether they are having problems or to educate  homeowners." Mark D


"Would surely recommend this class to any professional  involved in the real estate banking or mortgage sectors." Dr. Kenneth  E


"Awesome course and information was  GREAT!" Justin F


"Buckle your seats belts, you’re in for a real treat!  Your in for the greatest information of the Information Age!!" Kymosh  M


"This was an outstanding training. If you want to  learn Securitization and become and auditor, this is the class for you!"  Craig B


"Everyone on the Real Estate industry should take this  course as a starting point for any future transaction. They will have better  understanding on how or what to advise and educate their clients and all our  community can have this tool (powerful) to protect their homes or properties!"  Ozzy M


"A must class for everyone that wants to help  homeowners stay in their home. I learn so much information that I won’t get from  somewhere else. Art & Liz were very helpful and personable and willing to  take time and show you where to go when you get behind in the class."  Hercules B


"If you are serious about working in the profession of  modifications, law, mediation and helping homeowners, this is valuable."  Mark B


"This course was the missing link in putting together  all the knowledge I’ve already been accumulating, but was not able to assimilate  into a prosecutable document for submission which an attorney can use in  litigation. Thanks!" Warren D


"Excellent information! The tracking of assignments,  very thorough. Instructors’ knowledge of these securitization processes are very  strong. CFLA’s commitment is very strong to students and to  excellence." Carl L


"This is a course that every American citizen can use  to fight back against Wall Street and the banks to keep or receive compensation  for the mortgage fraud committed on 85% of loan originated between 2001-2008.  Liz and Art are a God send!" Brandon C


"Although I have prior experience of 20 years of  Mortgage Banking and Real Estate, this class has given me a comprehensive edge  over the average attorney and ultimate foreclosure defense!  Thank you for  taking me to the top." Kartika K


"This program allows you to stop the banks in their  tracks. Now, there is hope for homeowners to save their from  forclosure." Mark W


"Thank you. I appreciate your passion to do  righteousness and justice and the pursuit of truth! Keep up the good work."  William I


"Pertinent and helpful information at a critical  time." Deborah L


"I would highly recommend this course to others who  are in the real estate legal industry who are willing to help homeowners."  Wilma M


"Very good informational course on learning how to  create a Securitization Audit Report." Ed C


"This is an awesome training! I would recommend t  anyone who wants tto lern and make good use of it. Thank you so much for the  education.." Mary B


"If you want to learn the audit the mortgage  securitization process, then this is the course for you!" Timothy,  O


"Personally, the course is an enhancement because I’m  already particular with about 95% of it. Although, I notice there are beginners  in the class and I highly recommend the course and its instructors combined  because I saw and noticed how these beginners were able to comprehend and able  to finish their homework and finals on the 3rd day. The other 25% of the course  was my "core" information to enhance my knowledge and the course &  instructors made me achieve what I expected to learn. Thanks!" Eddie  P


"I really enjoy the class.  I met a lot of  professionals and made strong connections.  I feel fortunate to come across this  class, from my classmate.  I would recommend  this class to anyone moving  forward."


"As a forensic audit business owner looking to expand  my product line, this course is invaluable, I believe that by adding  securitization as a product/service, my profits may more than double and I will  be better able to serve my clients." Elyssa R


"This was an amazing seminar that gave me the  knowledge to help Homeowner’s to fight for their Right’s against greedy banker’s  and mortgage companies." Saul G


"Had a great time with the class and instructor’s,  class was informative and I would recommend it to anyone who wants to learn more  about Mortgage Securitization’’ Ellen R

 

 

"It is a life-changing experience—both in knowledge  and spirit." -Guido G            


"A truly great experience, lots of fun.  I look  forward to taking future classes with CFLA and Michael Carrigan as my teacher.   Great man of God!  Really cares about your success.  Thank you and God  bless." -Cynthia L


"An excellent class to help me to know what questions  to ask and how to best use the information to provide excellent customer service  and more informed advice for my clients as they protect themselves in purchasing  real estate. Want to take Ambassador training as soon as  possible." Beverly )


"Any attorney that practices foreclosure litigation  should attend this seminar even if s/he is not going to prepare, the lawyer  needs to understand the concept" Valmiro L             


 'I know that very few indeed are preparing these  audits.  This is awesome.  Thank you." Wayne M


"Take this class!  Fighting mortgage fraud without  this information is like flying blind in the mountains." Melanie  S


"This is a great class.  I've obtained what I needed.   This is a class every homeowner should enlist in.  The information is priceless.  Great, great class." Heidi A


"Great instructor.  I highly recommend this  course." Michael Fritch


"I learned a tremendous amount of information.   Excellent!  Very good, intensive and interactive." Lory G


"If you open your mind and listen, they will lead you  to the promised land.  Very educational and will enhance my business  forever." Corey D


"This class will change the direction of your life as  a professional.  It offers a gateway into the world of securitization and  inherently valuable navigation tools to uncover the lack of integrity being  performed in secondary investor trusts.  This class is for anyone, but highly  benefits professionals of foreclosure proceedings.  I will be at the Bloomberg  Level III class to enhance what I have learned here to make the audits I perform  rock solid.  Thank you CFLA!  Thank you Andrew for all your  time and assistance!" Michal Y


"If you are serious about this business, this is the  place to go." Han S


"I felt confident that I could audit and report on  loans well enough to give borrowers the knowledge and tools to have tractions in  their litigation and/or loan modifications." Melanie S


"I would highly recommend; with the evolution of the  law in this area.  It is highly important to get continued updates and to be  part of a group to bounce ideas with for the good of the whole  process." Ken R


"CFLA is one of the only business entities offering a  one-stop shop where an attorney can get education, pleadings, research and  practice support in the field of foreclosure defense.  The attorney networking  opportunities provided by CFLA are very valuable." Charles  C


"Class was very informative; instructors were great!  Information is greatly needed if you are facing foreclosure. CFLA was opened the  doors for litigating these cases." Rhonda A


"Patricia is very knowledgable and experienced. A must  class for someone working on helping homeowners stay in their  home." Hermie B


"Looking forward to taking the Level 3 Securitization  Mortgage Auditing Class." Naazim A


"The course was well presented and the instructors  were very knowledgeable about subject matters." Leonard S


"This course should be taken by any persons interested  in developing and investigative tool to research the mortgage securitization  process. Although this is the first stage of training for mortgage  securitization auditing, it forms an excellent basis further advance training.  The training helps develop a cadre of foreclosure defense fighters!" Dan F.


