- Report: #643759
Report - Rebuttal - Arbitrate
Complaint Review: CitiFinancial Auto
CitiFinancial AutoPO Box 961245 Fort Worth, Texas United States of America
CitiFinancial Auto Santander Consumer USA Inc Fraudulent Practices: Debt Collector saying that I owe money on a loan that has been paid. Fort Worth, Texas
*General Comment: There are other fees involved other than interest.
*Author of original report: So what?
*Consumer Comment: Well..
*Author of original report: Who Knows? But good point.
*Consumer Comment: I see a problem.
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I used to have an auto loan with CitiFinancial Auto, but I fell behind on my payments in 2009, so the collateral, or auto for which the loan was given was repossessed at the order of CitiFinancial Auto on September 30, 2009. That was twenty days after the last payment I had just made was credited to my account.
At the time of the repossession I owed $7,549.81. After CitiFinancial Auto received their collateral I was given a credit of approximately $5,549.81 on the loan and the account was closed one month later as paid. This was all done on their web site. Since that time I have received no correspondence from CitiFinancial Auto.
Almost a year later I received a statement with Letterhead "CitiFinancial Auto" and "Santander Consumer", on 09/22/2010, stating that I still owed $8,549.81 on this loan that I formerly had with CitiFinancial Auto, and that Santander Consumer USA Inc had been authorized to act as agents for CitiFinancial Auto to collect the debt.
I feel that this is a fraudulent attempt to collect a debt that I no longer have.
This report was posted on Ripoff Report on 09/23/2010 02:50 PM and is a permanent record located here: http://www.ripoffreport.com/r/CitiFinancial-Auto/Fort-Worth-Texas-76161/CitiFinancial-Auto-Santander-Consumer-USA-Inc-Fraudulent-Practices-Debt-Collector-saying-643759. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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