• Report: #1049208

Complaint Review: Citifinancial

  • Submitted: Tue, May 07, 2013
  • Updated: Tue, May 07, 2013

  • Reported By: Smith3745 — Ellenwood Georgia
Citifinancial
5370 Highway 78, Suite 185 Stone Mountain, Georgia USA
  • Phone: 770-469-4253
  • Web:
  • Category: Loans

Citifinancial Loan balance stayed the same after 5 payments Stone Mountain Georgia

*Author of original report: Report

*Consumer Comment: Terms of the Loan

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 I obtained a personal $5000.00 loan with Citifinancial in June 2007. I have paid over $9000.00 toward this loan however as of April,2013 they say I still owe over $1700.00. I requested a copy of my ledger of which I made payments over the monthly payment and from May 2008 thru November 2008, I made payments, however my loan balance did not decrease. The  more monies I paid, the less they applied to my account. I have requested a copy of my original contract which they have not sent to me. Everytime I contact their office, it a conforntation with their representative.

PLEASE HELP


This report was posted on Ripoff Report on 05/07/2013 07:25 PM and is a permanent record located here: http://www.ripoffreport.com/r/Citifinancial/Stone-Mountain-Georgia-30087/Citifinancial-Loan-balance-stayed-the-same-after-5-payments-Stone-Mountain-Georgia-1049208. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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1Author 1Consumer 0Employee/Owner
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#1 Author of original report

Report

AUTHOR: Smith3745 - ()

 The loan was thru 8/2012. at payments of 155.65 which i was told at the initial this was monthly payment that included interest. I have paid at time over the montly payments. I have paid over $9000 on this loan. I have requested twice for a copy of my original application which I have not received. Most of my dealings with this office has to be in writing. That is the only way I can get results. Twice I have offered to settle and still they are attempting to collect almost 11K from me.

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#2 Consumer Comment

Terms of the Loan

AUTHOR: coast - ()

What is the APR? How many monthly payments were agreed to?

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