"I enjoyed the class. Information and reports were  well presented." Edgardo S


"I came in not having much knowledge on the mortgage  loan industry and the eay things were taught and explained allowed me to grasp  the concept very easily." Keysha R


"Recommend to learn behind the scene with lenders  wrong doing." Lina P


"The webinar was quite informative and useful  information was generously exchanged. Appreciate all the efforts and  diligence." Chandra A


"SEC and Edgar search engines are old school. I found  a lost mortgage in 2 minutes on Bloomberg after searching the SEC site for  months." James K


"Good Class. Would recommend it to anyone involved in  banking, real estate, finance or real estate litigation." Kenneth  E


"The class was extremely informational. The  instructors were exceptional. I will use this information in all my reports,  which in turn will help my clients." Rhonda A


"If you are interested in helping people, this  Bloomberg Class will enable you to do that!" Mary S


"There is nothing else that can level the playing  field." Cyndee R


"All the presenters are very passionate about what  they do. The goal of equipping others to extend a helping hand to their own  communities was more than admirable. What an awesome group!" Regina E


"I recommend it very much." Marco D


"Everyone in life has a mission and a purpose. It’s a  matter of actually finding out what your purpose is. This class was the missing  piece of the puzzle for me. I can now do what so many have attempted and failed.  Help every and anyone who has the motivation to help themselves to be not only  successful in my own mission, but also be able to help others accomplish  theirs." Cecelia M


"Fab learning experience. Well worth the  training." Pamela S


"This course covers the current mortgage crisis fairly  and provides a practical approach to assisting clients in challenging the  standing of pretender lenders to foreclose." Les H


"This class is a need for anyone who is serious about  helping attorneys in foreclosure defense." Jesse S


"Art and Liz are excellent instructors. They have  patience, knowledge, wit and they are funny!!! Keep you engaged! I am so happy  ther were the trainers." Antoinette C


"Excellent Course, you will be trained to execute a  detailed SAR!" Anthony G


"Excellent Information that I wish more borrowers with  troubled loans had. I am looking forward to helping homeowners and attorneys  understand their circumstances and educate them about potential actions to help  them." Marie S


"This course was extremely beneficial and informative.  Both Art & Liz were instrumental in furthering my understanding of  Securitization and performing the audits effectively. Additionally, Attorney  Stone was the icing on the cake in that being a profession (tenured) that shared  his professional expertise and validation of CFLA audits of Securitization of  Mortgage loans. Having attended the training, all doubts, concerns, and inquires  have been resolved." Brent R


"Very useful knowledge to help homeowners discover new  options." Fuqual B


"This course gives you the tools to help a lot of  people with their mortgages whether they are having problems or to educate  homeowners." Mark D


"Would surely recommend this class to any professional  involved in the real estate banking or mortgage sectors." Dr. Kenneth  E


"Awesome course and information was  GREAT!" Justin F


"Buckle your seats belts, you’re in for a real treat!  Your in for the greatest information of the Information Age!!" Kymosh  M


"This was an outstanding training. If you want to  learn Securitization and become and auditor, this is the class for you!"  Craig B


"Everyone on the Real Estate industry should take this  course as a starting point for any future transaction. They will have better  understanding on how or what to advise and educate their clients and all our  community can have this tool (powerful) to protect their homes or properties!"  Ozzy M


"A must class for everyone that wants to help  homeowners stay in their home. I learn so much information that I won’t get from  somewhere else. Art & Liz were very helpful and personable and willing to  take time and show you where to go when you get behind in the class."  Hercules B


"If you are serious about working in the profession of  modifications, law, mediation and helping homeowners, this is valuable."  Mark B


"This course was the missing link in putting together  all the knowledge I’ve already been accumulating, but was not able to assimilate  into a prosecutable document for submission which an attorney can use in  litigation. Thanks!" Warren D


"Excellent information! The tracking of assignments,  very thorough. Instructors’ knowledge of these securitization processes are very  strong. CFLA’s commitment is very strong to students and to  excellence." Carl L


"This is a course that every American citizen can use  to fight back against Wall Street and the banks to keep or receive compensation  for the mortgage fraud committed on 85% of loan originated between 2001-2008.  Liz and Art are a God send!" Brandon C


"Although I have prior experience of 20 years of  Mortgage Banking and Real Estate, this class has given me a comprehensive edge  over the average attorney and ultimate foreclosure defense!  Thank you for  taking me to the top." Kartika K


"This program allows you to stop the banks in their  tracks. Now, there is hope for homeowners to save their from  forclosure." Mark W


"Thank you. I appreciate your passion to do  righteousness and justice and the pursuit of truth! Keep up the good work."  William I


"Pertinent and helpful information at a critical  time." Deborah L


"I would highly recommend this course to others who  are in the real estate legal industry who are willing to help homeowners."  Wilma M


"Very good informational course on learning how to  create a Securitization Audit Report." Ed C


"This is an awesome training! I would recommend t  anyone who wants tto lern and make good use of it. Thank you so much for the  education.." Mary B


"If you want to learn the audit the mortgage  securitization process, then this is the course for you!" Timothy,  O


"Personally, the course is an enhancement because I’m  already particular with about 95% of it. Although, I notice there are beginners  in the class and I highly recommend the course and its instructors combined  because I saw and noticed how these beginners were able to comprehend and able  to finish their homework and finals on the 3rd day. The other 25% of the course  was my "core" information to enhance my knowledge and the course &  instructors made me achieve what I expected to learn. Thanks!" Eddie  P


"I really enjoy the class.  I met a lot of  professionals and made strong connections.  I feel fortunate to come across this  class, from my classmate.  I would recommend  this class to anyone moving  forward."


"As a forensic audit business owner looking to expand  my product line, this course is invaluable, I believe that by adding  securitization as a product/service, my profits may more than double and I will  be better able to serve my clients." Elyssa R


"This was an amazing seminar that gave me the  knowledge to help Homeowner’s to fight for their Right’s against greedy banker’s  and mortgage companies." Saul G


"Had a great time with the class and instructor’s,  class was informative and I would recommend it to anyone who wants to learn more  about Mortgage Securitization’’ Ellen R

 

 

"It is a life-changing experience—both in knowledge  and spirit." -Guido G            


"A truly great experience, lots of fun.  I look  forward to taking future classes with CFLA and Michael Carrigan as my teacher.   Great man of God!  Really cares about your success.  Thank you and God  bless." -Cynthia L


"An excellent class to help me to know what questions  to ask and how to best use the information to provide excellent customer service  and more informed advice for my clients as they protect themselves in purchasing  real estate. Want to take Ambassador training as soon as  possible." Beverly )


"Any attorney that practices foreclosure litigation  should attend this seminar even if s/he is not going to prepare, the lawyer  needs to understand the concept" Valmiro L             


 'I know that very few indeed are preparing these  audits.  This is awesome.  Thank you." Wayne M


"Take this class!  Fighting mortgage fraud without  this information is like flying blind in the mountains." Melanie  S


"This is a great class.  I've obtained what I needed.   This is a class every homeowner should enlist in.  The information is priceless.  Great, great class." Heidi A


"Great instructor.  I highly recommend this  course." Michael Fritch


"I learned a tremendous amount of information.   Excellent!  Very good, intensive and interactive." Lory G


"If you open your mind and listen, they will lead you  to the promised land.  Very educational and will enhance my business  forever." Corey D


"This class will change the direction of your life as  a professional.  It offers a gateway into the world of securitization and  inherently valuable navigation tools to uncover the lack of integrity being  performed in secondary investor trusts.  This class is for anyone, but highly  benefits professionals of foreclosure proceedings.  I will be at the Bloomberg  Level III class to enhance what I have learned here to make the audits I perform  rock solid.  Thank you CFLA!  Thank you Andrew for all your  time and assistance!" Michal Y


"If you are serious about this business, this is the  place to go." Han S


"I felt confident that I could audit and report on  loans well enough to give borrowers the knowledge and tools to have tractions in  their litigation and/or loan modifications." Melanie S


"I would highly recommend; with the evolution of the  law in this area.  It is highly important to get continued updates and to be  part of a group to bounce ideas with for the good of the whole  process." Ken R


"CFLA is one of the only business entities offering a  one-stop shop where an attorney can get education, pleadings, research and  practice support in the field of foreclosure defense.  The attorney networking  opportunities provided by CFLA are very valuable." Charles  C


"Class was very informative; instructors were great!  Information is greatly needed if you are facing foreclosure. CFLA was opened the  doors for litigating these cases." Rhonda A


"Patricia is very knowledgable and experienced. A must  class for someone working on helping homeowners stay in their  home." Hermie B


"Looking forward to taking the Level 3 Securitization  Mortgage Auditing Class." Naazim A


"The course was well presented and the instructors  were very knowledgeable about subject matters." Leonard S


"This course should be taken by any persons interested  in developing and investigative tool to research the mortgage securitization  process. Although this is the first stage of training for mortgage  securitization auditing, it forms an excellent basis further advance training.  The training helps develop a cadre of foreclosure defense fighters!" Dan F.


