• Report: #538280

Complaint Review: Citimortgage - Citicorp - Citibank - Citigroup

  • Submitted: Sat, December 12, 2009
  • Updated: Sun, March 14, 2010

  • Reported By: mikenkiki05 — viola Illinois United States of America
Citimortgage - Citicorp - Citibank - Citigroup
Internet United States of America

Citimortgage - Citicorp - Citibank - Citigroup citi-bank, citi-card, any citi owned properties and inities IM TIRED OF DEALING WITH CITI ON MY HOME IM GONNA ASK ANYBODY HAVE PROBLEMS CONTACT ME, Internet

*Consumer Comment: response

*Consumer Comment: Mikenkiki05,

*Consumer Comment: My crazy story with Citimortgage

*Consumer Comment: ***NATIONWIDE MORTGAGE ALERT!!!! Make sure to go to the WELLS FARGO page of this site and watch.....

*Author of original report: i just gave up!!!!

*Consumer Comment: *MOST LAWYERS IN THE USA HAVE ONLY ONE GOAL: TO MAKE.....

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IM TIRED OF GETTING THE RUN AROUND WITH CITIMORTGAGE IF ANYBODY HAS BEEN IN A BAD LOAN MODIFACATION PLEASE CONTATCT ME AT  (((email redacted))) LEAVE INFO SO I CAN CALL YOU  DUE TO THE LACK OF CALLS ECT  BACVK FROM THEM AND NO INFO ON LOAN MODIFICATION, LOSE OF PAPERWORK, MUTIPLY FAX'S SENT WHICH I HAVE PROOF OF BEING RECEIVED IM  GONNA GO TALK TO A LAWYER ABOUT A CLASS ACTION LAWSUIT, WE NEED AS MANY PEOPLE AS WE CAN DUE TO THE OVERWELMING MONEY HAS THE MORE PEOPLE THAt COMES OUT THE BETTER CASE WE WILL HAVE


LAWYERS IF YOU READ THIS PLEASE CONTACT ME AT (((redacted))) FOR INFO ITS A WINNING CASE WHICH I HAVE ALL THE STUFF SENT THEY JUST DONT WANT TO HELP ON THIS MATTER AND THROW PEOPLE OUT I HAVE NEVER BEEN LATE BUT GOT LAID OFF BACK IN MARCH 25 09 AND I STARTED THE PAPERS ON THE 25TH OR 26TH OF NMARCH, I REPEAT I HAVE NEVER BEEN LATE AT ALL......


MICHAEL ****


VIOLA, ILLINOIS 61486


CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.


This report was posted on Ripoff Report on 12/12/2009 12:01 PM and is a permanent record located here: http://www.ripoffreport.com/r/Citimortgage-Citicorp-Citibank-Citigroup/internet/Citimortgage-Citicorp-Citibank-Citigroup-citi-bank-citi-card-any-citi-owned-proper-538280. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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REBUTTALS & REPLIES:
1Author 5Consumer 0Employee/Owner
Updates & Rebuttals

#1 Consumer Comment

response

AUTHOR: rob29 - ()

Well I'm the rob29 at the bottom adding an update since its been so long.

I'll try to make this short.

DON'T WASTE YOUR TIME! Try and short sale. Meanwhile, keep your money and don't pay the mortgage or real estate taxes. Basically after close to 24 months, they gave me a modification. What it is, is just your defficient amount added to your principal. You retain same intrest rate as your original loan. So the monthly payment goes up. There is no tacking it to the end of the loan. So my house which had a bal of 248k plus 75k (over inflated; their bs lawyer & late fees) at my original 6.25%. The house is worth 200k (now much lower).

I asked them to at least reduce the IR to 4.25% and I would keep it, they said NO. So That was 10/2011. Since then I went through 2 buyers, that waited for over 9mos. And then a third buyer that tried to close within 30 days before my final court date. They just give the jerk around to the buyers too. Acting like there was an approved amount for the sale but then they made the buyers redo the paperwork, reappraise (of its not going to work), and redo basically everything from scratch.

Then put deadlines. Its stopped in March. My court date was on valentines day and I told them to screw themselves and the the judgement was made. So final bill is 145k (over inflated again) plus my original loan which they can sue me for. (what about my unapplied funds?, the money I did pay every now and then they asked me to in hopes for that fake mod? Gone, not a trace). Prepare to file a BK. You might as well because I was one of those with 740 paid everything else on time (even my mortgage mod amounts) but still it fell to 510.

No one will give you credit at that point. Why? cause you are missing payments on the home. Stop paying, and then go to court ask the judge to extentions for you stay in your house as long as possible, pocket your money (in cash). I did something stupid like leave and go into a rental thnking my house will short sale. I could have saved 10+ months of payments. I feel more relaxed now that this is behind me. Besides, if you are young you can buy another and better house.
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#2 Consumer Comment

Mikenkiki05,

AUTHOR: Karl - ()

Please feel free to give us an update to your Ripoff Report when you get a chance.

