I am submitting this posting because I found this web site while trying to get information on Workman Law Office that is taking automatic check payments from my bank account. After reading some of the posts on this site I decided to do my own.
I was contacted last December by several high pressure people from Workman Law Office, P.A. (do not know what the P.A. means) in Jacksonville Florida about a delinquent Providian Bank Credit card I once had. The amount was around $9,000. Workman Law people were calling my work place twice a week, kept steady at it. The last call was from a guy I do not remember his name, told me that the Sheriff was ready to serve me with papers to appear in court here and I would be responsible for all added costs, etc, etc. He offered me to be able to settle it all now for $6,000 within 30 days, if not able to do that I would be responsible for the whole $9,000.
He pressured me into agreeing that I would allow automatic deductions from my checking account, $225 each month. I agreed at that time just to get him off my back. So far I have made 11 payments to them. Last month I saw that the automatic checks are being made out to Attorney Harold E Scherr at 4237 Salisbury Road North, Suite 308, Jacksonville Florida 32216. The same address as Workman Law Office, and they have been deposited into the account of Collect America in Denver Colorado.
After reading the posts here about that company that said they buy these accounts for pennies on the dollar and use unethical tactics I got thinking more about it. I speculate that they bought my account for way below the $6,000 they offered me at first to pay off my $9,000 debt, I realize that now, they probably got it for less than $2,000, everything above that would be a fat profit for them.
I do not object to paying down a debit I do owe but these people used tactics that are not legal such as the threat to have a Process Server at my door step that next morning and the harassing calls to by busy work place.
NOW money is getting tight here so I did a web search to get information to get them to allow a 3 month reprieve so I could pay the mortgage on the house I am now living in that my girlfriend has (her employer went out of business), what a surprise I got!! These people are indeed Bottom Feeders as previous posters have indicated. I intend to contact my bank and have them not honor any more automatic check withdrawals from these people until I can contact Collect America and negotiate a better settlement. Like I said before, I will pay off my debit but not at their price.