"I enjoyed the class. Information and reports were  well presented." Edgardo S


"I came in not having much knowledge on the mortgage  loan industry and the eay things were taught and explained allowed me to grasp  the concept very easily." Keysha R


"Recommend to learn behind the scene with lenders  wrong doing." Lina P


"The webinar was quite informative and useful  information was generously exchanged. Appreciate all the efforts and  diligence." Chandra A


"SEC and Edgar search engines are old school. I found  a lost mortgage in 2 minutes on Bloomberg after searching the SEC site for  months." James K


"Good Class. Would recommend it to anyone involved in  banking, real estate, finance or real estate litigation." Kenneth  E


"The class was extremely informational. The  instructors were exceptional. I will use this information in all my reports,  which in turn will help my clients." Rhonda A


"If you are interested in helping people, this  Bloomberg Class will enable you to do that!" Mary S


"There is nothing else that can level the playing  field." Cyndee R


"All the presenters are very passionate about what  they do. The goal of equipping others to extend a helping hand to their own  communities was more than admirable. What an awesome group!" Regina E


"I recommend it very much." Marco D


"Everyone in life has a mission and a purpose. It’s a  matter of actually finding out what your purpose is. This class was the missing  piece of the puzzle for me. I can now do what so many have attempted and failed.  Help every and anyone who has the motivation to help themselves to be not only  successful in my own mission, but also be able to help others accomplish  theirs." Cecelia M


"Fab learning experience. Well worth the  training." Pamela S


"This course covers the current mortgage crisis fairly  and provides a practical approach to assisting clients in challenging the  standing of pretender lenders to foreclose." Les H


"This class is a need for anyone who is serious about  helping attorneys in foreclosure defense." Jesse S


"Art and Liz are excellent instructors. They have  patience, knowledge, wit and they are funny!!! Keep you engaged! I am so happy  ther were the trainers." Antoinette C


"Excellent Course, you will be trained to execute a  detailed SAR!" Anthony G


"Excellent Information that I wish more borrowers with  troubled loans had. I am looking forward to helping homeowners and attorneys  understand their circumstances and educate them about potential actions to help  them." Marie S


"This course was extremely beneficial and informative.  Both Art & Liz were instrumental in furthering my understanding of  Securitization and performing the audits effectively. Additionally, Attorney  Stone was the icing on the cake in that being a profession (tenured) that shared  his professional expertise and validation of CFLA audits of Securitization of  Mortgage loans. Having attended the training, all doubts, concerns, and inquires  have been resolved." Brent R


"Very useful knowledge to help homeowners discover new  options." Fuqual B


"This course gives you the tools to help a lot of  people with their mortgages whether they are having problems or to educate  homeowners." Mark D


"Would surely recommend this class to any professional  involved in the real estate banking or mortgage sectors." Dr. Kenneth  E


"Awesome course and information was  GREAT!" Justin F


"Buckle your seats belts, you’re in for a real treat!  Your in for the greatest information of the Information Age!!" Kymosh  M


"This was an outstanding training. If you want to  learn Securitization and become and auditor, this is the class for you!"  Craig B


"Everyone on the Real Estate industry should take this  course as a starting point for any future transaction. They will have better  understanding on how or what to advise and educate their clients and all our  community can have this tool (powerful) to protect their homes or properties!"  Ozzy M


"A must class for everyone that wants to help  homeowners stay in their home. I learn so much information that I won’t get from  somewhere else. Art & Liz were very helpful and personable and willing to  take time and show you where to go when you get behind in the class."  Hercules B


"If you are serious about working in the profession of  modifications, law, mediation and helping homeowners, this is valuable."  Mark B


"This course was the missing link in putting together  all the knowledge I’ve already been accumulating, but was not able to assimilate  into a prosecutable document for submission which an attorney can use in  litigation. Thanks!" Warren D


"Excellent information! The tracking of assignments,  very thorough. Instructors’ knowledge of these securitization processes are very  strong. CFLA’s commitment is very strong to students and to  excellence." Carl L


"This is a course that every American citizen can use  to fight back against Wall Street and the banks to keep or receive compensation  for the mortgage fraud committed on 85% of loan originated between 2001-2008.  Liz and Art are a God send!" Brandon C


"Although I have prior experience of 20 years of  Mortgage Banking and Real Estate, this class has given me a comprehensive edge  over the average attorney and ultimate foreclosure defense!  Thank you for  taking me to the top." Kartika K


"This program allows you to stop the banks in their  tracks. Now, there is hope for homeowners to save their from  forclosure." Mark W


"Thank you. I appreciate your passion to do  righteousness and justice and the pursuit of truth! Keep up the good work."  William I


"Pertinent and helpful information at a critical  time." Deborah L


"I would highly recommend this course to others who  are in the real estate legal industry who are willing to help homeowners."  Wilma M


"Very good informational course on learning how to  create a Securitization Audit Report." Ed C


"This is an awesome training! I would recommend t  anyone who wants tto lern and make good use of it. Thank you so much for the  education.." Mary B


"If you want to learn the audit the mortgage  securitization process, then this is the course for you!" Timothy,  O


"Personally, the course is an enhancement because I’m  already particular with about 95% of it. Although, I notice there are beginners  in the class and I highly recommend the course and its instructors combined  because I saw and noticed how these beginners were able to comprehend and able  to finish their homework and finals on the 3rd day. The other 25% of the course  was my "core" information to enhance my knowledge and the course &  instructors made me achieve what I expected to learn. Thanks!" Eddie  P


"I really enjoy the class.  I met a lot of  professionals and made strong connections.  I feel fortunate to come across this  class, from my classmate.  I would recommend  this class to anyone moving  forward."


