On 1/14/2013 Clarity Services provided credit information to payday loan companies without my permission. I found this out in February 2013 because I started to receive collection agency calls demanding I pay my payday loans! I had no idea what they were talking about because I never had any payday loans. I was under the assumption that you had to have a job and a pay check in order to get these payday loans. I am on disability and have not worked since 2009.
THIS IS WHEN I DISCOVERED MY IDENTITY WAS STOLEN!!!
After pulling my credit files from the main 3 credit bureaus, I found Clarity Services on my reports several times. Apparently they are a credit reporting company too. I called the local police and filed a police report and filled out an affidavit. When I called Clarity with this information including the police report, the officers name who could verify who I was and his badge number, Clarity refused to give me the file that they have on me without my drivers license, which the police officer advised me not to give them because if they wanted to they could attach it to the fraudulent paperwork that they already have filed by someone else and use it against me.
Apparently who ever stole my identity was suppose to provide an ID and it should have had my name on it, they used an address I had not lived at since 2010, and said I worked for a company that I never worked for and is actually closed. I informed Clarity of all of these issues and requested my file again and they refused stating a law about having to provide satisfactory ID...Well since this was turned over to the detectives in my town to handle the identity theft, Clarity now has 2 contacts at the police dept to verify who I am.
If Clarity had checked the information that was sent to them in my name they would have been able to verify that the address given was incorrect, the company the person said I worked for was closed, and that I have not worked or received a paycheck since 2009 because I am disabled.
Because they refuse to supply me with the documents they have on file from whoever is using my identity they are stopping me from finding the person who did this to me and to stop them from doing this to other people.
I have also reported this to Better Business Bureau, Attorney Generals in both Illinois and Florida and the Federal Trade Commission.