- Report: #152489
Report - Rebuttal - Arbitrate
Complaint Review: Clear Credit - My Perfect Credit - 1st Credit Of America
Clear Credit - My Perfect Credit - 1st Credit Of Americamyperfectcredit.com - clearcredit.com - 1stCofA.com Nationwide U.S.A.
Clear Credit - My Perfect Credit - 1st Credit Of America ripoff, invalid charges, rude Nationwide
*Author of original report: All Quiet, hopefully for good.
*Consumer Suggestion: Clear Credit = Harris Digital Publishing = MPC
*Author of original report: Good cop, Bad cop
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At that time I instructed then to take no action on any "fixing" of my credit report unless authorized by me. They responded through email that this was OK and understood by them.
Flash to July 29th of 2005. My wife received our first phone call from 1st Credit of America about $59.95 charge from an account we never heard of before. Luckily I married well and my wife told them we needed more information before we paid anything. Smart lady.
Now, as seems to be the norm here, we are called at least once a day and threatened with bad credit if we don't pay up now. We refused to pay until they can show us that the money is rightly owed to them.
I am writing my first validation request letter this weekend and have sent online complaints to the BBB and my state Attorney General.
It seems that my Clear Credit account was closed, not by me, and this charge was put on my account. Then Clear Credit was sold to My Perfect Credit and in turn, they handed the "delinquent" account over to the thugs at 1st Credit of America.
Not one word of contact; by phone, email or letter during the 2 years this was all taking shape.
Fight the good fight people......
This report was posted on Ripoff Report on 08/04/2005 10:41 AM and is a permanent record located here: http://www.ripoffreport.com/r/Clear-Credit-My-Perfect-Credit-1st-Credit-Of-America/nationwide/Clear-Credit-My-Perfect-Credit-1st-Credit-Of-America-ripoff-invalid-charges-rude-Nat-152489. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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