"As a forensic audit business owner looking to expand  my product line, this course is invaluable, I believe that by adding  securitization as a product/service, my profits may more than double and I will  be better able to serve my clients." Elyssa R


"This was an amazing seminar that gave me the  knowledge to help Homeowner’s to fight for their Right’s against greedy banker’s  and mortgage companies." Saul G


"Had a great time with the class and instructor’s,  class was informative and I would recommend it to anyone who wants to learn more  about Mortgage Securitization’’ Ellen R

 

 

"It is a life-changing experience—both in knowledge  and spirit." -Guido G            


"A truly great experience, lots of fun.  I look  forward to taking future classes with CFLA and Michael Carrigan as my teacher.   Great man of God!  Really cares about your success.  Thank you and God  bless." -Cynthia L


"An excellent class to help me to know what questions  to ask and how to best use the information to provide excellent customer service  and more informed advice for my clients as they protect themselves in purchasing  real estate. Want to take Ambassador training as soon as  possible." Beverly )


"Any attorney that practices foreclosure litigation  should attend this seminar even if s/he is not going to prepare, the lawyer  needs to understand the concept" Valmiro L             


 'I know that very few indeed are preparing these  audits.  This is awesome.  Thank you." Wayne M


"Take this class!  Fighting mortgage fraud without  this information is like flying blind in the mountains." Melanie  S


"This is a great class.  I've obtained what I needed.   This is a class every homeowner should enlist in.  The information is priceless.  Great, great class." Heidi A


"Great instructor.  I highly recommend this  course." Michael Fritch


"I learned a tremendous amount of information.   Excellent!  Very good, intensive and interactive." Lory G


"If you open your mind and listen, they will lead you  to the promised land.  Very educational and will enhance my business  forever." Corey D


"This class will change the direction of your life as  a professional.  It offers a gateway into the world of securitization and  inherently valuable navigation tools to uncover the lack of integrity being  performed in secondary investor trusts.  This class is for anyone, but highly  benefits professionals of foreclosure proceedings.  I will be at the Bloomberg  Level III class to enhance what I have learned here to make the audits I perform  rock solid.  Thank you CFLA!  Thank you Andrew for all your  time and assistance!" Michal Y


"If you are serious about this business, this is the  place to go." Han S


"I felt confident that I could audit and report on  loans well enough to give borrowers the knowledge and tools to have tractions in  their litigation and/or loan modifications." Melanie S


"I would highly recommend; with the evolution of the  law in this area.  It is highly important to get continued updates and to be  part of a group to bounce ideas with for the good of the whole  process." Ken R


"CFLA is one of the only business entities offering a  one-stop shop where an attorney can get education, pleadings, research and  practice support in the field of foreclosure defense.  The attorney networking  opportunities provided by CFLA are very valuable." Charles  C


"Class was very informative; instructors were great!  Information is greatly needed if you are facing foreclosure. CFLA was opened the  doors for litigating these cases." Rhonda A


"Patricia is very knowledgable and experienced. A must  class for someone working on helping homeowners stay in their  home." Hermie B


"Looking forward to taking the Level 3 Securitization  Mortgage Auditing Class." Naazim A


"The course was well presented and the instructors  were very knowledgeable about subject matters." Leonard S


"This course should be taken by any persons interested  in developing and investigative tool to research the mortgage securitization  process. Although this is the first stage of training for mortgage  securitization auditing, it forms an excellent basis further advance training.  The training helps develop a cadre of foreclosure defense fighters!" Dan F.


"I enjoyed the class. Information and reports were  well presented." Edgardo S


"I came in not having much knowledge on the mortgage  loan industry and the eay things were taught and explained allowed me to grasp  the concept very easily." Keysha R


"Recommend to learn behind the scene with lenders  wrong doing." Lina P


"The webinar was quite informative and useful  information was generously exchanged. Appreciate all the efforts and  diligence." Chandra A


"SEC and Edgar search engines are old school. I found  a lost mortgage in 2 minutes on Bloomberg after searching the SEC site for  months." James K


"Good Class. Would recommend it to anyone involved in  banking, real estate, finance or real estate litigation." Kenneth  E


"The class was extremely informational. The  instructors were exceptional. I will use this information in all my reports,  which in turn will help my clients." Rhonda A


"If you are interested in helping people, this  Bloomberg Class will enable you to do that!" Mary S


"There is nothing else that can level the playing  field." Cyndee R


"All the presenters are very passionate about what  they do. The goal of equipping others to extend a helping hand to their own  communities was more than admirable. What an awesome group!" Regina E


"I recommend it very much." Marco D


"Everyone in life has a mission and a purpose. It’s a  matter of actually finding out what your purpose is. This class was the missing  piece of the puzzle for me. I can now do what so many have attempted and failed.  Help every and anyone who has the motivation to help themselves to be not only  successful in my own mission, but also be able to help others accomplish  theirs." Cecelia M


"Fab learning experience. Well worth the  training." Pamela S


"This course covers the current mortgage crisis fairly  and provides a practical approach to assisting clients in challenging the  standing of pretender lenders to foreclose." Les H


"This class is a need for anyone who is serious about  helping attorneys in foreclosure defense." Jesse S


"Art and Liz are excellent instructors. They have  patience, knowledge, wit and they are funny!!! Keep you engaged! I am so happy  ther were the trainers." Antoinette C


"Excellent Course, you will be trained to execute a  detailed SAR!" Anthony G


"Excellent Information that I wish more borrowers with  troubled loans had. I am looking forward to helping homeowners and attorneys  understand their circumstances and educate them about potential actions to help  them." Marie S


"This course was extremely beneficial and informative.  Both Art & Liz were instrumental in furthering my understanding of  Securitization and performing the audits effectively. Additionally, Attorney  Stone was the icing on the cake in that being a profession (tenured) that shared  his professional expertise and validation of CFLA audits of Securitization of  Mortgage loans. Having attended the training, all doubts, concerns, and inquires  have been resolved." Brent R


"Very useful knowledge to help homeowners discover new  options." Fuqual B


"This course gives you the tools to help a lot of  people with their mortgages whether they are having problems or to educate  homeowners." Mark D


"Would surely recommend this class to any professional  involved in the real estate banking or mortgage sectors." Dr. Kenneth  E


"Awesome course and information was  GREAT!" Justin F


"Buckle your seats belts, you’re in for a real treat!  Your in for the greatest information of the Information Age!!" Kymosh  M


"This was an outstanding training. If you want to  learn Securitization and become and auditor, this is the class for you!"  Craig B


"Everyone on the Real Estate industry should take this  course as a starting point for any future transaction. They will have better  understanding on how or what to advise and educate their clients and all our  community can have this tool (powerful) to protect their homes or properties!"  Ozzy M


"A must class for everyone that wants to help  homeowners stay in their home. I learn so much information that I won’t get from  somewhere else. Art & Liz were very helpful and personable and willing to  take time and show you where to go when you get behind in the class."  Hercules B


"If you are serious about working in the profession of  modifications, law, mediation and helping homeowners, this is valuable."  Mark B


"This course was the missing link in putting together  all the knowledge I’ve already been accumulating, but was not able to assimilate  into a prosecutable document for submission which an attorney can use in  litigation. Thanks!" Warren D


"Excellent information! The tracking of assignments,  very thorough. Instructors’ knowledge of these securitization processes are very  strong. CFLA’s commitment is very strong to students and to  excellence." Carl L


"This is a course that every American citizen can use  to fight back against Wall Street and the banks to keep or receive compensation  for the mortgage fraud committed on 85% of loan originated between 2001-2008.  Liz and Art are a God send!" Brandon C


"Although I have prior experience of 20 years of  Mortgage Banking and Real Estate, this class has given me a comprehensive edge  over the average attorney and ultimate foreclosure defense!  Thank you for  taking me to the top." Kartika K


"This program allows you to stop the banks in their  tracks. Now, there is hope for homeowners to save their from  forclosure." Mark W


"Thank you. I appreciate your passion to do  righteousness and justice and the pursuit of truth! Keep up the good work."  William I


"Pertinent and helpful information at a critical  time." Deborah L


"I would highly recommend this course to others who  are in the real estate legal industry who are willing to help homeowners."  Wilma M


"Very good informational course on learning how to  create a Securitization Audit Report." Ed C


"This is an awesome training! I would recommend t  anyone who wants tto lern and make good use of it. Thank you so much for the  education.." Mary B


"If you want to learn the audit the mortgage  securitization process, then this is the course for you!" Timothy,  O


"Personally, the course is an enhancement because I’m  already particular with about 95% of it. Although, I notice there are beginners  in the class and I highly recommend the course and its instructors combined  because I saw and noticed how these beginners were able to comprehend and able  to finish their homework and finals on the 3rd day. The other 25% of the course  was my "core" information to enhance my knowledge and the course &  instructors made me achieve what I expected to learn. Thanks!" Eddie  P


"I really enjoy the class.  I met a lot of  professionals and made strong connections.  I feel fortunate to come across this  class, from my classmate.  I would recommend  this class to anyone moving  forward."


