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  • Report: #547954

Complaint Review: Citifinancial Auto And Balboa Insurance

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  • Submitted: Thu, December 31, 2009
  • Updated: Thu, December 31, 2009

  • Reported By: BRENTMIKAEL — ST LOUIS Missouri United States of America
Citifinancial Auto And Balboa Insurance
Internet United States of America

Citifinancial Auto And Balboa Insurance BALBOA INSURANCE BACKDATING COLLATERAL INSURANCE POLICEYS FIXING TOTAL LOSS VEHICLES Internet,

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?       Heres the story ever heard of Stephen King Christine? This is her twin brother Christopher

?       I bought the car in November 2007



?       December 2008 I was rear ended then was pushed under a truck......



?       They fixed it.... During this time they discovered a shoddy sodder job on the left side rail......



?       I BOUGHT THIS CAR CERTIFIED PRE OWNED FROM HONDA..... Meaning no prior accidents exceeding $500.... There was a clear car fax? WTF



?       The previous owner greased the body shop no to car fax a prior accident.....



?       I sued March of 2009I won October 2009......



?       In the state of California the law is your car note goes into deferment if involved in a legal proceeding in the state of California..... At that time my lawyer wrote the leinholder for deferment. The leinholder didnt correctly differ



?       May 2009 it was up for repossession when I rear ended a tow truck...



?       The shady lien holder placed a "collateral damage policy" on top of my lein to cover their ass when the reposes it @ the cost of $3000 onto of my loan.....



?       So I had a tow truck pick it up and had it repaired under "their" policy..... It should have been totaled..... The body work came to 6800.... No mechanic.... well the leinholder was banking on just fixing the body and taking it to auction.... BUT I CHOOSE THE BODY SHOP this is very important for you reading this if you need work YOU CHOOSE.....



?       When the body work was done the head gasket was blown....... This took 126 days to complete this car has a new engine, gasket, all the sensors etc....... THEY spent a total of $17,000$ just fixing this car.....



?       Heres the deal I got to California and took the car from the body shop before they could repo it hoping the Department of Insurance would  help with this seeing as they just reapired a totaled car it was NADA @ $14,500(I have the paprework...



?       In turn the law before suit finally was settling A day before the settlement they came and found it here..... The next day I paid the sum of the suit from Honda directly to the leinholder to get it back...



?       I was under the impression that it would return to an installment loan and report on my credit, POSITIVELY since they had already shown it as a charge off on their end which tanked my score. (No this is not a credit report scam)I dont want your credit info just want you to understand where this car is leading up to this post. Im honest and upfront



?       Back to the story, It never go put back on an installment loan but I was required to pay my monthly noteBUT THEY ARENT REPORTING IT which is bullshit excuse my language



?       So heres the deal I cant trade it in they say its worth nothing add to that the repo which tanked my credit score  I cant get out of this car no matter what



?       Since its a charge off the settlement to get the title is $12,100




This report was posted on Ripoff Report on 12/31/2009 07:21 AM and is a permanent record located here: http://www.ripoffreport.com/r/Citifinancial-Auto-And-Balboa-Insurance/internet/Citifinancial-Auto-And-Balboa-Insurance-BALBOA-INSURANCE-BACKDATING-COLLATERAL-INSURANCE-547954. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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