- Report: #610341
Report - Rebuttal - Arbitrate
Complaint Review: Clayton Homes - Vanderbuilt Mortgage Company
Clayton Homes - Vanderbuilt Mortgage Company500 Alcoa Trail Maryville, Tennessee United States of America
Clayton Homes - Vanderbuilt Mortgage Company Clayton Homes HAS BEEN RIPPING US OFF FOR 8 YEARS Maryville, Tennessee
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Well at this point i got to worndering about our contract because the mortgage company has to approve everything before giving you the loan.... we have an interest rate of 9.77% and i was told that a deed of trust was done that we knew nothing about until i found it on a local website that had my father in law signature on it when was odd being that fact that he couldn't write at all due to knots being on his hands from rheumatoid arthritis... this would be fruad.... on there part .... my husband got laid off from work back in dec. of 2008 and was on unemployment almost all of 2009, i called the mortgage company to let them know that we was having a hard time and to see if they could work with us on the payments... they cussed me out telling me that they are a mortgage company and there job is to make money and to foreclose on homes and resell them and told me that my husband and i needed to get us a credit card to make out payments.... its now June of 2010 and i've been gettin help from another company to try to get my mortgage to modified but my mortgage company will not help at all... its clear there just after money... so i has an forensic mortgage audit done on my mortgage to see if anything was done that shouldn't have... there was several violations found in the audit.... one saying that Truth in lending act are unfair and deceptive practices under the FTC act.
I have called several Attorneys and the have all told me about how bad of a mortgage company i have and how they are ripping people off.
I hope that someone will read this and get in touch with me because it is high time that this mortgage company gets put in there place...
This report was posted on Ripoff Report on 06/04/2010 11:56 AM and is a permanent record located here: http://www.ripoffreport.com/r/Clayton-Homes-Vanderbuilt-Mortgage-Company/Maryville-Tennessee-37804/Clayton-Homes-Vanderbuilt-Mortgage-Company-Clayton-Homes-HAS-BEEN-RIPPING-US-OFF-FOR-8-Y-610341. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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