"As a forensic audit business owner looking to expand  my product line, this course is invaluable, I believe that by adding  securitization as a product/service, my profits may more than double and I will  be better able to serve my clients." Elyssa R


"This was an amazing seminar that gave me the  knowledge to help Homeowner’s to fight for their Right’s against greedy banker’s  and mortgage companies." Saul G


"Had a great time with the class and instructor’s,  class was informative and I would recommend it to anyone who wants to learn more  about Mortgage Securitization’’ Ellen R

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#2 Consumer Comment

pretty accurate

AUTHOR: The Real Deal - ()

I've personally seen some of the work produced and is shabby at best.I know lawyers have asked me to review and validatde the work when they started running into road blocks. Wrong info was put in the report. Secondlyhe was using experts in the field telling potential clients "oh yah they work for me"only problem was getting these experts to sign declaration or testify. One was tracked down and from what I gather law enforcement ended up getting involved. I think everyone who left was wise.I agree karma is coming and the truth will come out. Its going to be funny when everyone finds out only one of the teachers was even experienced to train others. Who knows who was doing the reports other than they were garbage.karma is coming can't wait!
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#3 Author of original report

The consequences of being a liar....

AUTHOR: BeattieT - ()

I Know Nkosi didn't write that and he most Certainly Didn't go to school with Andrew! I have emails from Nkosi and Michael telling Andrew about the weeks and. Months they went Without pay! The Clearlake office is Closed! Nobody left for you to abuse Andrew! Can you feel the walls closing in?? Your time is ticking! Litigation And Exposure of who and what you Really are are Only a few steps away!

We all know you didn't invent Anything! You Stole the idea and just used your Streethustler mentality to swindle people all around the nation! Most of the complaints I managed were because people paid money and Never got the work and that when presented in court, the work did Squat to convince a judge to give a person their home back! I have suffered Many losses because of All Andrew did to me, I'm not going to rest until he gets what he deserves! Explain to a jury your actions!
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#4 Consumer Comment

crazy lies

AUTHOR: The Real Deal - ()

Let me get this straight. Andrew lehman invented securitization audits and created this industry? That is so far from the truth and a huge fabrication of facts. He took the work from an expert and ran with it. Ask him when the last time he wrote a declaration and or testified! He has good marketing that's about it really. If you were to ask this guy anything he couldn't tell you how it all works. Furthermore, employees lowest level? These people are running your office,doing your reports and apparently other important jobs that keep your supposed million dollar company running. So again let me get this straight...you charge thousands for your classes, big money for reports and have low level people as you dubbed them doing your work? Interesting you demand respect but it sounds like you run a sweat shop! Also if lehman was such a brilliant lawyer why does he have all these others doing simple stuff for him? Please have lehman post his degree and gpa plus a real BAR number...thanks! Nkosi if you really wrote this please validate lehmans rants before you post. Seeing as the links previous weren't him so it is apparent your the one being taken advantage off. Don't feel bad there are tons of us! Ps I know nkosi didn't go to school with andrew lol!
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#5 Author of original report

How SAD you are Andrew....

AUTHOR: BeattieT - ()

It is Blanly Obvious to Me, that Andrew Wrote this himself... Now you are saying that you went to Western State... .but I thought it was California State.. Oh No, Southwestern.. Oh No... U of H... Which one is it Fraud??? And Andrew is FAR from a MULT-MILLION DOLLAR ANYTHING EXCEPT A (((REDACTED)))!

Andrew Likes to (((REDACTED)))and Tell people he lives on FIVE ACRES! I have been to his home Multiple times and it is a nice community he lives in... It's NOT five ACRES! he shares his backyard with All the other people that live in his culdisac, He only has TWO cars and HE IS (((REDACTED))) !! He Still owes the attorney $5000 for the seminar she did at the Los Angeles CLE. Just about a month ago, one of CFLA's Long time clients CALLED MY CELL to find out why NO one is answering the phones at the office.. why has there been an Illegal Withdrawal of an additional $4000 out of the company's account on the by Andrew... Would a Mult-Millionaire Overcharge clients and run thier credit cards without thier knowledge and consent??

Andrew does, and he is No Millionairre.. and Let me see which one of your flunkies you would have gotten to write this... I know not Chad, cuz the EXTRA OLD Jag that you let him borrow, You took back when you thought you could manipulate D.E. into selling you his company, but YOU are (((REDACTED))) and couldn't even Afford to pay $30,000! Hmmm... maybe one of the Highschool students you are always using... Naaahhh.... I Pretty Sure, YOU WROTE THIS!

And a $35,000 salary per year, plus $125/day per diem, plus commission for the wholesale accounts I managed is Hardly Minimum wage my dear! We all did the work, You are just a Tyrant!

Your day in court is coming, Leman.

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#6 Consumer Comment

ANDREW LEHMAN- Creative Genius -

AUTHOR: Nkosi - ()

I find it interesting how you people want to bash CFLA and/or Andrew Lehman, despite the fact that he has a Master Degree, and a Law Degree, and was the founder of a hundred million dollar industry. 

I attended lawschool with Andrew Lehman and he was 2nd out of 144 students in our Academic Class at Western State.  He was always the smartest and we all knew he would become a multi millionaire just as he is today,

The people complaining here are all the lowest level employees that he has.  The minimum wage types as you can tell from their ignorant rants.

TRUTH IS ~We all owe Andrew Lehman some respect for having created this industry and yet the rants go on and on.....

If not for Andrew Lehman I would not have the Mercedes Benz in my driveway...  How many employees has he bought Mercedes benz....  Damion Emholtz, Billy Bowles, Quinton Murray, and the list goes on and on and on......

Andrew's creative genius is what has created jobs for not thousands, but tens of thousands of people.

It was Andrew Lehman who actually invented the Forensic Audit and he was the only one who had the balls to teach other how to do it and sell it on a mass scale.

I have represented Mr. Lehman on several matters and I have worked for him as well and I can tell you that if any of you Ranting Former Employees were any good at what he asked you to do; you would still be working for him and probably making twice the money you are now!

Wahhh, wahh, wahh,
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#7 UPDATE EX-employee responds

Finally messed with the wrong person!

