Report: #658129

Complaint Review: Chase home finance - Louisville Kentucky

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Ripoff Report is Xcentric Ventures

Submitted: Wed, November 03, 2010
Updated: Wed, November 03, 2010
Reported By: monicamx2 — Grand Rapids Michigan United States of America

Author Not Confirmed

Why?

Chase home finance P.O. box 9001871 Louisville, Kentucky United States of America

Phone: 1-8005822542
Web:
Category: Banks

Chase home finance Fake Home loan modification Louisville, Kentucky

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I was a victim of the chase home loan modification scam. I was 1 payment behind in my mortgage due to income was less, Chase sent me a letter stating they could help. I called and was set up on a trial modification period which was to be for 3 mths and then a answer. I had to send in my whole life history (tax return/ self employment finances / bills and whatever else they asked for). I sent these forms in and they claim they didn't get all of it....I turn around and fed ex it for 25.00 to them. I call next month to see where I stand ...oh its fine, we are still working on it, continue making the payments of 560.41 ( my original payment is 733.37) so I do this. The three months are over I call tos see whats going on , they tell me I didnt send in somthing again....once again fax this over , all is well. Three months go bye and nothing so I call again.....Oh you were denied , you dont make enough money... Next 2 days get a letter in the mail saying denied. I need to pay all the 3881.00 that I am now behind due to them b.s. me around. I can fill out another modification to see if I qualify again. "I told them that this is a fraud and that they are just trying to steal peoples homes". I got the letter on Sept 28 and every day after that they called my house harassing me for the 3881.70. I told them it's funny how I didnt get a call for 7 mths about this modification and I had to keep calling you guys, now you want to beat me down. How is it that I dont make enough to pay you the 560.41(never missed a payment) but I make enough to pay the 733.37 this doesn't make sense. I Iwas told that I had to fill out paper work to see if I qualified fo a payment arangement....WHAT!!!! They called me the next day , fustrated agin wondering how did my amount get this high when my payments were only 173.00 less than normal payments @ 7 months, plus the month I was behind 733.37 plus late fees would only be 2305.09. I went to the bank to pay 1300, was told I couldnt pay this amount and that my house was on the short sale list. WHAT THE F***!!!!! No one informed me of this and I sure didnt agree to this. I borrowed the rest of the money to pay the 3881 and they still wouldnt take the money , even the bank manager was pissed off.

This report was posted on Ripoff Report on 11/03/2010 01:59 PM and is a permanent record located here: https://www.ripoffreport.com/reports/chase-home-finance/louisville-kentucky-40290/chase-home-finance-fake-home-loan-modification-louisville-kentucky-658129. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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