• Report: #311581

Complaint Review: Combined Insurance

  • Submitted: Sun, February 24, 2008
  • Updated: Mon, March 03, 2008

  • Reported By:Mt Sterling Kentucky
Combined Insurance
5050 N. Broadway Ave. Chicago, Illinois U.S.A.

Combined Insurance Co. Of America I shake my head and chuckle to keep from crying Chicago Illinois

*UPDATE EX-employee responds: I FEEL YA !!

What's this?
What's this?
What's this?
Is this
Ripoff Report
About you?
Ripoff Report
A business' first
line of defense
on the Internet.
If your business is
willing to make a
commitment to
customer satisfaction
Click here now..

Does your business have a bad reputation?
Fix it the right way.
Corporate Advocacy Program™

SEO Reputation Management at its best!

Yeah, my story is similiar to everyone else. I was told half-truths along with flat-out lies when I was recruited and trained. My favorite lie was, "You are guaranteed 4 or 5 hundred dollars a week" (depending on what state one is from). The justification here is, "Yeah, you are guaranteed this amount..." provided you adhere to a list of qualifications that they conveniently neglect to make you aware of. Oh, I'm pretty sure the stipulations are in fine print within the four page contract that everyone is rushed into signing, but as I say, Recruiters and Trainers loved to proclaim, at least once a day during training, "You're guaranteed $500 a week!!!" That's funny!

As some of you pointed out, your selling of policies would be conditional to some extent. So was mine. I insisted that my cold-calling attributes may be disappointing if this was expected. I was told, "No problem-There are plenty of cards to work off of and premium to collect!" By the third week, superiors told me that if I was going to be successful I must start knocking on doors and asking strangers to buy insurance--DUH!, in other words, "cold-calling".

Also, by the third week, I was by myself and it was easy to see that one should be an accompolished and experienced saleperson or a pretty good liar (or both), to actually make a living with this company. I chose to be a liar--(obviously, since I couldn't be experienced in sales). I figured, surely the company wouldn't mind if I left out pertinent information and stretched the truth occasionally when writing policies. After all, I learned from the best Insurance Training Department in the country. Whatever the potential policyholder wanted to hear, I was whole-heartedly and excitedly, affirmitive. Especially, since I didn't know the answers to many questions in the first few weeks anyway.

To summarize, if you're looking for a job, you best keep looking. Unless, of course, you're experienced in sales--or a good liar. By the way, I wasn't a very good liar. I liked being able to sleep at night. Anyway, as I look back at my involvement with Combined Insurance, I shake my head in disbelief and disgust at some of the events of which I was involved.


Kentucky Conned
Mt Sterling, Kentucky
U.S.A.

This report was posted on Ripoff Report on 02/24/2008 12:02 PM and is a permanent record located here: http://www.ripoffreport.com/r/Combined-Insurance/Chicago-Illinois/Combined-Insurance-Co-Of-America-I-shake-my-head-and-chuckle-to-keep-from-crying-Chicago-311581. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report.

Click Here to read other Ripoff Reports on Combined Insurance

Search for additional reports

If you would like to see more Rip-off Reports on this company/individual, search here:

Search Tips
Report & Rebuttal
Respond to this report!
What's this?
Also a victim?
What's this?
Repair Your Reputation!
What's this?
REBUTTALS & REPLIES:
0Author 1Consumer 0Employee/Owner
Updates & Rebuttals

#1 UPDATE EX-employee responds

I FEEL YA !!

AUTHOR: Boobyfan35 - (U.S.A.)

MT. STERLING !! I bet i know who you worked with during your pal weeks. I was sent to your area for my pal weeks instead of working in my own area. They are the masters of trickery. IF...you and i worked with the same person in your area...they are a very good at lying. It took me 5 weeks to get off the books and even now i still get by-weekly statements showing where stuff has been turned in on my accounts. YES I HAVE CONTACTED A LAWYER! let the fun get started.
Respond to this report!
What's this?
Report & Rebuttal
Respond to this report!
What's this?
Also a victim?
What's this?
Repair Your Reputation!
What's this?
X