AUTHOR: ForensicAuditor101 - (United States of America)

How refreshing to see the Karma ju ju come back 10 folds and bite Mr. Lehman in the arse. It is apparent he pulled the last string on the wrong woman. I'de like to take a moment to suggest Mr. Lehman pay up and handsomly at that. Remember Mr. Lehman if I caught this and it was sent to me that is at least two ex-employees who are aware. Plus this woman has two others on her side so how long before this spins around full circle and we gather everyone to testify?

I personally have several people who would stand up and account for all this as well. Mr. Lehman your days of using and (((REDACTED))) people, then trying to trash them, to cover your shameful activity has come to the end of the road; I'm sure of it. Just remember the longer you take to fix this the more time she has to track everyone down. All I know is I wouldnt want to be on the backside of that storm. Also we know who she is.






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#8 Author of original report

Thank You So Much for Supporting me in Exposing the TRUTH about ANDREW P. LEHMAN!!!

AUTHOR: BeattieT - (United States of America)

I want to say thank you to the form employees for telling the truth about Andrew. I have copies of the emails from the former Office Manager, T. Lewis and Andrew's (((REDACTED))) that DETAIL how Andrew (((REDACTED))) them Both! The very case you sight was against his own (((REDACTED))). He has told me plenty of "stories" about him (((REDACTED))) her, her (((REDACTED))) members, and how he had a man (((REDACTED))) by some off duty police he paid that (((REDACTED))) into his home. He says he later hired them and they (((REDACTED))) the man trying to get Andrew back for what he did to them.  Andrew has ((9REDACTED))) over and over again, but I am allowing the EEOC to do their due diligence to investigate and assist me in my legal proceedings.

Andrew Lehman thinks he has gotten away with all the things he has done to me and All of the former employees; But I am about to see him in court and prove what I have said is true. He has defamed my character, caused me to be without employment for almost TWO months now, my livelihood and emotional distress has been extremely jeopardized. And as to ANDREW P. Lehman (((REDACTED))) and SAYING I ONLY WORKED AT CFLA FOR 7 days, THAT IS A COMPLETE (((REDACTED))) ! This report was initially posted Feb. 3, My last day of work was Jan 31,2013. I started worked for CFLA December 12,2012. 

I have the VOICEMAIL Andrew Lehman Left me OFFERING ME the JOB before EVER even Meeting me on December 9 and 10th. He called me Multiple times and when he did interview me it was in some ragged jeans and poor man's Pleather coat, he looked slovenly and disheveled. I started working that next day and my official date of hire was the 12th. I Managed the Los Angeles CLE IN LOS ANGELES,CA  On Jan 17-19,2013, AND MY ENTIRE TRIP WAS PAID FOR HOTEL ACCOMMODATIONS AND EVERYTHING WAS PAID FOR WITH THE SAME CREDIT CARD ANDREW LEHMAN (((REDACTED))) AND SAID I STOLE! Andrew Gave me that Credit card ALL the time to buy stuff for the office, our lunch, take his car to get washed, pay my bills, etc. He is the one that told me to "Keep the card on file, like Tiare used to..it's just easier than having to call me everytime.." Those are his words, and I will testify to That in a court of law!

He was already paying bills for me in lieu of my salary in December because Just like the other former employee, he would call me all times of day and night to ask me about work, ask me about what to get his (((REDACTED))) for Christmas, talk about NON-important Random thoughts going through that Bi-Polar Brain of His! I was ALWAYS the First in the office and the last to leave! I would work early, I would stay late and Andrew is the one that offered to pay me my small bills because I was doing so much extra work. I have a EMPLOYMENT CONTRACT that was initiated and signed by us BOTH!

Andrew P. Lehman is NOT an (((REDACTED))! He is NOT a member of the(((REDACTED)))  NOR the State of California!!!! That has already been proven. Let's look at the scenario. Would a REAL (((REDACTED))) need to Contract REAL (((REDACTED))) to do his work??? NO, A REAL (((REDACTED))) Running a business out of his own pocket does not need J&E to do the work. Andrew Does not do audits, he contracts REAL auditors to do the work, he does not represent himself in court, nor any of the clients, HE HAS J & E do it for him! If you are a REAL (((REDACTED))), WHY CONTRACT OTHERS TO DO THE WORK OF AN (((REDACTED))) ??? We all know the truth, and Sooner than Andrew knows it, HIS Truth is about to be EXPOSED IN A (((REDACTED)))!
Again, I REALLY appreciate you coming forward. :)

Please see the BELOW Information on the REAL Andrew Peter GEORGE Lehman, NOT Andrew Peter Lehman, THEY ARE TWO DIFFERENT PEOPLE! DO NOT BE DECIEVED!!!

Andrew Peter George Lehmann
(((REDACTED)))
Work Address:
Work Phone Number:
Primary Practice Location:

Current Member Status 

((((REDACTED)))

Memberships
In cooperation with Justia
Overview
License Information
(((REDACTED)))
Texas License Date: 11/02/2012

Practice Information
Firm: None Reported By ((((REDACTED)))
Firm Size: None Specified
Occupation: None Specified
Practice Areas: None Reported By ((((REDACTED)))
Services Provided:

Hearing impaired translation: Not Specified
ADA-accessible client service: Not Specified
Language translation: Not Specified
Foreign Language Assistance:
None Reported By ((((REDACTED)))

((((REDACTED)))

((((REDACTED)))


Public Disciplinary History
((((REDACTED)))

Sanction
Date of Entry
Sanction Date
Start - End
Probation Date
Start - End

No Public Disciplinary History - Texas
((((REDACTED)))

Sanction
State
Sanction Date
Start - End

None Reported By (((REDACTED)))

Statutory Profile Last Certified On: 11/14/2012
(((REDACTED)))

As you can SEE: THIS ANDREW P.G. LEHMAN Graduated from Uof H innnnnnnnnnn 2012!!!! He was admited to the bar INNNNNNN 2012 AFTER he GRADUATED! Andrew P. Lehman of CFLA CLAIMS to have GRADUATED FROM CALIFORNIA UNIVERSITY, which is a LIE!!! He bought a degree from an internet school called the California Southwestern College of Law. NO ONE has hardly even heard of this place! He SAYS he graduated from U of H business school, but That information has Never been confirmed EITHER! Don't TRUST HIS (((REDACTED)))!!!

Please SEE BELOW: MORE EVIDENCE ANDREW P. LEHMAN OF CFLA, IS ATTEMPTING TO SAY HE IS THE ANDREW P. G. LEHMAN FOUND  ON THE (((REDACTED)))

Andrew Lehmann is on MyLife
Claim Profile!

Andrew Lehmann, 31
Melbourne, FL

URL 
www.mylife.com/c-1496410433
Places Lived
Melbourne, FL
Houston, TX

About Andrew Lehmann

((((REDACTED)))
(((REDACTED)))

Andrew Lehman of CFLA is NOT born in 1981, that would make him 32years of age! HIS ((((redacted)))  SHOWS he is 34, born in 1979! So How can HE be the man listed on the ((((REDACTED))) WEBPAGE??

The (((REDACTED)))  IS NOT GOING TO MAKE A MISTAKE OF FACT IN THAT MANNER!
 
