Compass Bank is a terrible bank to start with. I had $31 in the bank on the 21st. I went to Subway for a $4 sub that day for lunch. Also got a $4 sub the next day. That was it until a full week later. I went out of town $6 to Starbucks, $6 to a sandwich shop on the 27th.
I should have had $7 dollars in the bank. Now granted, I did purchase one last meal at a restaurant that should have put me over on the 28th.. thats ok, I can own up to it when its my fault.
Not to mention Compass RIPS YOU OFF with $38 dollar NSF CHARGES!!!!!!
Next day I check my balance and it says -$200! I pull up my online and a NSF charge is what ACTUALLY overdrafted me!!! they gave me a NSF charge (which obviously cleaned out the account) before any of the charges ever even hit the bank!!!!!!!
So I have five $38 dollar NSF charges and only 3 things that bounced. and the first 2 only bounced because the stuck me an NSF charge BEFORE I OVERDREW.
I got 2 NSF charges for Subway ($4 subs!) when it blatently says I had $27 in the bank AFTER it hit.
This is what it looks like:
7/21/09 Subway $4 Balance $27
7/22/09 Subway $4 Balance $22
7/23/09 NSF Charge $38 Balance -$16
7/23/09 NSF Charge $38 Balance -$54
7/27/09 Starbucks $6 Balance -$60
7/27/09 Sandwich $6 Balance -$66
7/28/09 Restaurant $20 Balance -$86
7/28/09 NSF Charge $38 Balance -$124
7/28/09 NSF Charge $38 Balance -$162
7/28/09 NSF Charge $38 Balance -$200
this HAS to be illegal.. but its not because banks get to do whatever they want to.
Im still so mad I cant see straight... its not right, and they won't fix it.
Im done with this bank... many people told me that they were crooked, but I guess I just had to learn the hard way
Screwed by compass