ED Magedson – Founder
Citi Cards/Cbsd, DMgt/Cbsd, Home Depot Credit CardInternet United States of America
Like many of you, my credit limit at Home Depot was lowered to $500, down from $3,500. I am a homeowner, pay my mortgage and other bills on time and have several other major credit cards which are all paid on time.
I called the Home Depot credit customer service and asked why. I was told that even though I had never been late or missed a payment with Home Depot, "derrigitory information" from my credit report was used to make this decision. I asked the credit customer service rep to tell me what the "derrogitory information" was, she said she didn't know. I told her F you, cancel my account immediately and send a final bill. She said there was no reason to get rude. I told her it was ruder to change the terms of someone's credit account when they'd done nothing wrong. She asked me if I was sure I wanted to cancel my Home Depot credit card, I told her to stick her $500. credit limit up her @$$ and that I had plenty of other MAJOR credit cards that I would be using to shop at Lowe's, Ace Hardware, etc. (can you tell I was ticked off ? :-)
I encourage you all to cancel your credit accounts with Home Depot if possible. There's strength in numbers.....we need to send a strong message.
This report was posted on Ripoff Report on 12/16/2009 09:21 PM and is a permanent record located here: http://www.ripoffreport.com/r/Citi-CardsCbsd-DMgtCbsd-Home-Depot-Credit-Card/internet/Citi-Cards-Cbsd-DMgt-Cbsd-Home-Depot-Credit-Card-UNFAIR-CREDIT-PRACTICES-LETS-ALL-540935. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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