ED Magedson – Founder
Chase Auto FinanceP.O. Box 78067. Internet United States of America
Do not use Chase Auto Fiance for your auto loan needs. They refuse to waive any late fees to their loan accounts, even though the error is the fault. They refuse to discuss options with you on this policy or alow you to file a grievance to the policy to correct any errors given on their part.
Here is my situation:
On September 2008 I had to move and dedicate the money I would have used to pay my Chase Auto Fianance loan payment to the amount of about $550.00. I requested an extention to the loan which was denied, even though I had been ontime on payments due to the fact that I was accepted for a extention previously on the account. With no other recorse I skipped a payment with the idea that given the oportunity I would try and catch up or wait to request an extention again when the conditions were right and met.
This started a chain reaction that to this day is put me in a battle with Chase Auto Finance. They violate the Fair Debt Collection act by calling several times a day, bother family in order to conact me and refuse to comply with my wishes to not contact me.
I have been made my monthly payments sence the September 2008 situation, though that does not help me because I still show 10 to 25 days late even after the payment. Then Chase Auto Fiance charges me a late fee of $25 a month, which has compounded to about $500. They denied my request on October 2009 for an extention on my loan to catch up because of late fees not payed. They have even been so bold as to request payment to catch up on my loan after I called them to say I was on a limited budget and would not listen to my explainations. They have treated me with disrespect; being uncivial and rude. Not once, but on SEVERAL occations. It is like I am a liablility and they are seeking payment with aggression to me personally.
I have in the past few months resorted to changing my phone numbers and not updated my contact information with them except my mailing address. I have increased my payment to $800 in the last couple of months to catch up with the princible back payment of $550. I then have tried on a couple of occations to contact them and work out an arrangement, however thier unwavering policy of not dropping the late fees has put me back to the orginal situation of reporting to the credit bureaus a negitive report of being late for past dued owed.
This report was posted on Ripoff Report on 02/06/2010 01:35 PM and is a permanent record located here: http://www.ripoffreport.com/r/Chase-Auto-Finance/internet/Chase-Auto-Finance-Failure-to-remove-late-fees-not-my-fault-Internet-565522. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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