Re: Account # 1100260654
Medicredit Corp. claims to be the assignee of a debt
that was charged off by Community Health Center over 5 years ago.
Medicredit has never validating this debt as being accurate. There is a
statute of limitations that has ended that disallows Medicredit Corp.
to even collect on this debt or sue on this alleged debt of $121.00,
although they still report this debt inaccurately to the three credit bureaus
, thus injuring me.
problem I have is that when I visited the doctor, I told "Community
Health Center" the original creditor in Burlington, Iowa I had no
income at the time and because of that, they were suppose to charge me a
minimal fee of $25.00 for the visit. Instead they charged me $121.00
for this doctors visit. When that bill was never paid of $25.00, they
assigned this debt for more than what I should have been charged for
& allegedly assigned this debt to Medicredit Corp. who is now trying
to collect on an unlawful debt of $121.00.
Community Health Center has never told me what they received as consideration and payment
for this debt they assigned to Medicredit Corp., as both Community
Health Center (original creditor) & Medicredit Corp. (collection
agency), refuse to give me this material information. This information
is vital as it should act as a credit towards payment of my real bill
of $25.00. Community Health Center gets monies paid towards their
services on low or "no income clients" from the Federal Government and
through insurance programs.
So for the original creditor
to get fees from the government and excessively overcharge is pure
fraud. Community Health Center knows my income status as it's in their
records. Despite this, Community Health Center assigned an inflated and
untrue bill to the collection agency
, Medicredit Corp.
believe Community Health Center in West Burlington, IA, and Medicredit
Corp. are in collusion together in representing false information on
bills. If Medicredit Corp.paid no monies for this debt, there was no
consideration tendered, thus no legal contract exists, which makes
Medicredit Corp. an imposter trying to collect on a bill they have no
legal rights to collect upon. However, if Medicredit Corp. paid a fee
to Community Health Center for this debt, I certainly never got credit
on the bill for this. Either way, there is fraud going on.
Corp. is ruining my credit rating by reporting false information on
what I owe to the 3 credit bureaus and refusing to fix this, by
deleting untrue information, thus injuring my credit
I now have damages in excess of the bill that is claimed as being owed
against Medicredit Corp., and Community Health Center.
I am willing to release my claims if the negative entry by Medicredit Corp. is expunged from my three credit reports
. Or the original creditor can buy back this debt & force the collection agency to delete this negative information.