If you NOTICE the DIFFERENCE IN SPELLING OF THE LAST NAME LEHMAN (LEHMANN) THEY ARE TWO DIFFERENT PEOPLE! ANDREW P. LEHMAN OF CFLA IS A ((((REDACTED))) AND I WILL NOTIFY THE REAL ANDREW P.G. LEHMANN AND LET HIM KNOW THIS FAKE IS USING HIS NAME AND TRYING TO (((REDACTED)))  PEOPLE AND SAY THAT THIS IS HIM, KNOWING IT IS NOT!

Whoever You got to write that ((((REDACTED))) of a Rebuttal for you Andrew, KNOWING YOum YOU Probably Wrote it, You NEED to do a BETTER JOB! A "cursory" Check SHOWS THAT ANDREW P.G. LEHMANN Has a (((REDACTED)))  from the (((REDACTED))) in 2012!! But Andrew P. Lehman of CFLA says he has been barred since 2005??? Where is the (((REDACTED))) to cover the (((REDACTED))) now???

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#9 UPDATE EX-employee responds

Admitted to the bar?

AUTHOR: ForensicAuditor101 - (United States of America)

I just checked  and there is no Andrew Lehman that was admitted to the ((((REDACTED))) at this time indicated nor with the correct name. Dear Mr Lehman and employees who are sucked in by his garbage: let it be known and advised there are way more EX employees and associates who know the truth and we all have kept in touch. Its interesting that all our details are consistent...its that simple! Everyone of us and I'm sure his (((REDACTED))) all can attest to this behavior! If your going to post about someone make sure you have the correct name...this you can verify from the arrest links I posted. I'm sure the ((((REDACTED))) have the correct name. They dont match the ((((REDACTED)))!

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#10 Consumer Comment

Disgruntled Employees

AUTHOR: Nkosi - (United States of America)



You guys need to check your info before blasting this man all over the internet.

A cursory check shows that Andrew P. Lehman is a licensed attorney in the ((((REDACTED))):

((((REDACTED)))

Andrew P. Lehman was admitted to the (((REDACTED))) in December 2012.

I suggest you check your sources.....  If you don't like Lehman's employment practices I suggest you take it up with the (((REDACTED)))...

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#11 UPDATE EX-employee responds

Employee is accurate to the T!

AUTHOR: ForensicAuditor101 - (United States of America)

I was once an employee of CFLA and have witnessed and been exposed to several facts that are similiar to this ex employee. Mr Andrew Lehman is a ((((REDACTED)))) who loves to (((REDACTED))) people with emails, ((((REDACTED)))  and ((((REDACTED))) action when they wont do what he wants. This employee hits the details pretty accurately on here but Lehmans repsonse seems very far fetched. All that happened in a 7 day period? Very abrasive response!

He tried to play games with my pay as well and make up lame excuses; plus find ways not to pay me. He would call me all hours of the day and night as well and was extremely (((REDACTED))) on several occassions. He has and still does represent himself as a (((REDACTED))) but research I (and others) discovered indicated he has no (((REDACTED))) background and was run out of LA by the AG. Now whether or not this (((REDACTED))) has any background is irrelevant as Mr Lehman is the one with a ((((REDACTED))) history. She was right he should not and cannot be trusted with (((REDACTED))) . Also a nice tidbit...Mr Lehman knows all to well about (((REDACTED))) ID's as his company used my work email to set up numerous accounts pretending to be me. His company then proceeded to contact and befriend associates, clients and work realtionships I knew. It was short lived when an associate in (((REDACTED)))  and one in ((((REDACTED))) figured out something was up. I had finally had enough I was smart and left.

 

((((REDACTED)))

(((REDACTED)))

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#12 UPDATE EX-employee responds

Employee is accurate to the T!

AUTHOR: ForensicAuditor101 - (United States of America)

I was once an employee of CFLA and have witnessed and been exposed to several facts that are similiar to this ex employee. Mr Andrew Lehman is a ((((REDACTED))) who loves to (((REDACTED)))people with emails, (((REDACTED))) and (((REDACTED)))action when they wont do what he wants. This employee hits the details pretty accurately on here but Lehmans repsonse seems very far fetched. All that happened in a 7 day period? Very abrasive response!

He tried to play games with my pay as well and make up lame excuses; plus find ways not to pay me. He would call me all hours of the day and night as well and was extremely (((REDACTED))) on several occassions. He has and still does represent himself as a (((REDACTED))) but research I (and others) discovered indicated he has no legal background and was run out of LA by the AG. Now whether or not this (((REDACTED))) has any background is irrelevant as Mr Lehman is the one with a ((((REDACTED))) history. She was right he should not and cannot be trusted with ((((REDACTED))) . Also a nice tidbit...Mr Lehman knows all to well about ((((REDACTED))) ID's as his company used my work email to set up numerous accounts pretending to be me. His company then proceeded to contact and befriend associates, clients and work realtionships I knew. It was short lived when an associate in (((REDACTED)))  and one in (((REDACTED))) figured out something was up. I had finally had enough I was smart and left.

(((REDACTED)))

 

(((REDACTED)))

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#13 Author of original report

The beginning of Andrew's Lies

AUTHOR: BeattieT - (United States of America)

The information that will follow this post is a  copy of the email Andrew P. Lehman sent to me ((((REDACTED))) me not to tell anyone about what he did. He had just discovered the Facebook posting I had on my page telling about the horrible day I had at work that Detailed everything he did and said to me. Please be reminded that Andrew P. Lehman is the Multiple ((((REDACTED))) here, NOT Me. He is the one that as His ((((REDACTED))) says, and I quote, "Has a wrap sheet so long, No judge in the world will listen to this guy!"

Andrew P. Lehman is afraid of people finding out who he Really and and that they will Judge him and his Unethical Actions Accordingly. He does not want people to know that he went to an Internet School to got his "law degree;" as well as that he is NOT the Licensed (((REDACTED))) he Claims to be! He does not ((((REDACTED)))  in the S(((REDACTED))) !!! He Contracts REAL ((((REDACTED))) to do the work!

 Anything that will effect how much Money he is going to make, he will (((REDACTED)))  to make sure he comes out ahead! He has maliciously acted against me by making false statements, defamed my professional and personal character, and jeopardized my very livelihood by playing his narsisistic games.

Please see the following information: This was the beginning of his ((((REDACTED))) about me being arrested. He used this email to try and intimidate me from telling my story. Then the next morning he called me saying he wanted to work it out. He said he had a friend that has a firm downtown and he was going to have him hire me. He just wanted me to take my posts down. I have the voicemails saved and I' ll deliver them to legal counsel tomorrow and my hearing. I have Never Been Arrested for any of the ((((REDACTED))) that Andrew P. Lehman said. He also ((((REDACTED))) and said my car dealership is fully cooperating with him and pursuing action against me, and that is a complete ((((REDACTED))) as well.

Thanks be to God, I still have my car, In Spite of the ((((REDACTED))) Andrew P. Lehman called and told them. He is the one that told me he would pay my car note as apart of my salary, along with my cell phone bill. He offered to pay many bills for me, when I worked from home and on weekends, doing web postings, or updating clients, he would pay my small bills in lieu of my salary. That is what he offered and we Both agreed to. This low down snake called my car dealership and told them he didn't authorize my payments and had them charged back and didn't even tell me! My Car could have been repossessed and I wouldn't have even known what was going on. He is a snake. A controlling, bullying, Snake.

Please SEE for Yourself!

