First of all, Greg S. Bohl ( if that is his real name ), is not truthful, or forthcoming, in any way whatsoever. His " 3 1/2 year old company", is not listed to do Credit Counciling Services, in any verification list, I could locate, in the State of Florida. Check the first URL above, to back up this claim. I emailed Mr. Bohl, the next day after his response was posted to this site, and of course, I recieved NO RESPONSE, and no refund. He well knows that the documents, he claims to provide, are time sensitive, and if not sent within a week or so, would not be of any value to the consumer, whatsoever. His offer, to "send them now", is a red herring, and when asked to refund the $195, neither answered my e-mail, or offered any redress.
Second, this character uses the LEGITIMATE, Federally licensed CCCS of Atlanta, to steer potential marks, to believe HE is not a Rip Off. Don't be fooled by this! I personally called CCCS of Atlanta, and they have neither heard of "CCS of America", or acknowledge any relationship, or knowledge of either Greg S. Bohl, or CCSofAmerica.com . ( feel free to contact them, using the third url above, to confirm this )
Third, the rules that the second url above offers, such as asking for verifiable credentials, a verified postal address ( not just #6 office park, or Post Office Box ***, etc), are both great ideas. Hey, Greg, feel like posting your snail mail address, or credentials? I won't hold my breath.
I invite anyone to call 1-800-937-4130, and get a human being to answer. Greg S. Bohl, and the imaginary "CCSof America" offers no credible, let alone verifiable evidence, that he exists, except in cyberspace, and is not listed in any local, State, or Federal list of certified Credit Counseling agencies. I do know he does business with Sun Bank, ( which is where my E-check was marked "paid"), and believe me, you do NOT want this guy getting any of your personal information, over the phone, without a written contract, including all the above mentioned bona fides. He has the gaul to say, he hasn't heard of me? LOL. He sure "heard" of my $195, as it was paid to him, the day after we spoke for 2 hours on phone.
WARNING, he has been reported to the Florida Dept. of Agriculture, for nonperformance, and I certainly hope that he will be shut down, before he defrauds anyone else. Again, this man is not listed, verifiable, or legitimate. If you are thinking of filing a petition for Bankruptcy, download the docs from Legal Forms.com, ( for $39, not $195), then, go get an Attorney to do your filing. You'll be glad you did.