Consumer Credit Services Inc, Consumer Resource Services Inc, First National Card, CCA, etc.. false promises slow prossessing mistreated and totally ripped off Las Vegas Nevada

I was lead to believe I was getting a general credit card. I asked not once or twice, but three times if I could use the card anywhere. Stephanie Reidel assured me each time that the First National Merchant Card could be used anywhere. So I went ahead with the activation. 4 months passed by and I hadn't received a credit card. I had received a few invoices, a catalog, and a few cards that did not bare the visa or mastercard logos. So I waited and waited thinking something should be arriving soon. I then received my bank statements. CCS had electronically debited a total of $348.98 from my checking account. I called CCS to find out what had happened. The cards I received were my credit cards... only to be used to order from catalogs. Since I was basically lied to... I asked for a refund. "Sorry... Non-Refunable". I was out $348.98 with no credit card in my hand? Amanda Glendale, California