AND P.S ANDREW, BECAUSE I KNEW YOU ARE READING THIS: IF I WAS ARRESTED FOR GRAND THEFT LARCENY AND YOU ARE A REAL ((((REDACTED))), PLEASE PULL MY RECORDS AND POST THEM FOR THE WORLD THAT SHOWS THAT! YOU HAVE MY WRITTEN CONSENT!I DON'T HAVE A ((((REDACTED))) YOU DO! I HAVE ONLY BEEN ARRESTED FOR THE TWO MISDEMEANORS THAT I DISCLOSED, LIAR! THAT WAS 4 YEARS AGO! NEVER ANYTHING BEFORE THAT AND NOTHING COMING! I DON'T DO PEOPLE LIKE YOU DO ANDREW! I WORK HARD AND I DIDN'T HAVE TO ((((REDACTED))) ANYTHING FROM YOU! YOU WERE THE ONE THAT OFFERED TO PAY IT!

----- Forwarded Message-----

From: A.P. LEHMAN
To: Aliya Robinson < >; "@certifiedforensicloanauditors.com" < @certifiedforensicloanauditors.com>
Sent: Sunday, February 3, 2013 10:27 AM
Subject: Fw: Texas penal Code Sec. 32.31 and 32.51(TIMESHA)

The Nation's Leading Real Estate Forensic Loan Auditing Companydocx
Timesha:

Please be advised:

If I so much as hear a peep out of you from any of my clients, contractors, employees, or view any online statements or otherwise, I will go down to the Police Station and file a Report for the State Jail Felonies Attached hereto for the unauthorized use of my credit card, after employment termination, and Identity Theft.

This is the Final Warning and consider me a nice guy for not doing what everyone else has advised that I already do, and have you ((((REDACTED))).

Best of Luck. DO NOT RESPOND TO THIS MESSAGE.

 I have two years to prosecute you under these statutes so GO AWAY!

[see attached]

Lose my number, my office number, my employees numbers, and my clients numbers, because I promise that I will file this case if I so much as hear anything...

ANDREW LEHMAN, J.D.
CERTIFIED FORENSIC LOAN AUDITORS, LLC
13101 West Washington Blvd., Suite 140 - 444
Los Angeles, CA 90066
Phone: 310-432-6304
Direct: 888-758-CFLA (2352)
Facsimile: 310-432-6303

NOW IF I REALLY WAS A ((((REDACTED))) , AND ANDREW P. HAD NOTHING TO LOSE AND ONLY TO GAIN, WHY  HAVE I NEVER BEEN ((((REDACTED))) FOR THIS CRIME HE IS ((((REDACTED))) ABOUT?  BECAUSE THAT NEVER HAPPEND. HE HATES THE ((((REDACTED))) . HE HAS BEEN ((((REDACTED))) SO MANY TIMES FOR SO MANY CRIMES IT IS REDICULOUS! WHAT PROFESSIONAL BUSINESSMAN THAT "CAUGHT" HIS EMPLOYEE (((REDACTED)))"ALMOST $5000.00" WOULD SEND AN EMAIL TRYING TO BARGAIN AND USING INTIMIDATION TACTICS TO SILENCE THE CROOK???  NONE, AND THE REASON ANDREW IS TRYING TO MAKE SURE I DON'T
START TALKING IS BECAUSE HE HAS A GUILTY AND DIRTY HAND. HOWEVER, HE DIDN'T KNOW THAT  TIMESHA IS THE ONE WITH THE POKER FACE!

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#14 Author of original report

Andrew P. Lehman Loves to tell lies!

AUTHOR: BeattieT - (United States of America)

Andrew P. Lehman is now trying to lie and say that I was arrested and convicted of grand theft larceny and identity theft. I have not lived in Shreveport, LA since I was 13 years old. The ONLY thing I have ever been convicted of is a Class C Misd for Terr Threat and Class C Misd for Marr. Possession. That is Truth. It happend FOUR Years ago and Any one that RUNS a Background Check would have Known that when I got hired. However, Just like with Client Records, Andrew P. Lehman DOES not establish nor maintain Employee records. We Never Filled out an application, W-2, I-9! Nothing!

We fill out Invoices each week that he SOMETIMES pays and SOMETIMES doesn't. Andrew Lehman signed a contract of employment with me. ANDREW P. LEHMAN is the one that offered to pay my car note because I commute over an hour back and forth to work everyday! He offered to pay my cell phone bill because he CALLS ME ALL TIMES OF THE DAY AND NIGHT AND ON WEEKENDS WHEN I AM OFF TO BARK OUT HIS DEMANDS! Andrew P. Lehman is the one that offered to pay my bills in place of salaries he did not pay me in cash or by check. This man is a liar. He Maliciously called my car dealership and Lied to them and told them he didn't authorize my payments. My car can be repossessed at Anytime and all the work I have done to buy my car and keep it, he is trying to destroy because he does not want people to know the truth about him. He does NOT want people to know about his poor business practices. He does not want people to know about his Excessive DRUG habit. He does not want people to know he has NO ability to manage or give directions.

He has no ability to hold a descent conversation with people. He is insecure and overbearing. He is demanding and controlling, verbally and mentally abusive. I have NEVER been arrested or even associated with any of the lies that Andrew just told. I have nothing to be fearful of about my past I have made mistakes and 9 days and $2000.00 later, I have paid my debt. I have education, experience, and professional ethics, and respect for others. I didn't Steal anything from CFLA. I STILL have not received payment for my last invoice. I was making almost $1000 per week from my hourly and extra incentives, so I did not need to STEAL. Andrew is only telling these lies because he is trying to intimidate me to Remove my Rip off report. He has already called me and asked me to Remove my reports and remove my information from Facebook I have his voicemails and conversations recorded and ALL of this will be revealed once my legal proceedings commence. 
You do NOT scare me Andrew Lehman. The TRUTH will be revealed about you and all that you are.




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#15 UPDATE Employee

Claimant Arrested for Larceny / Identity Theft

AUTHOR: Certified Forensic Loan Auditors, L - (United States of America)

Claimant/Suspect Timesha Beattie, of Shreveport, LA, was arrested and charged with Grand Theft, Credit Card Abuse, under Texas Penal Code Section 32.31, and Identity Theft, under Texas penal Code Section32.51 entitled "Fraudulent Use of Identifying Information" when she used the CFLA Company Credit Card to pay more than (7) consecutive Auto Loan Payments, and (7) consecutive appliance/furniture loan payments without consent of CFLA or its members, officer, etc...  All of this while being employed at CFLA less than 2 weeks.

Even after being arrested Timesha Beattie has tried to extort more money from CFLA by threatening to post this RipOffReport if she was not paid $10,000.00.

Claimant Timesha Beattie was only employed at CFLA for two weeks [about 7 days].

In a statement from CFLA Executive Mr. lehman, he responded that "CFLA has instituted new policies require a more extensive background check on employees hired on, including a 5 day waiting period before employment commences.  This hug problem could have been avoided if CFLA had done proper due diligence and found that Claimant Timesha Beattie has several criminal convictions, including financial crimes such as this, as well as crimes of violence towards a third party.

Additionally, Mr. Lehman reported that "Merchants have fully cooperated with CFLA to return all of the stolen funds back to CFLA, and these merchants would pursue their own remedies as against Timesha Beattie."

The total amount of money that Ms. Timesha Beattie stole from CFLA was more than $5,000.00...


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