• Report: #458273

Complaint Review: Countrywide-Bank Of America

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  • Submitted: Wed, June 03, 2009
  • Updated: Thu, May 26, 2011

  • Reported By:Goodyear Arizona
Countrywide-Bank Of America
Phoenix, AZ Phoenix, Arizona U.S.A.

Countrywide-Bank Of America ARM Mortgage Modify Denial Phoenix Arizona

*Consumer Comment: Cindy,

*Consumer Comment: CINDY, THE UNITED STATES of AMERICA IS A COUNTRY WHOSE FOUNDATION IS BASED ALMOST ENTIRELY ON....

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Just read the story about Countrywide-BOA not cooperating with the stimulus money. Well we just had a similar thing happen.
We downsized in 2006 and built a smaller house; had sold our other house we were in for 18 yrs. We have excellent credit and were foolish enough to take the 5 yr Fixed ARM not realizing things were going to get this bad. Obviously, the market has tanked and even though we put $90K down, we still owe more then the comps. It did not matter that BOA foreclosed on at least 30% of the homes in our neighborhood and resold $600K stripped houses for $200K. Now it is our problem and were denied our mortgage to be modified.
So, we are facing absolute foreclosure as we go into our retirement years, because BOA would rather have their house back instead of redoing our loan for a fixed interest. By the way, BOA was not blink an eye when I told them they were getting fair warning of our intent to foreclose.
This does not make any sense at all and certainly does not follow our President's stimulus plan...or does it? Lets see how many other homes are going to go vacant and foreclosed in the next 2 yrs.
What has this Country come down to? Crooks and Dishonesty seems to be the everyday motto in business.

Cindy
Goodyear, Arizona
U.S.A.

This report was posted on Ripoff Report on 06/03/2009 04:29 PM and is a permanent record located here: http://www.ripoffreport.com/r/Countrywide-Bank-Of-America/Phoenix-Arizona-85041/Countrywide-Bank-Of-America-ARM-Mortgage-Modify-Denial-Phoenix-Arizona-458273. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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Updates & Rebuttals

#1 Consumer Comment

Cindy,

AUTHOR: Karl - (USA)

If you want to know when the stock market will crash again, simply 'Google' this- A CREDIT CARD YOU WANT TO TOSS, and go to the BusinessWeek article dated Feb. 7, 2008, and then scroll back to the comment that was posted on February 21, 2008 at 3:03 AM.

I believe that comment is on, or around, 'Page 41' in the comments section. That comment was posted seven months BEFORE the stock market crashed. On September 29, 2008, the stock market crashed and the Dow Jones lost a record 777 points in one full day of trading.

Then stay at this website and type in 269041 and read what is stated in 'Consumer Comment #3' at Ripoff Report #269041, which was posted 13 months BEFORE the stock market crash and the collapse of the banking system in the USA.

Good luck to you!

P.S. Don't forget to stay at this site and type in all of the following and read the Ripoff Reports for valuable information if you have a mortgage in the USA-

MERRILL LYNCH
ONE WEST
GMAC
INDYMAC
ALLY
PHH MORTGAGE
LITTON LOAN
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CHASE
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#2 Consumer Comment

CINDY, THE UNITED STATES of AMERICA IS A COUNTRY WHOSE FOUNDATION IS BASED ALMOST ENTIRELY ON....

AUTHOR: Karl - (U.S.A.)

LIES, DECEPTION, GREED, DEEP CORRUPTION, FRAUD, TRICKERY, MANIPULATION, & the CONSTANT PURSUIT TO FINANCIALLY INJURE THE INNOCENT.

It's the REASON that our country is COLLAPSING!

All of the above elements are being EXPOSED everyday. The EXPOSURE is doing all the damage! The ENTIRE WORLD can plainly see what a COMPLETE JOKE this country really is!

P.S. Don't forget to 'Google' all of the following & watch them on the web:

AMERICA: FREEDOM TO FASCISM

INSIDE THE MELTDOWN

THE OBAMA DECEPTION

9-11 PRESS FOR THE TRUTH

I'm Karl, and I approve this Update!
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