• Report: #66332

Complaint Review: Clear Choice Credit Solutions

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  • Submitted: Fri, August 29, 2003
  • Updated: Tue, September 02, 2003

  • Reported By:Angelica New York
Clear Choice Credit Solutions
394 Tabernacle St. St. George, Utah U.S.A.

Clear Choice Credit Solutions AKA Clear Credit Solutions ripoff. Companies like these prey on the desperate. St. George Utah

*Consumer Suggestion: Contact your Attorney General, you shouldn't have to lose your house over this...

*Consumer Suggestion: Contact your Attorney General, you shouldn't have to lose your house over this...

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The Clear Choice Credit Solution Company contacted me by phone with a credit card offer. They promised a credit card with a guaranteed credit limit of $5000. When the company finally deducted the payment, nearly 2 weeks after scheduled date, you can no longer call the phone number. The phone is busy day and night.

I checked with the BBB as soon as I could and the company is said to not have a license to operate in Utah.
They send you a book of different credit card companies but they all have fees as well. So they expect you to pay more money on top of the $169 or $239 ( which ever may apply) that you have paid them.

Companies like these prey on the desperate like myself. And make you spend money that you couldn't really afford. I applied because I needed to build credit. But instead got ripped off and may loose my home because of it.

Jewel
Angelica, New York
U.S.A.

This report was posted on Ripoff Report on 08/29/2003 12:05 PM and is a permanent record located here: http://www.ripoffreport.com/r/Clear-Choice-Credit-Solutions/St-George-Utah-84771-0365/Clear-Choice-Credit-Solutions-AKA-Clear-Credit-Solutions-ripoff-Companies-like-these-prey-66332. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Consumer Suggestion

Contact your Attorney General, you shouldn't have to lose your house over this...

AUTHOR: Jacqueline - Consumer Advocate Volunteer - (U.S.A.)

Your State Attorney General Eliot Spitzer, Department of Law, The Capital, 2nd floor, Albany, NY, 12224 should know about how your were defrauded. Att. Gen. phone is 1-518-474-7330. Not only just to try for that refund, but to see if there are others in your State, with the same situation. This is one of those, where a Class Action Lawsuit might be considered.

There is a Report here through link: http://www.ripoffreport.com/view.asp?id=65646, which details someone else's experience and success in collecting a refund. This may not apply to your situation, because there is an imposed 5 day limit. It is the contact information which might be of assistance to you. This person was from Michigan. You should reveiw your own State laws, which may vary.

I also suggest reporting this to the Federal Trade Commission through their site: www.ftc.gov or Helpline: 1-877-382-4357. Make sure they are aware this company is operating with no license, and that you are at risk of losing your home.

Try for that refund. Get back to us if you have a problem accessing that Rip Off Report at this site. It was submitted 8-12-2003, in the Credit & Debit Services.

Hope this helps. Let us know how everything turns out, and that you can keep your home.
Respond to this report!
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#2 Consumer Suggestion

Contact your Attorney General, you shouldn't have to lose your house over this...

AUTHOR: Jacqueline - Consumer Advocate, Volunteer - (U.S.A.)

Your State Attorney General Eliot Spitzer, Department of Law, The Capital, 2nd floor, Albany, NY, 12224 should know about how your were defrauded. Att. Gen. phone is 1-518-474-7330. Not only just to try for that refund, but to see if there are others in your State, with the same situation. This is one of those, where a Class Action Lawsuit might be considered.

There is a Report here through link: http://www.ripoffreport.com/view.asp?id=65646, which details someone else's experience and success in collecting a refund. This may not apply to your situation, because there is an imposed 5 day limit. It is the contact information which might be of assistance to you. This person was from Michigan. You should reveiw your own State laws, which may vary.

I also suggest reporting this to the Federal Trade Commission through their site: www.ftc.gov or Helpline: 1-877-382-4357. Make sure they are aware this company is operating with no license, and that you are at risk of losing your home.

Try for that refund. Get back to us if you have a problem accessing that Rip Off Report at this site. It was submitted 8-12-2003, in the Credit & Debit Services.

Hope this helps. Let us know how everything turns out, and that you can keep your home.
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