• Report: #474508

Complaint Review: Civic Center Financial LLC - The Law Office Of Michael Yellin

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  • Submitted: Wed, July 29, 2009
  • Updated: Wed, July 29, 2009

  • Reported By:Jacksonville Florida
Civic Center Financial LLC - The Law Office Of Michael Yellin
10940 Wilshire Blvd #1600 Los Angeles, California U.S.A.
  • Phone: 888-600-1223
  • Web:
  • Category: Lawyers

Civic Center Financial - The Law Office Of Michael Yellin COMPLETE LOAN MODIFICATION FRAUD Los Angeles California

*Author of original report: Civic Center Financial Refunds Money

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Civiccenterfinancial.com/The Law Office of Michael Yellin contacted me in Feb 2009 after I started searching for an attorney backed loan modification company to negotiate a loan mod with my 1st mortgage servicer HOMEQ.I was guaranteed a 100% refund if the company failed to land a loan modification and told that they would not take my case is they were not 99% sure they could complete a successful loan modification.At that point I was only one month behind on my 1st mortgage.They emailed me their "agreement" and told me that I had to pay $1595.00 up front as deposit and that they would work out the other $1400.00 within the following 2 monthes after they started the process.When I told them I would have to borrow the money they told me not to pay my mortgage and that I needed to be at least 3 monthes delinquent before the mortgage servicer would even consider it.Due to the mortgage crisis I had been laid off from my $15.50 per hour job with our local utility and had to fall back on my part time job at Wal-Mart.I still had to borrow the money from my parents.I am now $9000.00 behind on my mortgage.To date I have paid $2295.00 to The Law Office of Michael Yellin,I have never spoken with that attorney and Civic Center Financial LLC has failed to produce a loan modification.When I requested a refund I was told that I had failed to do everything that they had told me to do and that I was not eligible for a refund.I have repeatedly requested a full refund both by phone and by email and have been completely ignored.There is no proof that The Law Office of Michael Yellin even exists and Civic Center Financial LLC is nothing more than a fraudulent sales office promising something they cannot produce.

Harry
Jacksonville, Florida
U.S.A.

This report was posted on Ripoff Report on 07/29/2009 09:09 AM and is a permanent record located here: http://www.ripoffreport.com/r/Civic-Center-Financial-LLC-The-Law-Office-Of-Michael-Yellin/Los-Angeles-California-90024/Civic-Center-Financial-The-Law-Office-Of-Michael-Yellin-COMPLETE-LOAN-MODIFICATION-FRAUD-474508. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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REBUTTALS & REPLIES:
0Author 1Consumer 0Employee/Owner
Updates & Rebuttals

#1 Author of original report

Civic Center Financial Refunds Money

AUTHOR: Harry winters - (U.S.A.)

After filing this report initially,I also filed complaints with the California Bar Association against The Law Office of Michael Yellin,and with the California Atty General's Mortgage Fraud Investigative division,and with Florida's Attorney General's Mortgage Fraud Investgative division as well as FLA Dept of Law Enforcement and FLA Senator Bill Nelson's office.After which I emailed all of my actions/complaints to Civic Center Financial's entire staff to include their CEO/Managing Partner and Michael Yellin's office. I received a phone response the same day from Civic Center Financial's accountant that had received my payments made to The Law Office of Michael Yellin.The accountant explained that The Law Office of Michael Yellin had "disassociated" itself with Civic Center Financial in June 2009 and that a new (though unnamed) attorney had been hired.The accountant also explained that Michael Yellin's office still had my money but that since Civic Center Financial could not afford the "bad press" Civic Center Financial "would take it out of their own pockets and refund my $2295.00." I requested that the accountant send a confirmation email to that effect which I did receive several days later stating that a refund would be made 60 days after 7/31/09.To my surprise the refund of the entire amount was in fact deposited to my bank account as of 08/06/2009.I had been contacted by both California's & Florida's Mortgage Fraud units and had forwarded email documentation of all events beginning in February of 2009. I have had to conclude that I misjudged Civic Center Financial's intents and business practices and have now concluded that that firm was also the brunt of a fraudulent action of The Law Office of Michael Yellin.I have shared this info with both state's fraud units.The CEO/Managing Partner of Civic Center Financial has humbly requested personally via email that I rescind my negative & derogatory comments about Civic Center Financial stating that his firm is still working to provide honest financial services to many families which are still struggling through these dark economic times.Based on the rapidity of refunding my money and the straight forwardness of communications from Civic Center Financial's management I have to conclude that they have dealt with me truthfully and fairly. I cannot say that about The Law Office of Michael Yellin.I have never been able to get thru to that office by phone.Michael Yellin's office has never responded to any of my emails and I still have no proof as to the actual existence of that entity.
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