- Report: #235332
Report - Rebuttal - Arbitrate
Complaint Review: Countrywide Home Loans
Countrywide Home Loans4500 Park Granada Calabasas, California U.S.A.
Countrywide Home Loans, Countrywide Financial Corporation Liars & Thieves Ripoff Calabasas California
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Their Loan Officer assured me - due to my great credit scores - a Home Equity Line of Credit would be a faster & more cost-effective avenue to free up some cash. After interviewing me he also stated I was extremely well-qualified to receive the funds.
Below is the email I sent Countrywide after we were denied. Countrywide appears to have an honorable employee, so I have replaced her name with ****.
When we first talked I told you I was an Independent Contractor & that I subcontracted to two companies. I also told you I receive 1099 Tax Forms, which should have further confirmed my self-employment status.
I was then shuttled to ****, the Processor; she had been informed of none of this.
We went over my work history, but that, too, was not relayed to ****.
Prior to talking to you we had been ready to re-finance our house, but because of what you said, I brought that to a halt and believed Countrywide would come through with a Home Equity Line of Credit - which I learned today isn't going to happen.
Thanks to you good folks I have made promises I may not be able to keep and a solid week of my time has been wasted, AND due to conversations with ****, my cell phone bill has now increased.
Also, Countrywide has a non-refundable $35.00 of our money, money that could have been spent elsewhere.
I am a widower with a 16-year-old son and am not happy.
I hope you can sleep at night
This report was posted on Ripoff Report on 02/09/2007 03:46 PM and is a permanent record located here: http://www.ripoffreport.com/r/Countrywide-Home-Loans/Calabasas-California-91302/Countrywide-Home-Loans-Countrywide-Financial-Corporation-Liars-Thieves-Ripoff-Calabasas-235332. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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