Make sure to stay at this site and type in- SHAME SHAME BRIAN, and read Ripoff Report #555030 for further proof that there are lawyers in this country who are only interested in making money and they don't care if they destroy the lives of innocent people in order to make that money.

WELCOME TO AMERICA- ONE MASSIVE LIE THAT IS BEING EXPOSED ON THE INTERNET EVERY DAY
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#3 Consumer Comment

My crazy story with Citimortgage

AUTHOR: rob29 - (United States of America)

I'm still in a loan mod process since October of 2009! They said 90 day trial in which I have to pay the new modified amount or I'll be kicked off. I paid on time and in January I received a letter stating I will be denied the program because I'm able to pay and paid on time. I have been unemployed for 18 months! I paid 1700 a month for the loan only. They reduced the payment to 1000 (which includes property tax and my insurance). So the loss mitigation deaprtment has been calling me for 8k in past due amounts and late charges. I frickin tell them everyday that I'm on the loan mod. Then they shut up. These fools even show up at my house and hand me a letter that writes "call collections" department. That pisses me off. I may loose on the HAMP and get denied for the loan mod. But what pisses me further is, why the hell did they say I prequalify in the first place? You want to hear what is the most fu*ed up thing in the world? Because of the loan mod, I am the call in my payment because it gets allocated differently. So its an echeck or check draft. Every month since October I have been calling in for the same 1000 amount. Guess what. They decided to write themselves a check for a different amount!!! 4000!! I called my bank the claim fraud because that amount was unauthorized, Chase is stating that since they have writing checks in the past and legally obtained my checking infor, so its not fraud. Can you believe that s*t? I did not have the funds to cover that so I'm negative 2g. I asked Chase why the f*k did they pay it. They said it was a CTU. Like in 24??? No a "courtesey to you. Yeah thanks.. But then, those a-holes could not pay 132 dollars for my credit cards bills. WTF !!! Surely some Hotshot Lawyer Needs to pick up my case. Anyone?? Before I go to the news. Supposedly the government is supposed to crack down and this crap. I should bulldoze the home just like that Ohio man. I agree, the loan mod is an attempt for Citi to seize back properties so they can write off loans and ask the government to pay for it.
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#4 Consumer Comment

***NATIONWIDE MORTGAGE ALERT!!!! Make sure to go to the WELLS FARGO page of this site and watch.....

AUTHOR: Karl - (U.S.A.)

the 3 videos that are available in one of the most recent Wells Fargo Ripoff Reports. They are part of a 'TURKO investigation' into a GMAC mortgage.

You can probably 'Google' this- RIP OFF REPORT WELLS FARGO BANK- WELLS FARGO HOME MORTGAGE WELLS FARGO LIED AND STOLE YOUR HOME, and it will take you to that Ripoff Report that has the 3 videos available in the comments section.

Thank You.

>>>>>>>>>>>>>>>>>ADDITIONAL MORTGAGE ALERT<<<<<<<<<<<<<<<<<<

*Make sure to read all of St. Clair's Ripoff Reports at the MERRILL LYNCH page of this site if you have a mortgage.
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#5 Author of original report

i just gave up!!!!

AUTHOR: mikenkiki05 - (United States of America)

i have finally gave up on citimortgage im letting my house go after further investagations with a lawyer and myself  i fell 2 months back because of the so call (loan mod) program well welcome to the life  of having screwed up credit because of this if you want a loan mod dont do it it will kill ur credit as i found out i went from a 700 score to a 559 for being behind in the load mod program they want bad assets on the books add my house

 

given up

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#6 Consumer Comment

*MOST LAWYERS IN THE USA HAVE ONLY ONE GOAL: TO MAKE.....

AUTHOR: Karl - (U.S.A.)

MONEY BY REPRESENTING THE CORPORATIONS WHO HAVE THE MONEY.


*The United States of America (most of it) is a MASSIVE LIE, set-up to DEFRAUD as many innocent people here, & around the world. Most POLITICIANS are LAWYERS! The politicians (most of them) are on the side of the many corporations, including the large publicly held banks, who are out to DEFRAUD innocent people!



Anyone can 'Google' this-PEACE PRIZE POEM RIP OFF, and find that poem & others, and read them on the web, correct?



And anyone can go to 'Bing', and type this in, exactly as it appears here- BROCK O'BOMB-A POEM, and read that poem & all the others, right?



WELCOME TO AMERICA- ONE MASSIVE PONZI SCHEME, SET-UP TO DEFRAUD INNOCENT PEOPLE ALL OVER THE WORLD
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