• Report: #417925

Complaint Review: Citifinancial Auto

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  • Submitted: Thu, January 29, 2009
  • Updated: Fri, January 30, 2009

  • Reported By:Talladega Alabama
Citifinancial Auto
P.O. Box 183036 Columbus, Ohio U.S.A.

Citifinancial Auto Interest over charge and harrassment Columbus Ohio

*Consumer Suggestion: Have you looked up an amortization schedule?

*Consumer Suggestion: Have you looked up an amortization schedule?

*Consumer Suggestion: Have you looked up an amortization schedule?

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I purchased an SUV Dec. of 2007 which was financed with Citifinancial-Auto, only to find out that almost all my monthly payments of nearly $600/mo x72 mos. is being taken for interest.

After 9 mos. of payments, $3,811 have applied to interest and only $1,207 have been applied to the balance.

When I called and inquired about this, I was told that for the first two years I would see little decrease in my balance because the company had to make their money.

If the payment hasn't arrived on or before the due date, they start calling the day after and call every day, somestimes two and three times/day until it arrives.

They will call Saturdays ,Sundays, Holidays 24hrs/day. I feel that not only am I being ripped off, but harrassed also.

Jeanette
Talladega, Alabama
U.S.A.

This report was posted on Ripoff Report on 01/29/2009 05:51 PM and is a permanent record located here: http://www.ripoffreport.com/r/Citifinancial-Auto/Columbus-Ohio-43218-3036/Citifinancial-Auto-Interest-over-charge-and-harrassment-Columbus-Ohio-417925. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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REBUTTALS & REPLIES:
0Author 3Consumer 0Employee/Owner
Updates & Rebuttals

#1 Consumer Suggestion

Have you looked up an amortization schedule?

AUTHOR: Nikki - (U.S.A.)

Go online and find an amortization schedule, plug in the amounts and you will see where you should stand after 9 months. Remember, this only works if you have been ontime, to the day, every month. If you haven't, you will owe more.
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#2 Consumer Suggestion

Have you looked up an amortization schedule?

AUTHOR: Nikki - (U.S.A.)

Go online and find an amortization schedule, plug in the amounts and you will see where you should stand after 9 months. Remember, this only works if you have been ontime, to the day, every month. If you haven't, you will owe more.
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#3 Consumer Suggestion

Have you looked up an amortization schedule?

AUTHOR: Nikki - (U.S.A.)

Go online and find an amortization schedule, plug in the amounts and you will see where you should stand after 9 months. Remember, this only works if you have been ontime, to the day, every month. If you haven't, you will owe more.
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