• Report: #93430

Complaint Review: Commercial Health Network

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  • Submitted: Wed, June 02, 2004
  • Updated: Fri, June 04, 2004

  • Reported By:Mount Pleasant Pennsylvania
Commercial Health Network
2511 Deer Run East Suite A105 Clearwater, Florida U.S.A.

Commercial Health Network ripoff Commercial Health Network ripped me off and now I want payback! Clearwater Florida
Rip-off Report negotiated for ALL unsatisfied customers to get a refund . They promised Rip-off Report ALL refund requests will be honored & will happen within 14 days! CLICK HERE to read message from the company on who to contact for your Refund!

*Author of original report: Finally, bank reversed the charges and credited my account

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I was contacted by Commercial Health Network by JOhn Abraham agent #003 in April. After hearing the sales pitch of getting a 2,000 unsecured credit card I didnt think that it was a ripoff.
He guaranteed me that I was going to receive the card in 15-20 days after payment and that I would receive free health insurance from the company and that was included in the package.
In May I contacted the company at the customer service number they gave me ( 1-888-523-8477).The guy I talked to was very polite to me and assured me that my package would arrive shortly.
And he told me to call back in a few days and get my fed-ex #. I waited a few days and called back and got the run around again but this time I was told that I would only be getting a welcome packet and a application for a credit card. I told the guy that is not what I was told in the beginning.
Well after hanging up and went on my search engine and found this site and started reading about this company. Thank God for this site. I found out that I was getting ripped off.
I went off line and called the company back this time I talked to a lady. I told her that I no longer want the credit card and that I want my money back she told me that she could not stop my card because it had already been mailed. I was nice enough to inform her that the man that I spoke to an hour earlier informed me that it hadnt been sent yet. Well this made her mad and she said that I knew what I was getting and that she has me on a recorded conversation. I told her I dont give a crap and I demand a refund.She said that my package was non-refundable and I told her you want to bet!
After all of that I went to my bank and told them the whole story about what had happened. My bank is very nice.Well they filed a fraud report.I told them that I cancelled this and that they do not have authorization from me. Well my bank told me that I shouldnt of gave out my bank information but for people like me not knowing why well its a hard price to pay.
When I came home I called the company again and demanded a refund. Well after a shouting match the only thing that they have accomplished was ticking me off. So for my sweet revenge I decided to do whatever I can to make them pay.
I pulled up the Better Business Bureau report on this company and found out that they have 8 names (Commercial Healthcare Network,National Health network, Financial Health Group,I Health Support,First Health Group,Global Management LTD, Consumer Health group (The) and NHN credit Benefits.
Additional phone numbers:1-888-240-4388,1-888-880-4388,1-888-767-4743. The company is run by three people: Mr Michael Porters, Ms. Jennifer Johnson, Ms. Andrea Johnson- Office Manager. You can call and ask for these people like I did but they wont put you through but I am sure that their names will come in handy for a small claims suit.
I filed a report with the Better Business Bureau in Clearwater Florida (http://www.clearwater.bbb.org) through the internet, The FTC through the internet and I filed a complaint with the Florida Attorney General.
I have also contacted the local news media to do a investigative report and this company. And to back up my story to these people I told them to go to this website and found out for themselves what this company is doing.
I might not be able to stop this company from ripping people off but I am sure going to get personal satisfaction. I told Commercial Health that I want a refund and they refused I warned them that if they did not refund my money that I would turn them in so let them call my bluff and lets just see if I finally find someone that will make their life miserable and finally shut them down. I will continue to contact whomever and keep complaining maybe this time I will contact the media in clearwater florida and tell them to look into this company. They took the time to seek me out to rip me off and now its my turn.

Deborah
Mount Pleasant, Pennsylvania
U.S.A.

This report was posted on Ripoff Report on 06/02/2004 08:58 PM and is a permanent record located here: http://www.ripoffreport.com/r/Commercial-Health-Network/Clearwater-Florida-33761/Commercial-Health-Network-ripoff-Commercial-Health-Network-ripped-me-off-and-now-I-want-pa-93430. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Author of original report

Finally, bank reversed the charges and credited my account

AUTHOR: Deborah - (U.S.A.)

My bank reversed the charges and credited my account back the 299.00 that Commercial Health took after they said that it was non-refundable. The funny thing about all of this is the fact that Commercial Health went to alot of extremes recording bank information but they dont record you cancelling.They can only prove that you gave them information but they cant prove anything else can they. They promise a credit card but they dont record that, just your information. I just went through this with another Company (Yep I got taken two times in one month by two companies) The second one said that I was getting a credit card and then they recorded my bank info but, what they didnt capture was me saying I dont want this because this is not what I thought it was.If they really want to hold you in a verbal agreement then maybe they should record the whole conversation, not just bits and pieces, but hey thats my opinion. Besides that I am getting tired of being taken advantage of anymore. Well anyways the second company debited my account for 150.00 after I told them no.They were nice enough to tell me that they did have that I cancelled but, because I refused to pay 35.00 for saying no they thought that they could take 150.00 I let them know that they didnt have authorization to do that transaction and that I expect my money back in my account by the end of the business day in which they did and I also went to my bank and filed a fraud report just in case. I am sorry but I am getting tired of being pushed around and these people taking advantage of me. I have truly learned my lesson about giving personal info over the phone and I placed myself on the do not call list.
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