• Report: #430359

Complaint Review: Citifinancial & Thomas Nissan Of Joliet

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  • Submitted: Tue, March 03, 2009
  • Updated: Wed, March 04, 2009

  • Reported By:chicago Illinois
Citifinancial & Thomas Nissan Of Joliet
P.O. Box 9575 Coppell,Texas 75019-9575 Chicago, Illinois U.S.A.

Citifinancial, citifinancial & Thomas Nissan Of Joliet $500.00 auto payment and .21 cent towards principal amount Chicago Illinois

*Consumer Comment: You should know the rate.

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first of all I have fairly good credit and I don't understand how I'm paying such a high interest rate on 2008 dodge charger. The dealership Thomas Nissan of Joliet is a joke first they sold me a lemon and when I took it back within matter of days, then they sold me a dodge charge nice car! told me and the cosigner the monthly payments and a month later after paying the first payment (let me note that the first bill recieved from citifinancial never disclosed the the percntage rate) and a month later I recieve a second bill and I'm paying .21 cents towards the applied balance and $470.06 towards applied interest and still no interest rate is on the bill. I'm so pissed because this is the type of auto loan someone with no credit let alone someone with fair credit is getting. If you plan on going to Thomas Nissan of Joliet RUN away and don't get a loan through citifinancial you will be paying it off for the rest of your life.

Sweet pea
chicago, Illinois
U.S.A.

This report was posted on Ripoff Report on 03/03/2009 01:32 PM and is a permanent record located here: http://www.ripoffreport.com/r/Citifinancial-Thomas-Nissan-Of-Joliet/Chicago-Illinois-60653/Citifinancial-citifinancial-Thomas-Nissan-Of-Joliet-50000-auto-payment-and-21-cent-t-430359. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Consumer Comment

You should know the rate.

AUTHOR: Flynrider - (U.S.A.)

The interest rate should be on the contract you signed when financing the car. How can you go through the purchase process and have no idea of what sort of interest rate you signed up for? Go back and look at the contract you signed when you bought the car. The interest rate info should be there. If there's any question, you should contact the lender and verify the rate.

By the way, if you have "fairly good credit" why in the world would you need a cosigner? That's only required if you have really bad credit.
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