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  • Report: #800502

Complaint Review: Chase Mtg

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  • Submitted: Mon, November 21, 2011
  • Updated: Tue, November 22, 2011

  • Reported By: Chase rip off in Florida — Coconut Creek Florida United States of America
Chase Mtg
P. O Box 24696 Columbus, Ohio United States of America
  • Phone: 800 848 9136
  • Web:
  • Category: Loans

Chase Mtg Chase MTg is charging excessive fees Columbus , Ohio

*Consumer Suggestion: Loans 101

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I made a $5000.00 payment toward principle.  I noticed that their was no adjustment to my monthly payments, I asked Chase to adjust my monthly loan amount to show the principle payment. Chase is asking for $150.00 dollars to adjust my loan amount.  Isn't that part of loan servicing? Besides Chase took over my loan from another bank. It was not even my choice who is handling my loan. This fee is a rip off!!

This report was posted on Ripoff Report on 11/21/2011 03:21 PM and is a permanent record located here: http://www.ripoffreport.com/r/Chase-Mtg/Columbus-Ohio-43224/Chase-Mtg-Chase-MTg-is-charging-excessive-fees-Columbus-Ohio-800502. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Consumer Suggestion

Loans 101

AUTHOR: I am the law - (USA)

Making a principal only payment on a loan will not reduce the amount that you need to pay each month thereafter. It will only lessen how much of each future payment goes to interest.

If you want to reduce the amount of your monthly payments permanently, you need to have the original loan agreement terminated and replaced with another loan with lower monthly payments. That's what Chase wanted to charge you $150 for; asking for a second loan to pay off the first one.

No ripoff. 
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